Madison Christian is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2025, Madison worked at First Horizon Advisors and First Horizon Bank. Before entering the financial industry, Madison held positions in the food service and education sectors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by research and operational tools.

Melissa Cross is a Certified Financial Planner (CFP®) with 20 years of industry experience. She has been with UBS Financial Services in Chattanooga, TN since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial products and specialized support.

Tabithia Brown is a financial advisor with Ameriprise in Chattanooga, TN, holding a Series 66 designation and eight years of industry experience. She previously worked at Fuerst & Associates before joining Ameriprise Financial Services in 2017. Outside of her advisory role, she is co-owner and operations manager of Mainstay Service Group, LLC, which provides administrative support to a financial advisory practice. Ameriprise is a large institutional firm offering retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations tailored to client needs.

Peter Perdomo is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2023, previously spending over a decade at Ascensus in various roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

John Smith is a ChFC® and Series 66 credentialed financial advisor with 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2012 and previously worked at MSI Financial Services, Inc. He is also the owner of Sand Oak Divorce Solutions LLC, a firm specializing in divorce planning services. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Arthur Hall is a financial advisor with LPL Financial in Chattanooga, TN, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He has also been affiliated with FTB Advisors, INC since 2016. Outside of his advisory work, Hall serves as a non-profit board member for The Salvation Army of Johnson City. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions supported by investment adviser representatives who utilize various strategies and tools.

George Menham is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with UBS Financial Services since 2005. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor solutions to clients’ goals and risk tolerances.

Dean Draper is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2021, with prior experience at VOYA Financial Advisors and his own firm, Dean E. Draper. He is also an independent insurance agent and owner of Draper Wealth Management, which provides insurance and investment services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

James Henson Jr. is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at FSC Securities Corporation and Citadel Financial & Retirement Solutions LLC. Outside of his role at OSAIC, he is the owner of Citadel Financial & Retirement Solutions LLC, a firm focused on financial planning and investment management. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization, offering a broad range of advisory and brokerage services through multiple affiliated entities.

Christopher Wiley is an advisor at Robert W. Baird & Co. with Series 63 and Series 65 credentials. He has recently started his career in the financial industry, with prior affiliations including Northwestern Mutual and UBS Financial Services. His background includes experience in both wealth management and educational institutions. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a broad range of services such as financial planning, portfolio management, separately managed accounts, and custody services, supported by internal research and investment tools.

Shane Unsworth is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and has been with UBS since 2011. Outside of his advisory role, he serves as president of the Chattanooga Hamilton Pointe chapter of Business Networking International and assists with major events for Life Care Centers of America. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Lisa Humphres is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and three years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc., Pinnacle Financial Partners, First Horizon, and Midlab. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using various analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Douglas Marken is a financial advisor at Raymond James & Associates with 29 years of industry experience. He has previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association. Marken serves as a member of the finance and investment committee for Community Blood Holdings, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and investment consulting through a range of portfolio management styles and affiliated research.

Kelsey Ridge is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. She has worked with Pinnacle Bank, Pinnacle Asset Management, and The Frank Group since 2022, and previously spent six years at Ftb Advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients, providing financial planning, investment consulting, and advisory services tailored to client goals through comprehensive risk profiling and analytical tools.

Thomas Caldwell III is a CFA® charterholder with 19 years of industry experience. He currently works at OSAIC and has held previous roles at Royal Alliance & Associates and Morgan Stanley. Caldwell serves on the board of the Chattanooga Metro YMCA and is involved with the Council for Alcohol & Drug Abuse Services and Foundation Homes. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering both brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and recent consolidation activity.

Michael Crowder is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2009 and has been with the Morgan Stanley Private Bank since 2015. Outside of his advisory role, he performs music as an independent contractor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Amber Dietz is a financial advisor with Raymond James & Associates holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Merrill and Bank of America, N.A. before joining Raymond James. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a variety of portfolio management styles and affiliated research.

Kenneth Harpe is a financial advisor with Mass Mutual Investors Services, holding a Series 63 license and over 39 years of industry experience. He has been with MML Investors Services, Inc. since 1985. Outside of his advisory work, Harpe is also a writer of poetry, fiction, and reviews, dedicating a regular weekly schedule to this activity. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved tools.

Taylor Storad is a financial advisor with Charles Schwab holding Series 63, Series 65, and Series 66 licenses and four years of industry experience. Prior to his current role, he has held positions at Charles Schwab Bank and worked in behavioral health and nonprofit care. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a centralized operational structure and a formalized alternative-investment platform.

Edward Hostetler is a financial advisor with UBS Financial Services in Chattanooga, TN, holding a Series 66 designation and 14 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association from 2015 to 2017. Outside of his financial advisory role, Hostetler coaches the crew team at The McCallie School and serves on the boards of the Boys and Girls Club of Chattanooga, the Chattanooga Chamber of Commerce, and the Leadership Chattanooga Alumni Association. He is also the owner of TN Floating Dock Systems, a distributor of floating docks and jet ski lifts. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.