Daniel Conniff is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets starting in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Sheila Gray is a financial advisor at RBC Capital Markets in Fresno, CA, with 9 years of industry experience. She holds Series 63 and Series 66 licenses and has been with RBC Capital Markets since 2006. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Mark Macedo is a financial advisor with RBC Capital Markets in Fresno, CA, holding a Series 66 designation and 16 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles through a range of in-house and third-party investment managers.

Shawn Urena is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2011 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory role, he serves as a trustee of a family trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its offerings.

Christopher Underdown is a financial advisor with Ameriprise in Fresno, CA, holding a Series 66 credential and two years of industry experience. His background includes roles at Equitable Advisors, LLC and Bitwise Capital, as well as experience in the food and beverage sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Anthony Linares is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, and Bank of America/Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kami Mcdonald is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery processes and firm-approved tools.

John Otto is a financial advisor at LPL Financial with 23 years of industry experience. He has been with LPL Financial since 2013 and also has a long-term affiliation with Educational Employee Credit Union. He holds Series 63 and Series 65 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from various sources.

Jason Ahronian is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, currently working at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he owns a rental property in Las Vegas that is managed by a third party. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Tyler Garrett is a financial advisor with Wells Fargo Clearing in Fresno, CA. He holds the Series 66 designation and has four years of industry experience. Prior to his current role, he worked in real estate and care services. Outside of finance, he provides respite care to his disabled brother through Pacific Home Care Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and delivers both brokerage and advisory solutions.

Rajinder Kumar is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized financial planning and wealth management. He works closely with clients to understand their individual priorities and ambitions, helping them pursue goals such as retirement planning, education funding, and long-term family financial objectives. His approach emphasizes simplicity and transparency in navigating the complexities of investing. Rajinder holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, reflecting his expertise in retirement and investment strategies. He completed an Accredited Certificate Program from the Australian Institute of Technology and Education. Fluent in English, Punjabi, Hindi, and Urdu, Rajinder is committed to building strong client relationships and providing ongoing guidance as financial needs evolve. In addition to his professional work, Rajinder is involved with the Fresno Cambodian Buddhist Society, Inc., demonstrating his engagement with community organizations.

Alyssa Cwik is a financial advisor at Wells Fargo Advisors with four years of industry experience. She holds the Series 66 and Series 65 designations. Prior to joining Wells Fargo Advisors, she worked at Fisher Investments, Ameriprise, and Carbahal Olsen Financial Services Group LLC, among others. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Mark Shepherd is a financial advisor with UBS Financial Services in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with UBS since 2008. His wife is involved in a long-distance marketing role for Excel Telecommunications. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Justin Vartanian is a financial advisor with Ameriprise in Fresno, CA, holding a Series 66 designation and 16 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Outside of his advisory role, he is involved in business ownership through Justin A. Vartanian, LLC, where he serves as president and owner/operator. Ameriprise provides retirement-income planning services primarily for individuals near or in retirement with substantial investable assets, combining research-driven modeling and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical for a large institutional firm.

Ron Monis is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct and corporate financial planning agreements.

Jeffrey Garton is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 24 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is also the owner of Garton Wealth Management, LLC, an independent business based in Fresno. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold. The firm uses proprietary research and planning tools to develop recommendations, with implementation options available through its brokerage or advisory programs.