John Jertson is a financial advisor with UBS Financial Services in Charlottesville, VA, holding a Series 66 designation and bringing two years of industry experience. Prior to joining UBS in 2024, he worked at TradeCentric and Scalable Software for a combined 11 years. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and comprehensive capital markets services.

Michael White is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Pamela Friedman is a financial advisor at Merrill with 43 years of industry experience. She holds a Series 63 designation and has worked at Merrill since 1984 and Bank of America, N.A. since 2011. Outside of her advisory role, she is a limited partner and 50% owner of an LLC that holds undeveloped property in Charlottesville, Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Albert Kwon is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior roles include work with the Boys and Girls Clubs of Central Virginia and University of Virginia research projects. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Timothy Morris is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, Union Bank & Trust, Union Wealth Management, and Raymond James Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with a focus on combining scale and diverse financial activities alongside its advisory platform.

Robert Abbott is a CFP® with 27 years of industry experience, currently advising clients at Edward Jones since 1998. He holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary managed solutions, and operates under a fiduciary standard.

Michael Miller is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 46 years of industry experience. He has been with Cambridge Investment Research since 2009. Outside of his advisory role, he operates Michael Miller Financial, providing insurance and annuity services. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, trusts, and charitable organizations through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement plan advisory services with a range of portfolio management options and proprietary model strategies.

Korby Griffith is a financial advisor with Edward Jones, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, Griffith worked at the University of Virginia for eight years. He serves as a board member of Greene Care Clinic in Stanardsville, VA, participating in decisions regarding the clinic’s general direction. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is known for its extensive network of financial advisors and branch offices nationwide.

Troy Hamilton is a financial advisor with LPL Financial in Charlottesville, VA, holding a Series 66 designation and 11 years of industry experience. He worked at Edward Jones for 10 years before joining LPL Financial in 2025. Outside of his advisory role, he owns a small business called Saint John Will Help You, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, utilizing a broad network of investment adviser representatives and multiple investment management options.

Olivia Tucker is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. She has worked at Charles Schwab & Co., Inc. since 2025. Outside of her advisory role, she has experience in education and hospitality, including work at Old Trail Golf Club and Harvest Moon Catering. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by centralized supervisory, custody, and order-routing arrangements.

Jacquelyn Nasca is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. She has worked at several firms including LPL Financial and Private Advisor Group before joining Cetera. Nasca also serves as a financial advisor at Wilkinson Wealth Management, a firm she has been involved with since 2012. Cetera is an SEC-registered adviser that offers services through a nationwide network of independent advisors. The firm serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, providing a range of portfolio management and financial planning solutions with access to multiple program structures and third-party money managers.

Peter Mindnich is a financial advisor with LPL Financial in Charlottesville, VA, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Private Advisor Group, LLC and iAnthus Capital. In addition to his advisory work, he is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive non-advisory financial products and partnerships.

Jorgen Vik is a CFP®-certified financial advisor with 24 years of industry experience, currently working at Wells Fargo Advisors since 2016. He holds a Series 66 license and is based in Charlottesville, VA. Outside of his advisory role, he is a financial advisor and treasurer at SKV Group, LLC, and contributes articles to The Daily Progress. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a wide range of investment and financial planning services, utilizing firm research and planning tools to develop tailored recommendations.

Yvonne Harmon is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 credentials and 16 years of industry experience. Her prior roles include positions at Truist Advisory Services and BB&T, where she worked from 2009 to 2021. Outside of her advisory work, she maintains a notary commission and has involvement in a non-variable insurance business under Woods & Waters Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, third-party asset management, and institutional platforms, supported by a wide network of investment adviser representatives.

Steven Ball is a CFP®-certified financial advisor with Ameriprise in Charlottesville, VA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a family-owned real estate property in Charleston, SC, which is infrequently rented. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports, supported by a centralized consulting team and algorithmic tools, alongside a broad range of advisory, brokerage, and insurance solutions.

Kimberlee Barrett Johnson is a financial advisor with Ameriprise in Charlottesville, VA, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she serves on multiple nonprofit boards in the Charlottesville area, including the Charlottesville Area Planned Giving Council and the Westminster Canterbury of the Blue Ridge Foundation. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, combining proprietary research and third-party data to provide tailored, tax-aware withdrawal strategies.

Todd Mullen is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions, managing roughly $671 billion in assets and employing over 14,000 financial advisors nationwide.

Ellen Marrs is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Michael Paduano is a financial advisor with Wells Fargo Clearing in Waynesboro, VA, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2012 to 2016. Outside of his advisory role, he is a co-owner of Paduano Properties, LLC, a business involved in building, buying, and selling homes. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Scott Valentine is a financial advisor with Merrill in Charlottesville, VA, holding a Series 66 designation and 11 years of industry experience. He has worked at Bank of America and Merrill since 2015. Outside of advising, he owns and operates Valentine’s Old Fashioned Kettle Corn, producing and selling kettle corn and other food products at special events. He also serves on the board of the Fluvanna Business Alliance, helping to organize local business and community events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing both internal and third-party style managers.