Richard Corbett is a Wealth Management Advisor with over 27 years of experience in financial advising, currently practicing at Merrill Lynch Wealth Management in Lexington, Kentucky for the past twelve years. He specializes in legacy planning, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. His expertise includes guiding business owners through exit and retirement planning, assisting divorcees, widows, and widowers, crafting lifetime income plans for retirees, structuring retirement goal plans for pre-retirees, designing tailored financial strategies, and guiding clients through the estate planning process. Mr. Corbett holds a Bachelor's Degree from Western Kentucky University and holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). He is involved with professional and community organizations such as Southland Christian Church, Business Networking International, and 210 Leaders, as well as guest services at Southland Christian Church. He is a devoted husband and father of three children, with his faith in Jesus Christ guiding him. Mr. Corbett enjoys playing golf, visiting great restaurants, traveling to interesting destinations, and is a follower of University of Kentucky Wildcats football and basketball programs, as well as those of Western Kentucky University and Boyle County High School.

Parker Rice is a Series 66 licensed financial advisor at Fidelity with one year of experience. His prior roles include positions at Longship and Andover Management Group, as well as diverse work history in education and small business operations. Fidelity’s Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Susan Cassell is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies to individual clients, focusing on areas such as family wealth management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Susan graduated Cum Laude from the University of Kentucky in 1999 with a Bachelor of Science degree in Economics and Finance. During her studies, she interned in retail, operations, and trust departments at a local bank. After graduation, she worked in trust operations and portfolio management at regional banks managing funds for non-profit and institutional clients. Pursuing professional development, she earned the Chartered Financial Analyst (CFA) designation in 2004 and holds additional credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Lexington, Kentucky, Susan balances her career with family life, raising two children and caring for a dog. She values continuous learning and aims to support her clients in making sound financial decisions tailored to their individual goals. Additionally, she dedicates time to volunteer work within her community, reflecting the tradition of community participation upheld by Merrill.

Roger Collins II is a financial advisor at Cetera with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Cetera and its affiliated entities since 2016, previously spending three years with Foresters Financial Services. Outside of his advisory role, Collins is the owner of One Chip at a Time, a woodworking business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and utilizes a multi-manager platform that includes affiliated and third-party model portfolios and program options varying in discretion and custody arrangements.

Susan Sadr is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 1999, bringing prior experience as an Estate Planning Specialist for an insurance company and a Relationship Manager at a bank in Lexington, Kentucky. She works with highly educated professionals and business owners across the country, helping them manage their financial needs including retirement income planning, wealth transfer services, business owner strategies, and access to credit and lending services through Bank of America. Susan earned a Bachelor's degree in Political Science from the University of Kentucky and has studied foreign relations at the School of Diplomacy. She holds FINRA Series 7, 6, 63, and 65 registrations, life/health/variable annuity insurance licenses, and the Chartered Retirement Planning Counselor (CRPC) and Accredited Domestic Partnership Advisor (ADPA) designations from the College for Financial Planning Institutes Corp. She is fluent in English and Persian. Outside of her professional work, Susan is involved in community organizations such as Hope Center, JustFundKY, Nest, Red Cross, Soup Kitchen, Salvation Army, UNICEF, United Way, and YMCA. She enjoys traveling and embracing different cultures and is passionate about supporting cancer research and children's causes.

Darren Williams is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and one year of industry experience. He has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2025 and has prior experience at several firms including MML Investors Services and Westpoint Financial Group. Outside of his advisory role, he serves as a baseball coach at Sayre School in Lexington, KY. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Dale Ditto is a CFP® with 26 years of industry experience, currently with Robert Baird & Co. since 2019 and previously with J.J.B. Hilliard, W.L. Lyons, LLC. He is based in Lexington, KY. Outside of his advisory role, he is involved as an investing member in a commercial real estate venture near Fort Worth, TX. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pension plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and brokerage services supported by internal research and manager oversight, managing approximately $394 billion in regulatory assets as of December 2025.

Robin Seale is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has been with Raymond James since 2013 and serves as a trustee for the Linda B Pollard Appointment Trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, charitable organizations, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on diverse portfolio management styles and affiliated research.

Elizabeth Akin is a financial advisor with Raymond James & Associates in Lexington, KY, holding Series 65 and Series 63 designations and bringing 29 years of industry experience. Her prior roles include nearly 16 years with Wells Fargo Clearing and Wells Fargo Advisors LLC. She serves as a trustee for her father's and grandmother's trusts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Lenora Trachsel is a CFP®-designated financial advisor with Edward Jones, where she has worked since 1988, totaling 38 years of industry experience. Based in Georgetown, KY, her background includes ownership and involvement in thoroughbred breeding and racing through Trachsel Farm, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options, supported by a large nationwide network of financial advisors and offices.

Mirlen Hernandez is a financial advisor with Edelman Financial Engines in Lexington, KY, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Edelman Financial Engines, Hernandez worked at Fidelity Investments and Amazon. Outside of finance, Hernandez is a photographer and editor with Aperture Artistry. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven proprietary modeling process with planner delivery and online tools, emphasizing diversified portfolios, periodic rebalancing, and a long-term investment approach.

Jamie Hatter is a financial advisor with Robert W. Baird & Co. in Danville, KY, holding a Series 66 designation and three years of industry experience. Prior to joining Baird in 2020, Hatter was involved with the Lincoln County Board of Education and operated a daycare and learning center. He also has experience with Zion Baptist Church. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to meet diverse client goals.

Andrews Barker is a CFP® with seven years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. in Lexington, KY. His background includes roles at Gratz Park Private Wealth and Raymond James & Associates, Inc., and he manages a single-family real estate rental property. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored non-discretionary services supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Guy Quinn is a financial advisor with Raymond James Financial Services Advisors, Inc. in Lexington, KY, holding a Series 63 designation and 33 years of industry experience. He has been involved with Elevon Wealth Management since 2018 under a succession agreement, supporting client services in an independent contractor capacity. His work history includes long-term roles at Raymond James and Southwest Florida Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports advisory programs and municipal finance work through a large advisor network.

Emily Biggins is a Series 66-licensed financial advisor with Morgan Stanley in Lexington, KY, with 11 years of industry experience. She has been with Morgan Stanley since 2015 and has worked at Morgan Stanley Private Bank, N.A. since 2018. Outside of her advisory role, Biggins serves on the Investment Committee of the Junior League of Lexington. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a broad suite of investment offerings while providing advisory services aligned with its Financial Advisors and Estate Planning Strategies Group.

Justin Hughes is a financial advisor with Charles Schwab & Co., Inc. in Lexington, KY, holding a Series 66 designation and 14 years of industry experience. He previously worked at TIAA-CREF and Tiaa from 2016 to 2020 before joining Charles Schwab in 2020. Charles Schwab & Co., Inc. serves a large client base primarily comprising high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by centralized custody and operational infrastructure.

Tyler Martin is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial goals and develop strategies to pursue short-, mid-, and long-term objectives. He provides guidance across areas such as general investing, retirement planning, and saving for unexpected events. He also connects clients with Bank of America specialists for services including banking, credit, home financing, and small business solutions. Tyler holds a Bachelor's Degree from the University of Kentucky. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). These certifications support his expertise in delivering specialized financial advice. Beyond his professional work, Tyler is involved in the community through participation with Habitat for Humanity.

Vincent Montgomery is a financial advisor with Wells Fargo Clearing in Lexington, KY, holding Series 66 and Series 63 credentials and nine years of industry experience. His work history includes multiple roles within Wells Fargo entities and prior positions at Spectrum Financial Alliance LTD LLC and Family Wealth Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from its own investment institute with third-party data to support diversified portfolio management.

Harry Hadden III is a financial advisor with Ameriprise in Lexington, KY, holding Series 63 and Series 65 licenses and bringing 55 years of industry experience. His prior work includes roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Clyde Pelton Jr. is a financial advisor with Morgan Stanley in Lexington, KY, holding Series 63 and Series 65 designations and with 31 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and Corporate Financial Planning agreements.