Gerlynbee Buencamino is a financial advisor with LPL Financial in Santa Rosa, CA, holding Series 63 and Series 65 licenses and having 13 years of industry experience. Prior to joining LPL Financial in 2024, Buencamino was with CUSO Financial Services, LP from 2016 to 2024 and has been associated with Redwood Credit Union since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing a range of model portfolios, research resources, and advanced technologies.

Blake Watts is a financial advisor with Charles Schwab, holding Series 66 and Series 63 designations and seven years of industry experience. His prior roles include positions at American AgCredit and Stockpile Investments. He is based in Santa Rosa, California. Charles Schwab serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model emphasizes primarily non-discretionary advisory relationships combined with access to discretionary separately managed accounts and a structured approach to alternative investments.

Valerie Kendrick is a financial advisor at OSAIC with 39 years of industry experience. She holds a Series 63 designation and has worked at OSAIC since 2018, following two years at Signator Investors, Inc. In addition to her advisory career, she is a general partner at Kendrick & Associates, a tax preparation and planning partnership she has been involved with since 1981. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs various portfolio construction tools including asset-allocation models, risk-tolerance assessments, and automated rebalancing.

Arthur Pierce is a financial advisor with LPL Financial in Santa Rosa, CA, holding a Series 63 license and bringing 38 years of industry experience. He has been with LPL Financial, including its predecessor LINSCO/PRIVATE LEDGER, since 2006. Outside of his advisory role, he operates a business under the name Pierce Financial Group, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, model portfolios, and retirement plan consulting, supported by research and technology solutions.

Erika Lockwood is a CFP®-designated financial advisor with Edward Jones, based in Santa Rosa, CA, and has 16 years of industry experience. She has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates with a nationwide network of more than 23,700 financial advisors.

Michael Bagley is a CFP® professional with 38 years of industry experience, currently working at LPL Financial since 2012. His background includes affiliated activities related to investment and non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Timothy Robbins is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Bank of America, N.A. Prior to his finance career, he was involved in the restaurant industry at La Gare French Restaurant. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services through a non-discretionary program where clients retain final decision-making authority.

Ghassan Howell is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and its related entities since 2011, with brief tenures at Merrill and Bank of America N.A. prior to his current role. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patrick Bentivegna is a financial advisor with Charles Schwab in Santa Rosa, CA, holding Series 63 and Series 66 licenses and having 31 years of industry experience. He has been with Charles Schwab since 1994 and Charles Schwab Bank since 2008. Outside of his advisory role, he is involved in real estate in Petaluma, California, where he owns a property that he rents out. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining comprehensive advisory, brokerage, custody, and cash-sweep services within an integrated operational platform.

Michael Avery is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Barrel Brothers Brewing Company. His background also includes roles at Exchange Bank and Sonoma State University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brian Frost is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Lincoln Financial Advisors for six years and Sorrento Pacific Financial, LLC for seven years. Outside of his advisory role, he serves as a board member of West County Net Inc., a for-profit organization in Santa Rosa, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both proprietary and third-party research, and provides services including discretionary and non-discretionary management, retirement plan consulting, and brokerage.

Stephen Jang is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured processes and advanced modeling techniques.

Zachary Parreira is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked at several organizations including JPMorgan Chase Bank and Equitable Financial Life Insurance Co. Outside of his advisory role, he owns a photography business and serves as a soccer referee for multiple local associations. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining large institutional advisory operations with broker-dealer and investment adviser registrations.

Daniel Rosaschi is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Bank. He serves as President of the Board for Demeo Teen Club, a youth-focused nonprofit organization in Santa Rosa. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning processes supported by proprietary tools and broad investment offerings.

Henry Pak is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erica Minor is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 designations and 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Genaro Fernandez is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2012, with prior experience at JP Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, Fernandez is involved in entrepreneurial activities, including ownership of a Baskin-Robbins franchise in Napa, CA, and serving as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice and offering a broad range of financial product options.

Stefan Matwijiw is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with four years of industry experience. His prior work history includes roles at Pond Robinson & Associates and Partner Engineering & Science, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, tax-efficient services, and affiliated investment products through a large nationwide network of advisors and branch offices.

Michael Veit is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various J.P. Morgan entities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside brokerage, distribution, and investment management capabilities.

Edward Ranchigoda is a financial advisor with Edward Jones, holding a Series 66 designation and currently based in Petaluma, CA. He began his career at Edward Jones in 2026 and has prior experience at Digital Meaning and RanchWin Inc., among other roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.