Tsz Chung (Wilson) Leung is a Financial Advisor at Merrill Lynch Wealth Management with over 15 years of experience in the financial services industry. He works with individuals, families, and business owners to develop customized financial strategies that align with their specific goals. Based in Sacramento and the Greater Los Angeles Area, Wilson focuses on building long-term relationships through a client-centric approach that integrates investment management, retirement planning, and wealth transfer strategies. Wilson's expertise spans college education planning, family wealth management, liquidity management, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Fluent in English, Cantonese, and Mandarin, he serves the Asian American community by providing culturally attuned financial guidance tailored to clients' unique backgrounds. Collaborating with a team of specialists at Bank of America and Merrill Lynch, he offers clients comprehensive access to lending solutions, estate planning, and business succession strategies. Wilson holds a Bachelor's Degree from the University of California, Los Angeles (UCLA) and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is involved with the Home4Homeless Project at UCLA. Outside of work, Wilson enjoys spending time with his family, traveling internationally, playing badminton, dancing, drawing, interior decorating, and listening to music.

Adrian Shankar is a financial advisor with LPL Financial based in Sacramento, CA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at New York Life Insurance Company and Golden 1 Credit Union’s investment services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and consulting services.

Javier Cardenas is a CFP®-designated financial advisor with 26 years of industry experience, currently with Cetera. His prior firms include Avantax and Oppenheimer & Co Inc. He is based in Elk Grove, CA. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and serves over 800,000 clients through more than 10,000 advisors.

Cyril Shah is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has been associated with Raymond James Financial and its affiliates since 2006 and served 12 years at the American River Flood Control District. He is also a board member of the Sacramento County Employees' Retirement System (SCERS), overseeing the system’s operations alongside other board members. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs fact-finding and risk-profiling tools to tailor non-discretionary planning and consulting services aligned with client goals.

Travis Simas is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and CFD Investments. Outside of his advisory work, Simas performs as a musician in a band. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Muhammad Abbas is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 65 and Series 63 designations and has worked at J.P. Morgan Securities since 2022. Outside of his advisory role, he is an owner and partner of an e-commerce business selling clothing items and accessories. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through a quantitative and ESG-informed approach.

Parker Boone is a financial advisor with OSAIC in Sacramento, CA, holding a Series 66 designation and two years of industry experience. Prior to joining OSAIC, he worked at Lincoln Financial Advisors Corporation and has been involved with Retirement Security Centers, where he assists financial planners with meeting preparation and business activities. He also has experience working in retail and food service sectors. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services using a range of portfolio management tools and supports both discretionary and non-discretionary accounts through a complex platform that includes multiple mergers and third-party arrangements.

Joann Doan is a financial advisor with Fidelity in Sacramento, CA. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at UC Davis, Moss Adams, and the California Department of Transportation. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Wesley Holcomb is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked with LPL Financial since 2006, including a recent role at LPL Enterprise LLC. Outside of his advisory work, he coaches wrestling at Rio Americano in Sacramento. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Nathan Kawaguchi is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been serving client needs at Fidelity for over a decade, progressing through roles of increasing responsibility including Vice President, Financial Consultant from 2015 to 2022, and Financial Consultant from 2013 to 2015. Prior to joining Fidelity, Nathan held various financial advisory roles at Merrill Lynch, Wells Fargo Advisors, A.G. Edwards, and ETrade Financial. Nathan holds a California Insurance License. He approaches his work as a partnership with clients, focusing on helping them make decisions that align with their personal values and life purpose. He is committed to building long-term relationships based on trust to support clients throughout their life journey. Outside of his professional role, Nathan has interests in baseball, family activities, fitness, parenthood, reading, and traveling.

Tyler Reehil is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes roles at Ameriprise, Fidelity Brokerage Services, BBVA Securities, Suez, and JPMorgan Securities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers structured, collaborative financial planning engagements using firm-approved analytical tools and provides specialized planning programs, including divorce and estate-settlement services.

Roneil Kumar is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at First Republic and Apple, and has experience as a learning consultant focused on improving training programs through freelance work. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and a large nationwide network of financial advisors and branch offices.

Hubert Stokes is a financial advisor at Edward Jones with 21 years of industry experience, including 16 years at Principal Funds prior to joining Edward Jones in 2024. He holds the Series 66 designation and is based in Elk Grove, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Michael Szabad is a financial advisor at Primerica Advisors with Series 63 and Series 65 credentials and one year of industry experience. His background includes service in the CA Army National Guard since 2015 and work with the Counterdrug Task Force from 2022 to 2024. He also has experience in hospitality with Murietta Inn & Spa and in business with LumaGlow. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Lela Bayley is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing nearly four decades of experience to her clients. Since beginning her career at Merrill in 1983, she has developed long-term relationships with multiple generations of families, guiding them through their financial education, goals, and challenges. Her approach involves a disciplined process that considers each client’s full financial picture alongside their personal values, risk tolerance, and investment objectives. Lela collaborates closely with clients to establish and regularly review personalized wealth management strategies that adapt to life changes and evolving market conditions. Her areas of expertise include college education planning, family wealth management, legacy and retirement planning, ESG investing, socially responsible investments, special needs planning, and women and wealth. Lela holds a Bachelor's Degree from the California State University System and carries the Personal Investment Advisor (PIA) professional designation. She has also contributed to the Crocker Art Museum’s Art Auction Committee. An active member of her community, she volunteers with organizations including the Salvation Army, Sacramento Children’s Home, and Homeward Bound. Lela lives in Land Park and participates in cycling, art, civic organizations, and various philanthropic groups.

Tyler Mitchell is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at LPL Financial since 2019 and previously held positions at Golden 1 Credit Union, Fidelity Brokerage Services LLC, and B & B Landscaping Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and advanced technologies across discretionary and non-discretionary management.

Sun Kim is a financial advisor with Merrill in Sacramento, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he works part-time in data entry and administrative tasks for All Asset Property Management in Roseville, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Reginal Prasad is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016. His prior experience includes roles at Wells Fargo Advisors LLC, Wells Fargo Bank, NA, and Walmart Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Daniel Perez is a Planning Consultant at Fidelity Investments, where he works with individuals and families to develop comprehensive financial plans, focusing on retirement planning and long-term financial goals. He helps clients understand their current financial situation, identify their objectives, and create personalized strategies aimed at achieving those goals. Daniel is dedicated to building lasting client relationships and supporting informed financial decisions throughout every stage of the financial journey. Daniel has been with Fidelity Investments since 2022, progressing from Financial Representative to Relationship Manager before his current role as Planning Consultant. Prior to joining Fidelity, he worked as an Operations Specialist at Newport Group from 2018 to 2022. He holds a California Insurance License. Outside of his professional work, Daniel has interests in camping, fitness, food, golf, and snowboarding.

Edward Auel is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has prior experience managing financial reviews and participating in major decisions as a director at Butte Broadcasting Company, a radio station. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across a broad investable universe.