Ryan Pitts is a CFP® with 17 years of industry experience, currently affiliated with Silver Oak Securities, Incorporated. He has worked at Silver Oak Securities since 2017 and has held roles at several other firms, including Waddell & Reed, Inc. Outside of his advisory duties, he serves as a board member of COVE Federal Credit Union and is involved with the Northern Kentucky Chamber of Commerce. Silver Oak Securities, Inc. serves a diverse client base including individuals, pension plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances, utilizing both individual securities and model portfolios.

Adam Niestradt is a CFA® charterholder with 10 years of experience in the financial industry. He has worked at Quadrant Partners for seven years and Aprio Advisory Group for three years before joining Ritholtz Wealth Management in 2026. Ritholtz Wealth Management serves individual and institutional clients by providing comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a goal-based investment process focused on asset allocation and behavioral finance, using diversified, low-cost ETFs alongside tactical overlays and alternative investments.

Ricki Wilson is a financial advisor with Prospera Financial Services, Inc. He holds Series 63 and Series 65 designations and has 40 years of industry experience. His prior roles include positions at CETERA Advisor Networks LLC and Summit Financial Group Inc. He also operates a d/b/a, Wilson Crone, providing registered representative services. Prospera Financial Services, Inc. is a multi-team firm serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors, offering a range of advisory and financial planning services across multiple platforms and delivery vehicles.

Erik Hoffman is a financial advisor with Silver Oak Securities, Incorporated in Florence, Kentucky, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Silver Oak Securities since 2014. Outside of his advisory role, he is actively involved in life insurance and annuity sales, serving as a life insurance agent and president of Boardroom Brokerage. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets. The firm offers portfolio management, financial planning, and third-party manager referrals, delivering primarily discretionary investment advice tailored to client objectives and risk tolerances.

Matthew Longland is a financial advisor at CreativeOne Wealth, LLC with 17 years of industry experience. He previously worked at Prosperity Capital Advisors and Securities America Advisors. Outside of his advisory role, he serves on the board of a nonprofit organization, Panorama Apartments. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and consultative retainer services to individuals, corporations, plan sponsors, and other RIAs. The firm manages discretionary accounts using a mix of proprietary model portfolios and third-party managers, employing various investment methods including ETFs, mutual funds, options strategies, and select private investments.

Dbie Johnson is a financial advisor with Alera Investment Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His career includes roles at firms such as StanCorp Investment Advisers, Ameritas Investment Corp, and LPL Financial. He is currently associated with Alera Investment Advisors and BCG 401(K) Advisors. Alera Investment Advisors, LLC provides investment management, financial planning, and retirement plan advisory services to individuals, families, businesses, and institutions. The firm uses internal management capabilities and independent managers to construct portfolios with a long-term focus, and it offers comprehensive ERISA-related services for retirement plans.

David Brunson is a financial advisor with ValMark Advisers, Inc., holding a Series 66 designation and two years of industry experience. His prior experience includes roles at Broadview Financial Advisors and New York Life Insurance Company, as well as academic positions at the University of Kentucky and Covington Catholic High School. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm employs a diversified, goal-based investment approach using mutual funds, ETFs, and separate-account managers, supported by a network of investment advisory representatives and an investment committee.

Jonathan Adams is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Fifth Third Wealth Advisors LLC. His career includes roles at Fidelity and Fidelity Personal and Workplace Advisors, as well as various positions within the Fifth Third organization since 2020. Fifth Third Wealth Advisors LLC provides discretionary investment management, financial planning, and performance reporting to a diverse client base, including individuals, trusts, pension plans, and institutional investors. The firm employs tailored strategic asset allocation frameworks and often utilizes third-party managers and affiliated model strategies, operating as a wholly owned subsidiary of Fifth Third Bank.

David Snyder is a financial advisor with MDRN Capital in Cincinnati, OH, holding Series 63, Series 65, and Series 66 licenses and bringing 15 years of industry experience. His prior roles include positions at Crump Life Insurance, First Financial Bank, and OJM Group, LLC. He is also a licensed insurance agent, dedicating part of his time to insurance sales and implementation. MDRN Capital serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans through discretionary investment management, comprehensive financial planning, and retirement-plan advisory services. The firm employs a multi-advisor team model and typically constructs portfolios using unaffiliated Independent Managers and low-cost mutual funds and ETFs with a primarily long-term focus.

William Backscheider is a CFP® professional with one year of industry experience. He is currently with MCF Advisors, LLC and previously worked at LPL Financial LLC, Truepoint Wealth Counsel, and Bartlett Wealth Management. Outside of advising, he owns a business called Relentless Challenge, LLC. MCF Advisors serves individuals, trusts, pension and profit-sharing plans, corporations, and private investment funds, providing wealth management, financial planning, portfolio management, and various non-investment services. The firm uses a tactical asset allocation approach focused on risk management and diversified portfolios, offering discretionary management and in-house legal, tax, and accounting support.

Louisa Gehring is a financial advisor at Constellation Wealth Advisors with one year of industry experience. She holds a Series 65 designation and previously operated Gehring Travel, a travel agency, where she designed and arranged travel excursions. Constellation Wealth Advisors provides customized investment advisory services to high-net-worth individuals, trusts, estates, corporate retirement plans, and institutional clients. The firm manages diversified strategies across public and private markets and operates a proprietary private capital platform with approximately $5.4 billion in client assets.

Kristen Kirkwood is a financial advisor at MCF Advisors, LLC with six years of industry experience. She holds a Series 66 designation and previously worked at IFS Financial Services, Touchstone Securities, Inc., and Ohio National Financial Services. Kirkwood serves as a board member of the Greater Cincinnati Mutual Fund Association, a networking group where she helps organize events and meetings. MCF Advisors provides integrated wealth management and institutional advisory services to individuals, trusts, retirement plans, charitable institutions, and businesses. The firm employs a tactical asset allocation process tailored to client goals and combines traditional advisory services with in-house tax, accounting, and estate planning support.

Douglas Boschert is a financial advisor at M Holdings Securities, Inc. with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with M Holdings since 2002. Outside of his advisory role, he serves as treasurer for the Friends of Lauren Hill Memorial Park and participates on the Elder High School Investment Committee. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients through a nationwide network of advisors. The firm offers a range of advisory services including investment management, retirement plan consulting, and financial planning, and supports its professionals with multiple sponsored platforms and custodial providers.

Ken Mason is an Executive Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he works closely with clients to develop wealth strategies that incorporate their workplace benefits, aiming to support them in pursuing their financial goals. Ken emphasizes building trust through a consultative approach, ensuring clients receive personalized and understandable financial plans. He is committed to helping clients achieve peace of mind by focusing on what matters most to them. Specific details about his education, credentials, or personal interests were not provided.

Michael Ducker is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2005. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with internal oversight and offers solutions including discretionary and non-discretionary programs, mutually managed accounts, and exposure to alternative investments.

Kelley Niehaus is a financial advisor with Fifth Third Securities, Inc. in Alexandria, Kentucky. He holds Series 63 and Series 66 licenses and has 21 years of industry experience, including 10 years with Fifth Third Securities. Fifth Third Securities serves a diverse client base, including high-net-worth individuals and institutional clients, offering investment advisory and brokerage services through multiple program types and third-party portfolio managers on the Passageway Managed Account platform. The firm operates as a wholly owned subsidiary of Fifth Third Bank and provides a range of strategies, including mutual fund and ETF models, separately managed accounts, tax-overlay services, and direct indexing.

Eric Rawe is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and six years of industry experience. He has been with Commonwealth since 2018 and also operates Rawe Financial, which he founded in 2013. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, wealth management, and retirement plan consulting services, supporting advisors with operations, trading, technology, investment management, and compliance.

Francis Niehaus is a CFP®-credentialed financial advisor with 38 years of industry experience, currently affiliated with Commonwealth Financial Network since 2024. He has a long tenure in the financial services field, including nearly two decades at Securities America Advisors, Inc. Niehaus is also an attorney and owner of Niehaus Law Office, LLC, where he provides legal services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions.

Jeffery Ready is a financial advisor with TIAA-CREF in Cincinnati, OH, holding Series 63 and Series 66 credentials with 29 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm differentiates between one-time planning services and ongoing discretionary management, providing customized portfolio management under a fiduciary standard within a vertically integrated structure.

Gary Roell is a CFP®-certified financial advisor with 23 years of industry experience. He has been with SPC since 2010 and also works with Sigma Financial Corporation. Outside of his advisory roles, he offers financial services and sells various lines of insurance products through Roell Financial Services. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers.