Alison Yoder is a CFP® with 23 years of industry experience, currently serving as an Investment Adviser Representative at Destiny Capital Corporation in Denver, CO. She has been with Destiny Capital and its affiliated securities firm since 2015. Outside of her advisory role, she holds a Colorado Notary commission and is a joint owner of a That 1 Painter franchise with her spouse. Destiny Capital serves individuals, high-net-worth clients, trusts, and estates, including a specialized practice for entrepreneurs. The firm employs a strategic asset allocation approach combined with tactical adjustments and integrates ESG analysis, while offering a broad range of services including portfolio management, financial planning, and tax preparation through an affiliated entity.

Blake Wilson is a financial advisor at Aspen Wealth Strategies, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at the Federal Deposit Insurance Corporation. Aspen Wealth Strategies serves individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations, managing approximately $312 million. The firm employs a long-term, fundamentals-driven investment approach that incorporates low-cost mutual funds and ETFs, individual securities, derivatives, and options to align with client objectives and market conditions.

James Peters is a financial advisor with Triumph Capital Management in Denver, CO, holding a Series 66 designation and 18 years of industry experience. He has worked with several firms, including Cetera Advisor Networks and Summit Financial Group. Outside of advisory services, he is an insurance agent offering fixed, long-term care, and disability insurance through an affiliated agency. Triumph Capital Management provides discretionary investment management, financial planning, and retirement plan advisory services to a diverse client base that includes individuals, families, small businesses, and institutions. The firm utilizes a combination of fundamental, cyclical, and technical analysis and offers model-based programs and access to third-party asset managers.

Daric Olson is a financial advisor at PCM Encore, LLC in Denver, CO, holding a Series 66 designation with 11 years of industry experience. His prior roles include positions at Advisors Asset Management, Inc., Members Trust Company, Nuveen Asset Management, LLC, Russell Investments, and Invesco Advisers, Inc. PCM Encore serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, offering family office services, comprehensive wealth management, financial planning, retirement plan advisory, and outsourced CIO engagements. The firm focuses on diversified, long-term portfolio construction and strategic asset allocation, combining passive, low-cost funds with selective active management and tax-aware strategies.

Cade Hengel is a financial advisor at Aspen Wealth Strategies, LLC with nine years of industry experience. He holds the Series 66 designation and has worked at Raymond James Financial Services in various capacities prior to joining Aspen Wealth Strategies in 2020. Aspen Wealth Strategies serves individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations with approximately $312 million under management. The firm employs a primarily long-term, fundamentals-driven investment approach using low-cost mutual funds and ETFs, supplemented by individual securities, alternatives, and options, alongside proprietary quantitative models.

Daniel Carreno is a financial advisor with Natural Investments in Denver, CO, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior experience includes roles at Fred Alger & Company and several specialized firms focused on impact and ESG investing. Natural Investments is a values-focused advisory firm serving individual clients, high-net-worth households, institutions, and charitable entities. The firm emphasizes asset-class diversification and a long-term approach using socially responsible investments and integrates client values into financial planning and portfolio management.

Perry Mattern is a CFP® and holds a Series 66 designation, with 26 years of experience in the financial industry. He has worked at Mattern Capital Management, LLC since 2019 and previously held positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He owns and manages Mattern Storage, LLC, a storage unit business in Evergreen, CO. Mattern Capital Management serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, foundations, corporations, and other business entities. The firm offers investment and wealth management, financial planning, and consulting services, employing a mix of active and passive strategies to construct tax-efficient, cost-effective asset allocations.

Roxanne Dillon is a Series 65-licensed financial advisor with Financial Security Management, Inc. She has one year of industry experience and previously worked for the City and County of Denver and the YMCA of San Diego. Financial Security Management, Inc. serves individuals, high-net-worth clients, estates, trusts, and retirement plans, managing approximately $611.5 million in assets. The firm employs asset-allocation strategies based on modern portfolio theory and offers a range of services including portfolio management, retirement plan consulting, participant education, and legacy management.

Derek Landis is a CFP® and holds a Series 65 license, with eight years of experience in the financial advisory industry. He has been with Normandy Capital Management, LLC since 2018 and previously worked at the University of Sioux Falls from 2013 to 2018. Normandy Capital Management serves individuals, including high-net-worth clients, as well as pensions, trusts, estates, charities, and other businesses. The firm provides investment management, financial planning, and retirement-plan advisory services, using an active asset-allocation framework guided by written Investment Policy Statements and incorporating fundamental and technical analyses to construct diversified portfolios.

Sonya Ziolkowski is a financial advisor at HTG Investment Advisors Inc with six years of industry experience. She holds Series 63 and Series 65 registrations. Prior to joining HTG in 2021, she worked at Sanford C. Bernstein & Co., LLC from 2018 to 2021 and spent six years at the New York Stem Cell Foundation. HTG Investment Advisors provides discretionary investment management and comprehensive financial planning to individuals, families, and trusts, including high-net-worth clients. The firm emphasizes strategic asset allocation, diversification, and uses a mix of passive, quantitative, and active funds to implement portfolios.

Christopher Ofsthun is a financial advisor at Next Capital Management LLC with five years of industry experience. He holds a Series 65 designation and has worked at Next Capital Management since 2010, with a brief period away from the firm between 2018 and 2020. Next Capital Management provides discretionary and non-discretionary investment advisory services to individuals, trusts, retirement plans, charitable organizations, business entities, and insurance companies, including sub-advisory services for private placement life insurance assets. The firm offers tailored asset allocation strategies and a range of investment options including mutual funds, ETFs, individual equities, and structured products.

Timothy Waters is a financial advisor with Triumph Capital Management in Denver, CO, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Cetera Advisor Networks and Summit Financial Group. Waters is also an insurance agent with Triumph Capital, LLC, where he assists in placing insurance policies aligned with clients’ financial plans. Triumph Capital Management provides discretionary investment management, financial planning, and retirement plan advisory services to individual investors, families, small businesses, foundations, trusts, and estates. The firm employs a combination of fundamental, cyclical, and technical analysis and offers model-based programs and access to third-party asset managers.

Vincent Polivka is a financial advisor with Vanguard Capital in Denver, CO, holding a Series 63 designation and 37 years of industry experience. He has worked at Vanguard Capital since 1999 and Vanguard Capital Wealth Advisors since 2016. Vanguard Capital is a team of five advisors managing discretionary investment portfolios primarily for individual and high-net-worth clients. The firm integrates financial planning with investment management, focusing on diversification, risk management, and medium- to long-term holding periods, while also offering consulting services related to estate planning, insurance, and retirement plan rollovers.

Tiffany Charles is a financial advisor at Traction Financial Partners with 12 years of industry experience. She holds a Series 66 designation and has worked previously at Destiny Capital Corporation, Park Ave Securities, and Guardian. Charles serves on the board of the DSST Foundation in Denver and is a member of the board of directors for bQuest, where she provides consulting and sales support. Traction Financial Partners serves individuals, employer-sponsored retirement plans, trusts, foundations, and other institutional clients. The firm employs a core-satellite investment approach and provides comprehensive financial planning, retirement plan advisory, portfolio management, and coordinates estate-planning document creation using a third-party platform.

Wendy Dudley is a CFP® and ChFC® affiliated with SmartPath Advisors in Littleton, CO, with one year of industry experience. Prior to joining SmartPath Advisors, she worked at Wealthcare Coaching, Falcon Wealth Planning, L2 Brands, and Wells Fargo in various roles. SmartPath Advisors offers limited-engagement financial planning services focused on retirement readiness and savings strategies, primarily serving individuals through employer arrangements and high-net-worth clients. The firm emphasizes a passive investing approach using diversification and low-cost index funds and does not manage client assets or charge fees based on assets under management.

Jay Ratterman is a CFA® charterholder with seven years at Paragon Capital Management and nine years of prior experience at ANB Bank. He is based in Denver, CO. Paragon Capital Management, Ltd. provides investment management, financial planning, retirement plan advisory, and legacy-position services for individuals, high-net-worth families, trusts, retirement plans, corporations, and charitable organizations. The firm combines strategic and tactical asset allocation with a proprietary quantitative optimization model, primarily utilizing equities, mutual funds, and ETFs.

Henry Pramov is a financial advisor with Westbourne Investments, Inc., holding a Series 65 credential and 15 years of industry experience. He has been with Westbourne Investments since 2012 and concurrently works as a Senior Account Executive at SAP Americas, Inc., a software company specializing in enterprise cloud procurement solutions. Westbourne Investments offers discretionary portfolio management and financial planning services to individuals, high-net-worth clients, pension/profit-sharing plans, and institutions, using a combination of top-down macro analysis and bottom-up security selection. The firm employs diversified ETF portfolios, individually selected stocks and bonds, and advanced options strategies, supported by a daily monitoring and investment committee review process.

Christopher Kozak is a financial advisor at Kozak & Tripp Private Asset Management, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Cetera Advisors LLC and Igc, LLC. Kozak & Tripp Private Asset Management provides investment management, financial planning, consulting, and retirement plan advisory services to individuals, high net worth clients, trusts, estates, corporations, and plan sponsors. The firm employs an active portfolio management approach using Modern Portfolio Theory metrics, fundamental and technical analysis, and integrates planning coordination with clients’ other advisors.

Khwan Hathai is a CFP® and Series 66-licensed financial advisor with eight years of industry experience. Currently with Origin Investment Advisory LLC, he has held roles at Motley Fool Wealth Management, JP Morgan Securities, and Morgan Stanley. In addition to his advisory work, Hathai is the owner and financial therapist of Epiphany Financial Therapy, a financial education and coaching business based in Denver. Origin Investment Advisory offers financial planning, budgeting, and portfolio management services primarily to individual retail clients via a subscription model and employer-sponsored programs. The firm utilizes Modern Portfolio Theory combined with behavioral-finance adjustments and an AI-driven approach to deliver discretionary and personalized investment solutions.

Connor Crockett is a financial advisor at Kozak & Tripp Private Asset Management, Inc. He holds a Series 65 designation and has two years of industry experience. Prior to joining Kozak & Tripp, his work history includes roles outside the financial sector and ongoing student status since 2014. Kozak & Tripp Private Asset Management offers discretionary and non-discretionary investment management, financial planning, consulting, and retirement plan advisory services to individuals, high net worth clients, trusts, estates, corporations, and plan sponsors. The firm emphasizes active portfolio management using Modern Portfolio Theory metrics and integrates planning coordination with clients’ other advisors.