Alfred Polizzotto III is a CFP®-certified financial advisor with 28 years of industry experience. He is currently affiliated with Kestra Advisory Services, LLC and Kestra Investment Services, LLC since 2025. Prior to joining Kestra, he worked at Commonwealth Financial Network for nine years and managed his own firm, Polizzotto & Polizzotto, for nearly three decades. In addition to his advisory work, he manages a law firm and is involved in selling life and long-term care insurance. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and investment advice, with a focus on large institutional investors and complex investment solutions.

Nicholas Gargiulo is a financial advisor at Mercer Global Advisors Inc. with five years of industry experience. He holds a Series 65 credential and has worked previously at KML Financial Services Group, LLC, and Personal Financial Solutions LLC. Outside of finance, he is the Director of the Karate Program at Epic Gymnastics, a gymnastics and karate school where he has been involved since 1997. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach is based on Modern Portfolio Theory, using globally diversified, risk-appropriate portfolios and a mix of low-cost ETFs, index funds, separate account managers, direct indexing, and private funds.

Drew Bukowiec is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience and has previously worked at Aon and the New York Jets. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to a range of clients including individuals, corporate and retirement plan sponsors, and charitable organizations. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Jeanne Moir is a Series 66-licensed financial advisor with over 14 years of industry experience. She is affiliated with Guardian Life and Park Avenue Securities, where she has worked since 2012. Outside of her advisory role, she is involved in several nonprofit and community organizations, serving as a board member for Play2Win, president of a local networking group, and founder of a volunteer blood drive initiative. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services supported by proprietary and third-party investment platforms, combining advisor-led discretionary management with model-based strategies.

Mark Lowe is a CFP® and ChFC® with 41 years of experience in the financial industry. He has been with Guardian Life since 2010 and previously worked at International Planning Alliance and First Montauk Securities Corp. He is also the author of a forthcoming book on financial products. He works at Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party investment solutions.

Gregory Campanile is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Guardian Life and Park Avenue Securities since 2015. Outside of his advisory role, he is involved in a health insurance group benefits business. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm blends advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party advisory solutions.

Jason Doviak is a financial advisor with Guardian Life and holds a Series 66 designation. He has 22 years of industry experience, including over a decade with Guardian Life and current roles at Park Avenue Securities. Outside of his advisory work, he is a managing trustee of The Sandy Shores Trust and is involved in business ventures related to tax planning and payroll services through several LLCs. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers customized financial planning and investment solutions through a combination of advisor-led management and model-based strategies, leveraging proprietary programs and third-party platforms.

Brian Cunniff is a financial advisor with Park Avenue Securities, a subsidiary of Guardian Life, holding a Series 66 designation and 16 years of industry experience. He has been with Park Avenue Securities and Guardian Life since 2016. Outside of his advisory role, he serves as a trustee involved in charitable fundraising activities. Park Avenue Securities provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services tailored to client needs.

Peter Mccarthy is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 65 and Series 63 licenses and bringing 36 years of industry experience. His prior roles include positions at E D & F Man Capital Markets Inc. and C & A Financial Group, LLC. He serves as a board member of the YMCA of Greater Monmouth County and is involved in business planning through Core One Consulting LLC. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions, combining advisor-led discretionary management with model-based strategies and proprietary platforms.

Kevin Lynch is a financial advisor at Transamerica Retirement Advisors, LLC with 26 years of industry experience. He holds a Series 66 designation and has worked at firms including Nationwide Investment Services Corp, Massmutual Financial Group, and Transamerica Investors Securities Corporation. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice programs and investment education services. The firm uses proprietary portfolio construction technology from Morningstar Investment Management and manages a large client base focused on asset allocation and retirement guidance.

Daniel Mueller is a financial advisor at Eagle Strategies (NY Life) with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with firms including GM Wealth Partners, LLC and Podell Financial Group, LLC. Outside of his advisory work, Mueller is involved in several nonprofit and community activities, serving as a board member for David's Dream and Believe Cancer Foundation and the Robin Mainardi Scholarship Fund, and operates a music production business. Eagle Strategies serves a diverse client base with financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a variety of program types and emphasizes tailored recommendations, managing the vast majority of regulatory assets on a non-discretionary basis while maintaining fiduciary responsibilities to retirement investors.

Patrick Burgdorf is a financial advisor at Citizens Securities, Inc. with 38 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Citizens Securities, he worked at TIAA-CREF for 32 years and held positions at WestPark Capital, Inc., Cetera, and Investors Bank. Outside of his advisory role, Burgdorf serves as a volunteer firefighter and treasurer for the Exempt Firemen's Association of Deal. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, with a focus on ETF-based portfolios through its proprietary digital advisory platform and managed account programs.

John Schaefer is a financial advisor with Guardian Life holding a Series 66 designation and five years of industry experience. He has worked with Park Avenue Securities and Northwestern Mutual and is currently based in Shrewsbury, NJ. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses with brokerage and investment advisory services. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services tailored to client needs.

James Alban is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Mariner. His prior experience includes roles at New York Life Insurance Company, Principal Life Insurance, Fidelity Personal and Workplace Advisors, and Strategic Advisers, Inc. Mariner serves a wide range of clients, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax services, utilizing discretionary, customized portfolios supported by both in-house and third-party management.

Michael Carlucci is a CFP® professional with 33 years of experience in the financial services industry, currently serving at Independent Financial Group, LLC since 2009. His prior experience includes roles at Osaic FA, Inc., Questar Asset Management, Inc., U.S. Allianz Securities, Inc., and Woodstock Financial Group, Inc. He is also the owner of a marketing DBA, MJC Advanced Financial Strategies, LLC, and is a licensed insurance agent in New Jersey. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm utilizes a combination of firm- and third-party investment models, offering discretionary and non-discretionary portfolio management with active and passive strategies across various risk profiles.

Peter Van Alstine is a financial advisor with Eagle Strategies (NY Life) and holds a Series 66 designation. He has one year of industry experience and previously worked at NYLIFE Securities LLC, New York Life Insurance Company, Equitable Advisors, LLC, Workiva, Toppan Merrill, and RR Donnelley. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm offers a range of advisory programs tailored to client objectives and emphasizes non-discretionary asset management within an integrated New York Life affiliate structure.

Thomas Dogas is a financial advisor with Guardian Life and holds a Series 66 designation. He has nine years of industry experience, including roles at Guardian Life and Park Avenue Securities, where he has worked for eight years. Outside of his advisory work, Dogas serves as Vice President of the Holy Name Society at St. Leo The Great Church, is a presenter for the National Alliance for Mental Illness, and holds an officer position with the Red Bank NJ Elks. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Frank Congilose is a financial advisor at Guardian Life with over 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked across several firms including Park Avenue Securities and C&A Financial Group. Congilose is also an author of multiple books on responsible wealth and serves as a hospital board trustee at Monmouth Medical Center Southern Campus. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and investment advisory services to individuals, high-net-worth clients, corporate and retirement plan sponsors, and charitable organizations. The firm offers a blend of advisor-led discretionary management and model-based strategies, along with access to insurance products, alternative investments, and various integrated financial solutions.

Raymond Anello is a financial advisor with Guardian Life holding CFP® and CFA® designations and a Series 66 license, with two years of industry experience. He previously worked at Invesco for 12 years and is currently associated with Park Avenue Securities. Outside of his advisory role, he serves as a student mentor at Iona University. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, including high-net-worth clients, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client relationships through advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Todd Schaefer is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with PNC Investments since 2006. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account that uses algorithmic questionnaires to recommend investment risk bands and employs mutual funds and ETFs with annual rebalancing.