Taylor Morrison is a CFP® certificant with 21 years of experience in the financial services industry. He is currently with Citizens Securities, Inc. and has previously worked at firms including Merrill and Wellesley Asset Management. Outside of his advisory role, he is involved with the Massachusetts Youth Soccer Association Inc. Citizens Securities serves a diverse retail client base, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Patrick Dunk is a CFP® professional with eight years of experience in the financial services industry. He currently works at Citizens Securities, Inc. and has held positions at Shepherd Financial Partners, LPL Financial, Merrill, and Northwestern Mutual. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Rachel Mancini is a financial advisor with Citizens Securities, Inc. She holds a Series 66 designation and has 13 years of industry experience. Her prior work includes roles at Merrill and Citizens Securities, Inc. Mancini is also an owner of a rental property business. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, alongside commission-based brokerage services.

Sasha Cesen is a financial advisor at TIAA-CREF with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at NYLIFE Securities LLC and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in residential rental property management. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed accounts to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, with a fiduciary standard applied to its RIA services.

Jerome Wiener is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at firms including Meritage Financial Strategies, Commonwealth Financial Network, Bank of America, Merrill, and Northwestern Mutual. Prior to entering the financial services industry, he spent five years at Bendett and McHugh PC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program managed in partnership with SigFig and a Managed Account program, operating as a broker-dealer and insurance agency.

Brian Mc Donald is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining Citizens Securities, he worked at Lincoln Financial Securities and has a background that includes roles in education and financial services. Outside of advising, he works as a bartender/server for banquet events with Heritage Restaurant Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Brian Wilber is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at Raymond James Financial Advisors, Columbia Management Investment Advisers, and Gfi Securities LLC. Outside of his advisory work, he serves as a varsity lacrosse coach at Portsmouth High School. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory platform and managed account programs, operating as part of Citizens Bank, N.A.

Matthew Bouthillette is a CFP® professional with six years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at multiple firms including Pioneer Financial Group and Cetera. Outside of his advisory role, he is a vice president of the BNI Narragansett Chapter, a networking organization, and co-owns Oak Leaf Management Services LLC, which provides tax preparation services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $200 billion in client assets. The firm offers a range of managed-account programs and access to third-party asset managers, providing trading, reporting, and custodial services to individual and institutional clients.

Michael Mathews is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2012, following three years at LPL Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates proprietary digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

William Walthouse III is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at St Germain Securities Inc, Key Investment Services LLC, KeyBank NA, and LPL Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Michael Aguilar is a financial advisor at Oppenheimer with a Series 66 designation and two years of industry experience. Prior to joining Oppenheimer, he worked at Prime Now LLC, Door Dash, and Hennes & Mauritz AB. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a broad range of investment programs and advisory services, including discretionary and non-discretionary portfolio management, financial planning, and consulting.

Adam Pernini is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He previously worked at Citizens Bank for seven years and held a position at Best Buy for seven years before that. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory program and a Managed Account program.

Ricardo Vargas is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Regions Bank, Rocket Mortgage, and Wells Fargo Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its point-in-time financial plans, serving a large participant base with a higher client-to-advisor ratio than many peers.

Walter Cooper is a financial advisor at Oppenheimer with 43 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2012, following a 19-year tenure at UBS Financial Services. He also serves as co-trustee for the Janet Cooper Trust, managing tax and investment duties for the trust. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary portfolio management and consulting.

Leena Srinivas is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. She has held prior roles at Santander Securities, LLC, Santander Bank, NA, and Bank of America. Citizens Securities serves individual and high-net-worth clients, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory platform with ETF-based portfolios and manages accounts through discretionary and commission-based approaches.

David Collins is a financial advisor at Oppenheimer with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2009, following five years at UBS Financial Services. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a broad range of programs and provides advisory services across equity, balanced, and fixed-income portfolios using both discretionary and non-discretionary approaches.

Michael Senno II is a financial advisor with Equity Services, Inc., holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Equity Services since 2011 and is also associated with National Life Group. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, uses third-party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading.

Ashley Simpson is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Metlife Investors Distribution Company for six years before joining Citizens Securities. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program using proprietary algorithms and manages both discretionary and non-discretionary accounts.

Kevin Cicci is an investment advisory representative at CWM, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Cetera, LPL Financial, and DC Advisors, LLC, where he serves as owner and managing partner. Cicci’s business activities include insurance sales of life, disability, annuities, and long-term care products. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, and retirement-plan services, employing discretionary management with model portfolios and a combination of fundamental and technical analysis.

Ryan Banks is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Citizens Bank, CCO Investment Services, and New Home Network. Outside of finance, he serves as a security usher at the Wilbur Theatre. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory platform and managed account programs, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.