Sarah Ryle is a financial advisor at LPL Financial with eight years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Cetera and Foresters Financial. Outside of her advisory role, Sarah operates an Etsy business selling craft items. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and technology-driven portfolio management.

Andrew Altieri is a Vice President and Financial Consultant at Fidelity Investments. He partners with clients and their families to develop and implement personalized financial plans tailored to their specific needs. His approach is based on a clear process emphasizing integrity and candor. Andrew has been with Fidelity Investments since 2015, progressing through roles including Relationship Manager, Investment Consultant, Financial Consultant, and currently Vice President. Prior to joining Fidelity, he worked as a Financial Advisor at Northwestern Mutual from 2013 to 2015.

Dan Danahy is a financial advisor at Primerica Advisors in Albany, NY, holding a Series 63 designation with 31 years of industry experience. He has been with Primerica Advisors since 1994, following a year at Primerica Financial Services. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses a curated selection of third-party asset managers and employs a tiered wrap-fee structure.

Brenda Brown is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 22 years of industry experience. Her career includes roles at LPL Financial and Desert Financial Wealth Management. She is also employed part-time in retail sales at White House Black Market. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm provides tailored, non-discretionary planning using risk profiling and modeling tools, and supports a broad network of advisors with specialized programs including municipal advisory and SIMPLE IRA consulting services.

Michael Macdonald is a financial advisor with Primerica Advisors in Albany, NY, holding a Series 63 designation and over 32 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of his advisory role, he is a partner in Triple MK, LLC, an investment-related entity. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while employing a tiered wrap fee structure.

Craig Davis is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 credential with four years of industry experience. Prior to his advisory career, he spent 16 years at Price Chopper Supermarkets. Davis is also a commissioned notary. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering a range of advisory programs, retirement plan consulting, and brokerage services through its network of investment adviser representatives. The firm provides both discretionary and non-discretionary management utilizing model portfolios and research from multiple sources.

Paul Wajda is a financial advisor with Mass Mutual Investors Services in Latham, NY, holding Series 63 and Series 65 licenses and with 31 years of industry experience. He has worked with MassMutual Life Insurance Company and its investment services subsidiary since 1996. Wajda also serves as an insurance agent specializing in life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, ongoing financial planning engagements supported by firm-approved analytical tools.

John Gattulli is a financial advisor at LPL Financial with 40 years of industry experience. He holds a Series 63 designation and has worked previously at Cadaret, Grant & Co., Inc. and Capital Education Network. Outside of his advisory role, he is involved with Albany Tax Service, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Christopher Gilbert is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining LPL Financial in 2020, he worked for Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2012 to 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, combining discretionary and non-discretionary management with research and model portfolios from multiple sources.

Lisa Pett is a financial advisor at Edward Jones in Albany, NY, holding a Series 66 designation with 15 years of industry experience. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment solutions including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Rodney Brewer II is a financial advisor with Mass Mutual Investors Services holding CFP® and Series 66 credentials and has 22 years of industry experience. He has worked with Mass Mutual and its subsidiary firm since 2009. Brewer II is also active as an insurance broker with a focus on fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs using firm-approved analytical tools and structures planning as an annual, collaborative process.

Clare Mertz is a financial advisor at LPL Financial with 32 years of industry experience. She has previously worked at Wealthone LLC and had multiple tenures at LPL Financial. In addition to her advisory role, she works as a freelance writer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.

Scott Miller is a financial advisor with Ameriprise in Athens, NY, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with financial advisors.

Melissa Smolen is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. She previously worked at Ameriprise from 2021 to 2023 and was a homemaker for ten years prior to starting her advisory career. In addition to her advisory work, she is involved with Prive Boutique Salon & Spa in Clifton Park, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kathryn Peterson is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with Ameriprise since 2011, currently serving clients from Mechanicville, NY. Outside of her financial advisory role, she coaches a youth soccer team for her daughter's local club on a volunteer basis. Ameriprise is a large institutional firm offering a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

George Amedore III is a CFP® with 10 years of experience in financial advising, currently with Ameriprise. His prior roles include positions at Refined Financial LLC, AlphaStar Capital Management, and The AYCO Company, L.P./Mercer Allied. Outside of his advisory work, he serves as Stewardship Pastor on the Board of Directors for Redemption Church NY and holds a board position with WTRWAY. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized, non-discretionary recommendations through a centralized consulting team.

Zachary Rockmore is a financial advisor at UBS Financial Services with seven years of industry experience. He holds the Series 66 designation and has been with UBS since 2018. Prior to UBS, he worked at Numina Capital Management, L.P., and has additional experience related to managing a family trust focused on estate and asset management. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research to tailor investment plans to clients’ goals and risk tolerances.

Morgan Chimento is a financial advisor with Merrill in Latham, NY, holding a Series 66 designation and six years of industry experience. Prior to joining Merrill in 2019, Morgan worked at Bank of America from 2016 to 2019. Outside of advising, Morgan participates in mystery shopping and creates TikTok videos focused on books, motherhood, and volunteering. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Thomas Mcdonald Sr. is a financial advisor with Raymond James & Associates, holding a Series 63 credential and bringing 40 years of industry experience. Prior to joining Raymond James in 2026, he worked at Janney Montgomery Scott for 24 years. He has served on the finance committee of Blessed Sacrament Church in Albany, providing financial support on a volunteer basis. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Scott Solomon is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior work includes 19 years at Hrc Investment Services, Inc. and a concurrent role at Pioneer Savings Bank since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.