Brian White is a financial advisor with TD Private Client Wealth LLC in Troy, NY, holding a Series 66 designation and seven years of industry experience. He has been affiliated with multiple educational institutions as an adjunct professor, teaching various business and finance courses. His prior experience includes roles at TD Bank N.A. and Saratoga National Bank. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients. The firm employs a mix of strategic and tactical asset allocations through both affiliated and third-party managers, offering portfolio management, financial planning, and custody services.

Grace Nicastro is a Series 66-licensed financial advisor with six years of industry experience. She has worked at Goldman Sachs & Co. LLC since 2019, following roles at The Ayco Company, L.P./Mercer Allied and Siena ITS. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients, providing financial planning, portfolio management, and specialized wealth programs. The firm leverages strategic allocation models, manager selections, and proprietary analytics, with integration across Goldman Sachs affiliates enhancing its service offerings.

Sarah Polzello is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. She holds a Series 66 designation and previously worked at PKF O'Connor Davies for four years. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm offers financial planning and portfolio management, utilizing strategic allocation models, manager selections, and both discretionary and non-discretionary implementations across a range of fee arrangements and platforms.

Donald Timpanaro is a financial advisor at Goldman Sachs Wealth Services with 27 years of industry experience. He holds a Series 63 designation and has worked at Goldman Sachs & Co. LLC since 2021, following five years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm uses strategic and tactical allocation models and offers specialized programs such as Private Family Office services and Financial Wellness, leveraging resources across the broader Goldman Sachs network.

Jeffrey Weygant is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 24 years of industry experience. He has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and other entities. The firm offers both point-in-time planning and ongoing portfolio management, with a fiduciary standard applied to its advisory services.

Terance Ruso Sr. is a financial advisor at Stratos Wealth Partners, Ltd with 27 years of industry experience. He holds a Series 63 designation and has worked at firms including LPL Financial, Holistic Wealth Advisors, and Cetera. Outside of advisory work, he serves on the City of Rensselaer Zoning Board of Appeals and the Rensselaer Housing Authority. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management, serving individuals, retirement plans, corporations, nonprofits, and institutional clients. The firm employs an open-architecture, IAR-driven model offering discretionary and non-discretionary portfolio management through customized portfolios and multiple third-party platforms and sub-advisors.

Sean Buff is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and three years of industry experience. Prior to joining Goldman Sachs Ayco Personal Financial Management in 2022, he worked at Trustco Bank and held positions at Siena College and Unidine Lifestyles. Outside of finance, he is a part-time employee of DoorDash, providing food delivery services. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporations, and institutional clients. The firm utilizes centralized investment resources and a mix of discretionary and non-discretionary managers, providing tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Liam Roohan is a Series 66-licensed financial advisor at Goldman Sachs Wealth Services with six years of industry experience. Prior to joining Goldman Sachs in 2019, he worked at The Ayco Company, L.P./Mercer Allied and attended Le Moyne College. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm employs strategic and tactical allocation models and offers a range of fee arrangements, leveraging its integration with the broader Goldman Sachs ecosystem to provide access to specialized investment and advisory capabilities.

Abigail Kiggen is a financial advisor at Goldman Sachs Wealth Services with a Series 66 credential and five years of industry experience. She has been with Goldman Sachs Ayco Personal Financial Management since 2021. Prior to her current role, Abigail held positions at The Mathworks, Bryant University, Nordstrom, Michael's, and Natick High School. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm offers tailored investment strategies supported by research and resources from across the Goldman Sachs organization.

Christopher Hunt is a financial advisor at Key Investment Services LLC with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Key Investment Services since 2013. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in model selection and provides oversight and due diligence on third-party advisory products while operating within the KeyCorp group.

Sean O Toole is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Warner Bros. Discovery and teaching experience at Wake Forest University and Riverdale Country School. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm uses a combination of strategic and tactical allocation models, manager selections, and both discretionary and non-discretionary implementations, leveraging resources across the Goldman Sachs ecosystem.

Frederick Hepfer is a financial advisor with Citizens Securities, Inc. holding Series 65 and Series 66 licenses and 26 years of industry experience. His work history includes roles at Cetera Investment Advisors LLC, M&T Securities, Key Investment Services LLC, and Morgan Stanley. He is based in Clifton Park, NY. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that uses ETF-based portfolios managed with proprietary algorithms.

Nicholas Lemire is a financial advisor with Goldman Sachs Wealth Services holding a Series 66 designation and less than one year of industry experience. His prior work includes roles at Goldman Sachs Ayco and the New York State Office of Information Technology Services, as well as experience in the hospitality sector. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm integrates strategic allocation models and proprietary research with multiple service platforms, leveraging the broader Goldman Sachs network to provide comprehensive financial solutions.

Anita Morin is a financial advisor with Primerica Advisors in Loudonville, NY, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked with Guardian Life Insurance Company since 2010 and has been self-employed since 2008. Outside of her advisory role, she provides fee-based consulting for business and estate planning through Planning Alliance Consulting and serves as a director of the Estate Planning Council of Eastern New York as well as assistant treasurer of the Fort Orange Garden Club. Primerica Advisors operates as an enterprise-level firm serving a broad retail client base with a range of brokerage and advisory services, including financial and retirement planning. The firm offers multiple proprietary advisory programs and access to third-party investment managers, implementing a variety of strategies tailored to individual client needs.

Gavin Heffernan is a financial advisor with GWN Securities Inc. in Albany, NY, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Northwestern Mutual and Northeast Wealth Management, as well as bartending at Mixed Breed Brewing. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of managed-account programs, including both traditional and active investment strategies.

Jodi Herman is a financial advisor with Eagle Strategies (NY Life) based in Latham, NY. She holds a Series 66 designation and has 12 years of industry experience, including prior roles at Raymond James Financial Services and Wealth Strategies Group. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm emphasizes tailored recommendations and manages a significant portion of its assets on a non-discretionary basis, working with both individual and institutional clients.

Mekiah Rivera is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds the Series 66 designation and has prior work history with Goldman Sachs Ayco and Rensselaer Polytechnic Institute. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored financial planning and portfolio management using strategic allocation models and managerial selections, supported by proprietary analytics and a range of service platforms.

John Tenofsky is a financial advisor at Key Investment Services LLC with 20 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior roles include positions at TIAA, Citizens Securities, TD Ameritrade, Bank of America, and Merrill. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and ongoing monitoring, while also providing access to third-party discretionary managers and supervisory oversight.

Christopher West is a financial advisor at Goldman Sachs Wealth Services with seven years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at The Ayco Company and Mercer Allied. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, and institutional clients. The firm utilizes strategic allocation models and offers access to specialized programs and alternative investments, leveraging resources across the broader Goldman Sachs organization.

Aren Cummings is a Series 66 credentialed advisor at Goldman Sachs Wealth Services with less than one year of industry experience. Prior to joining Goldman Sachs, Aren worked at TJ Maxx and Amphenol and attended Union College. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, executives, and institutional clients, offering financial planning, portfolio management, and specialized programs. The firm utilizes strategic allocation models, manager selections, and various platforms to tailor investment solutions while integrating resources across the broader Goldman Sachs ecosystem.