Gerard Colistra is a financial advisor at LPL Financial with 41 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Cadaret, Grant & Co., Inc. for nine years. He also operates multiple property and casualty insurance businesses under the Omni Insurance name. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jayson Chichelli is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has prior experience working at Paychex and Siena College. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and brokerage services supported by research and multiple investment strategies.

Jeffrey Simays is a financial advisor with Merrill based in Clifton Park, NY, holding a Series 66 designation and five years of industry experience. He has been with Merrill and Bank of America since 2019. Prior to his current role, he worked in various automotive sales positions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Richard Martino is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining LPL in 2021, he worked at Goldman Sachs & Co. LLC and spent over two decades at The Ayco Company, L.P./Mercer Allied. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement consulting, utilizing discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Mark Edwards Sr. is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. Outside of his advisory work, Edwards is involved in non-investment ventures including an outdoor adventure business, Rolling Bones Outfitters, LLC, and coordinates operations for JKR Windows, a window installation and replacement company. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Daria Schumacher is a CFP® and ChFC® credentialed financial advisor with 21 years of industry experience. She is currently with LPL Financial and has previously worked at Cetera Investment Services and Foresters Financial. In addition to her advisory role, she serves as a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Sean Richardson is a financial advisor with Equitable Advisors, holding a Series 66 designation and eight years of industry experience. He has been with Equitable Advisors since 2018, including two years when the firm operated as AXA Advisors. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, focusing on matching clients to appropriate advisory models or discretionary managers through both proprietary and third-party platforms.

Julia Mccurdy is a financial advisor at Morgan Stanley with 26 years of industry experience and holds Series 63 and Series 65 designations. She has worked at Morgan Stanley and its predecessor firms since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeled outcomes. The firm manages approximately $2.74 trillion in client assets and operates with a broad suite of retail and institutional investment services.

Travis Kellman is a CFP® professional with 20 years of industry experience. He is currently affiliated with LPL Financial and previously worked at Next Financial Group, Inc. and Ameriprise Financial Services, Inc. Kellman is involved in Pinnacle Insurance and operates Kellman Barnes Wealth Management, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology.

Garrett Sherman is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and having 10 years of industry experience. His prior career includes roles at Bank of America, Merrill, Waddell & Reed, and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by extensive research and diversified strategies.

Edward Dominguez is a CFP®-certified financial advisor with 29 years of industry experience. He has worked at LPL Financial since 2011 and previously held a position at SEFCU from 2009 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by diverse investment strategies and research.

Carrie Swiatek is a financial advisor at Cetera with 10 years of industry experience. She holds a Series 63 designation and has worked at Cetera since 2019, following three years at Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Walter Mcnall is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors since 2014 and is also associated with St. Joseph's Provincial House since 2013. Outside of his advisory role, he works as a self-employed driver for Uber Technologies Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a tiered wrap-fee structure.

Angela Aruanna is a Series 66-licensed financial advisor with Equitable Advisors, based in Malta, NY, and has three years of industry experience. Prior to joining Equitable Advisors in 2023, her work history includes roles at the University at Albany and Small Enterprise Assistance Funds. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs to implement client solutions.

Zachary Zaloga is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and possessing 10 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2015 and 2016, respectively. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning services supported by structured tools and advanced modeling techniques, managing approximately $2.74 trillion in client assets.

Todd Macejka is a CFP® professional with 28 years of experience in financial advising. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and Aurora Wealth Advisory, where he serves as CEO and President. His prior experience includes roles at Cantella & Co., Inc. and The Ayco Company/Mercer Allied Company, L.P. Macejka is a partner at Aurora Tax Advisory and serves as a member at large on the Oak Ridge Homeowners Association board. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients, offering tailored non-discretionary services that utilize risk profiling and analytical modeling to support client objectives. The firm supports a large advisor network and maintains specialized offerings in municipal advising and employer SIMPLE IRA programs.

Jonathan Sheehan is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to help model potential financial outcomes.

Justin Filippone is a financial advisor with Cetera, holding the Series 63 and Series 65 credentials and bringing 12 years of industry experience. He has worked at Cetera and its affiliated entities since 2015 and is a partner of Iron Tree Financial, a business associated with Cetera. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a broad network of over 10,000 advisors and more than $256 billion in assets under management.

Roy Casper is a financial advisor with LPL Financial in Clifton Park, NY, holding the ChFC® and Series 63 designations and having 42 years of industry experience. He has previously worked at Cadaret, Grant & Co., Inc., Princor, Unum Provident Mutual, Guardian Life Insurance, and Specific Solutions. Outside of his advisory work, he maintains business activities related to non-variable insurance with Unum Provident Mutual, Guardian Life Insurance, and Specific Solutions, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, supporting both discretionary and non-discretionary management, and provides model portfolios, research, and various institutional and participant advice services.

Robert Ely is a financial advisor with LPL Financial based in Saratoga Springs, NY. He holds Series 63 and Series 66 credentials and has 13 years of industry experience. His prior roles include positions at Key Investment Services LLC, KeyBank, and State Farm VP Management Corp. Ely is also a notary affiliated with NBT Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and technology-driven strategies.