Regan Delancey is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, and Morgan Stanley Smith Barney. Outside of his advisory role, he manages a personally owned rental property. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Amanda Cedrone is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Edward Jones since 2015. She holds the Series 66 designation and is based in Queensbury, NY. Outside of her advisory role, Cedrone is president of a local Business Networking International chapter in Schenectady, NY. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of about 23,701 financial advisors and offers a range of advisory programs and affiliated investment products.

John Pettica Jr. is a financial advisor at Morgan Stanley with 53 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney LLC since 2009, serving also at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning solutions.

Brian Warner is a financial advisor at Edward Jones in Queensbury, NY, holding the CFP®, ChFC®, and Series 66 designations with 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products. The firm operates under a fiduciary standard and maintains a large network of financial advisors and branch offices across the United States.

Lori Lennox is a financial advisor with Edward Jones in Greenwich, NY, holding the Series 66 designation and 26 years of industry experience. She has worked at Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and affiliated mutual funds.

Bryan Wallin is a financial advisor with J.P. Morgan Securities, holding a Series 63 designation and 18 years of industry experience. He has been with J.P. Morgan Securities since 2007 and JPMorgan Chase Bank since 2006. In addition to his advisory role, he is also an employee of JPMorgan Bank, where he can offer certain banking products and services. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Garrett Hill is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked in roles with Healthy Living, the Seattle Mariners, and the Detroit Tigers. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Mary Gavin is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 63 designation and has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Cox is a financial advisor with Edward Jones in Saratoga Springs, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Cornerstone Wealth Advisory and Insurance Services, Angi, Inc., and Farmers Insurance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Chase Burdick is a Series 66-licensed financial advisor at Merrill with two years of industry experience. His work history includes roles at Bank of America and Key Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sandra Raia is a financial advisor at Merrill with Series 63 and Series 65 licenses and 44 years of industry experience. She has been affiliated with Bank of America since 2009 and with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard White is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as president and board member of the Okemo Tutorial Program and coaches alpine ski racers at Vail Mountain Resorts. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

John La Marco is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Morgan Stanley, he worked at Goldman Sachs and has held various roles including at Allerdice Building Supply. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools to model outcomes, while generally acting in an advisory capacity.

Steven Quesnel is a CFP® professional with 27 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Hebert is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He is based in Glens Falls, NY. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm uses a structured planning process supported by approved tools and manages approximately $2.74 trillion in client assets.

Nicholas Forkeutis is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and five years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and specialized planning groups.

Melissa Battiste is a financial advisor at Raymond James & Associates with 21 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 22 years. Outside of her advisory role, she works part-time at Friendly's Ice Cream Corporation in a customer-facing position. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Brittney Fields Morrison is a CFP® with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She has worked at several firms including City National Bank and RBC Capital Markets, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and supports a broad network of advisors with services that include municipal and public-finance advisory work.

Matthew Baitinger is a financial advisor with Morgan Stanley in Glens Falls, NY, holding a Series 66 designation and possessing 11 years of industry experience. He has been with Morgan Stanley since 2015 and has worked at Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

John Moore is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank since 2015 and 2016, respectively. Outside of his advisory work, Moore serves as a board member, treasurer, and finance committee member for Beagle School, an educational organization in Saratoga Springs, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning services and manages approximately $2.74 trillion in client assets.