Mark Rothstein is a CFP® with 43 years of industry experience, currently serving at Cetera since 2025. He has held previous roles at Avantax and Independent Financial Group LLC, among others. Rothstein also manages a weekly live radio show focused on financial topics and directs a tax preparation business. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning options, supporting discretionary and non-discretionary account structures.

Robert Burnett is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He worked at UBS Financial Services from 2010 to 2017 before joining Wells Fargo Clearing, where he has been since 2017. Outside of his advisory role, Burnett is involved in multiple business ventures including ownership interests in real estate development and an assisted living facility. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm uses an IPS-driven approach grounded in modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Ryan Myers is a financial advisor at Edward Jones in Boise, ID, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Janet Gibson is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 63 and Series 65 designations and 28 years of industry experience. She has been with Primerica Financial Services and Primerica Advisors since 1998. Outside of her advisory role, she serves as a Planning and Zoning Commissioner for Middleton, Idaho. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by unaffiliated asset managers. The firm operates at scale with thousands of advisors and offices, focusing on advisory services rather than institutional portfolio management.

Tyrone Kerby is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Wells Fargo Clearing and JPMorgan Chase Bank, N.A. Outside of his advisory role, he serves as treasurer of a nonprofit homeowners association and coaches girls varsity basketball at Compass Public Charter School. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan financial organization.

Christopher Kraft is a financial advisor with Thrivent Investment Management in Meridian, ID, holding a Series 66 designation and 18 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2007. Outside of his advisory role, Kraft serves as board president for a nonprofit Christian ministry, You Gotta Ask, Inc., which assists adults in exploring life and spiritual questions. He is also involved with a charitable golf tournament benefiting colon cancer prevention and manages condominium owners association activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning covering topics such as retirement, tax, estate, and business continuation, with an option to combine planning with managed accounts under a consolidated billing program called WealthPlan.

Lindsey Breckenridge is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. Her prior experience includes roles at Waddell & Reed, Inc., Edmund Allen, and various insurance carriers. Outside of advisory work, she has been involved with Breckenridge Land & Cattle Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, and institutions. The firm offers a range of advisory and brokerage services with a diverse investment platform supported by various research and technology tools.

Kevin Birkholz is a financial advisor at Edward Jones in Nampa, ID, holding a Series 66 designation. He has one year of industry experience, having joined Edward Jones in 2026. Prior to his financial services career, he worked at Orkin Pest Control and Clark Pest Control for a total of ten years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Derek Busby is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at Ameriprise Financial Services Inc and Edward Jones. He is also the president of Busby Investments LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, employing various investment strategies delivered through a large network of advisors.

Mason Foster is a Series 65-licensed advisor with Cambridge Investment Research Advisors, based in Meridian, ID, with four years of industry experience. In addition to his advisory role since 2021, he has served as a police officer and SWAT team member with the Nampa Police Department since 2016. He has also held positions at Boise State University from 2014 to 2018. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent advisors, utilizing a range of portfolio management strategies across multiple custody platforms.

Rich Harrison is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. In his role, he works with high-net-worth and ultra-high-net-worth individuals and families to develop plans and strategies aimed at achieving their unique financial goals. Prior to joining Fidelity Investments, he was a Financial Advisor at The Vanguard Group from 2017 to 2019. Rich holds a California Insurance License, which supports his ability to advise clients on financial matters involving insurance products. Outside of his professional responsibilities, he has interests in fitness, parenthood, running, and soccer.

Joseph Farris is a financial advisor with Raymond James & Associates, holding a Series 66 designation and five years of industry experience. His prior work includes roles at JCCS, Harrington Bottling Company, Wadsworth Builders Co, Silver Star Steak Company, and Carroll College. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Darrell Hay is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 63 and Series 65 licenses and three years of industry experience. He has worked at PFS Investments Inc. since 2022 and has previously been involved with hockey organizations, including serving as a Hockey Director. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, managing approximately $15.5 billion in assets through a large network of financial advisors. The firm utilizes model-delivery strategies from unaffiliated asset managers and offers an array of portfolio management options supported by custodians like Pershing.

Lisa Shelton is a financial advisor with Morgan Stanley in Middleton, Idaho, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked with various Morgan Stanley entities since 2005 and had prior experience at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and planning tools in its financial planning approach.

Janelle Burns is a financial advisor at J.P. Morgan Securities with a Series 66 designation and six years of industry experience. She has been with J.P. Morgan affiliates in various roles since 2000. Outside of her advisory work, she is an independent sales representative for Rodan + Fields skin care products. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

Ronald Gallegos is a financial advisor with Wells Fargo Advisors in Meridian, Idaho, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked within various Wells Fargo entities since 2010. Gallegos serves as a board member of the Idaho Community Foundation. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Dulcie Docherty Corletto is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 63 and Series 65 credentials and 11 years of industry experience. She has worked with Primerica since 2015 and has prior experience in home improvement sales. Outside of advising, she is involved in sales of home security, automation products, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-based investment strategies managed by unaffiliated asset managers and supports account custody through Pershing, focusing primarily on individual investors rather than institutional or pension clients.

Sarah Emery is a financial advisor with Edward Jones in Caldwell, Idaho. She holds a Series 66 designation and has seven years of industry experience. Prior to joining Edward Jones in 2018, she worked for Idaho Wine Merchant from 2014 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Wendy Barrington is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and is based in Nampa, ID. Barrington has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Scott Carter is a financial advisor with LPL Financial in Eagle, Idaho, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Raymond James & Associates, Morgan Stanley, Wells Fargo Clearing, and Prudential Equity Group. In addition to advising, he is the author of a book titled *Money Management for the Faithful*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.