Lance Nell is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior work includes long tenures at Merrill and Bank of America, N.A. Outside of his advisory role, he serves as CEO of multiple real estate-related businesses. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm offers wealth advisory planning and investment consulting to a wide range of clients, including individuals, institutional investors, and public entities.

Eugene Kubik is a financial advisor with Ameriprise in Spokane, WA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its related entities since 2005. Kubik serves on the board of the nonprofit Spring of Hope. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice with a focus on dependable income sources and tax-aware withdrawal strategies.

Travis Adams is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at The Vanguard Group, Inc. from 2012 to 2018 before joining Financial Engines Advisors L.L.C., where he has been since 2018. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and serves a large client base through both advisor-led and online platforms.

Matthew Sheffield is a financial advisor with LPL Financial in Spokane, WA, holding a Series 66 designation and 20 years of industry experience. He previously worked at UBS Financial Services for 16 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of model portfolios, research, and technology-driven investment approaches.

Suzanne Johnson is a financial advisor at RBC Capital Markets with 37 years of industry experience. She holds the Series 63 and Series 65 designations and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customized strategies, combining in-house and third-party investment managers to provide portfolio management, financial planning, custody, and brokerage services.

Toby Storlie is a financial advisor with Wells Fargo Clearing in Spokane, WA, holding Series 65 and Series 63 licenses. He has experience at notable firms including J.P. Morgan Securities and JPMorgan Chase Bank. Outside of finance, he has been involved with A Wooden Wedding LLC, a business venture he managed from 2021 to 2024. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and employs over 14,000 financial advisors, providing both brokerage and advisory solutions.

Heather Shea is a financial advisor with Wells Fargo Clearing based in Spokane, WA. She holds Series 63 and Series 65 registrations and has 31 years of industry experience. Prior to her current role, she was with Wells Fargo Advisors LLC for three years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 advisors and provides both brokerage and advisory solutions.

Karen English is a CFP® with 18 years of industry experience, currently serving as a financial advisor at RBC Capital Markets since 2009. She is based in Spokane, WA, and holds the Series 66 registration. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies that incorporate both in-house and third-party investment managers, providing discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Tom Cresswell is a financial advisor at Merrill with Series 63 and Series 65 credentials and 40 years of industry experience. He has been with Merrill since 1986 and also holds a concurrent role at Bank of America. Outside of advising, he owns the trademark to the slogan "Old Fashioned Values. New Ideas." Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Jeffrey Watson is a financial advisor with Cetera, holding a Series 66 credential and six years of industry experience. He has worked at Cetera and Cetera Advisors LLC since 2019, with prior experience at Northwest Farm Credit Services and Numerica Credit Union. Outside of his advisory role, he serves as a church council member at Mission Church. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including discretionary and non-discretionary services, model portfolios, and third-party manager selections.

Jordan Carrell is a financial advisor with OSAIC in Spokane, WA, holding a Series 66 designation and two years of industry experience. Prior to joining OSAIC, he worked at Securities America, Inc. and spent ten years at Mewbourne Oil Company. He is the president of Carrell Financial Services LLC, where he plans to offer life insurance policies. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to manage diversified portfolios on both discretionary and non-discretionary bases.

Mescal Smith is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Wells Fargo Advisors LLC during his career. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies, managing approximately $2.74 trillion in client assets.

Jani Cotton is a financial advisor with Primerica Advisors holding Series 65 and Series 63 credentials. She has over 18 years of professional experience including roles at Providence Sacred Heart Medical Center and Broadway Heights Dental. She has been with Primerica Financial Services since 2009 and joined PFS Investments Inc. in 2026. Primerica Advisors is a large firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and supported by custodial and execution services from Pershing and BNY Mellon Advisors.

David Hutchinson is a CFP® professional affiliated with Equitable Advisors in Spokane, WA, with 28 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, LLC. He also serves as an attorney in fact for his wife and business partner. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored through a structured client intake process.

Asa Wolfe is a CFP® certificant with six years of industry experience, currently serving as a financial advisor at Primerica Advisors. His background includes service in the U.S. Army from 2017 to 2021 and entrepreneurship through ownership of a short- and long-term room rental business. Wolfe also holds a role as Events Director for the Kootenal County Young Professionals. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-driven investment strategies supported by third-party asset managers and focuses on scalable advisory services delivered through an extensive network of advisors.

Brigid Rypien is a CFP®-credentialed financial advisor with Robert Baird & Co., based in Spokane, WA. She has five years of experience at Baird and a total of four years in the industry, previously working at Diamond Resorts. She is part of The DDK Group within Robert Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations with a range of financial planning, portfolio management, and brokerage services. The firm manages approximately $394 billion in assets and offers distinctive services such as municipal advisory and a combination of manager-traded and model-traded investment strategies.

Zander Holman is a Series 66-registered financial advisor with Thrivent Investment Management in Spokane, WA, with four years of industry experience. He has worked at Thrivent and its affiliates since 2022 and previously held roles at Starbucks, Eastern Washington University, and the City of Moses Lake. Holman serves as a board member of the Spokane Professionals Society, where he helps organize networking events and manages communications. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based planning covering a broad range of topics without portfolio management for institutional clients, and clients can combine planning with managed-account services under a consolidated billing option.

Michael Mastor Sr. is a financial advisor with Ameriprise Financial Services, Inc., holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Ameriprise since 2005. Outside of his advisory role, he serves on the Board of Directors for the Rock Harbor Road Committee and is president of that organization. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations delivered in partnership with clients’ financial advisors.

Brent Huckabee is a financial advisor with Charles Schwab in Spokane, WA, holding Series 63 and Series 66 designations and 17 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and previously at U.S. Bancorp Investments, Inc. from 2014 to 2018. Outside of his advisory role, he serves on the finance committee for the HUB Sports Center. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios along with a formal alternative-investment onboarding process.

Courtney Altringer is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2017. Prior to joining Wells Fargo, she worked at Schweitzer Alpine Racing School for one year. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.