Raymond Wellspeak is a CFP®-certified financial advisor with 30 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 22 years with MetLife Securities Inc. and Metropolitan Life Insurance Company. Outside of advisory work, he owns a CPA/tax preparation business and is a non-practicing licensed attorney. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers comprehensive financial planning and asset management services, using firm-approved tools to develop goal-driven strategies.

Steven Gobel Jr. is a financial advisor with Morgan Stanley in Springfield, MA, holding a Series 66 designation and five years of industry experience. His background includes roles at Morgan Stanley Private Bank, Coupa Software Incorporated, and Tipalti Solutions Ltd. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

John Lasek is a financial advisor with Equitable Advisors in West Springfield, MA, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He has worked with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a combination of in-house and third-party advisory models to tailor investment solutions to client needs.

Cody Burns is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Debbra Gorczycki is a financial advisor at Raymond James Financial with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Ameriprise Financial Services in various capacities for over two decades prior to joining Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs analytical tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals.

Flavia Mc Caughey is a financial advisor with LPL Financial in Springfield, MA, holding a Series 66 designation and five years of industry experience. She has been with LPL Financial since 2019 and has prior experience at Boston University and Suffolk University. Mc Caughey is a minority owner of FR Accounting and Tax, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management, model portfolios, and research to support diversified investment strategies.

Diane Stone is a financial advisor at Morgan Stanley with 21 years of industry experience. She has worked with Morgan Stanley and its affiliated entities since 2007. Outside of her financial advisory role, she also works as an Uber driver. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Troy Ochoa is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and five years of industry experience. He has been with Cambridge Investment Research Advisors since 2021 and is also the vice president and owner of Ochoa Inc., a salon and spa business. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering both discretionary and non-discretionary portfolio management across various platform arrangements.

Gennaro Ferrentino is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 10 years before joining Raymond James in 2022. Ferrentino is also president of Ferrentino Wealth Management, an independent business affiliated with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and encourages implementation through its advisory programs, supporting its services with advanced analytical tools and institutional consulting capabilities.

Thomas Adams is a financial advisor with Stifel, holding a Series 63 designation and 49 years of industry experience. He has been with Stifel since 2007. Stifel serves a wide range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which incorporates forward-looking market assumptions and probabilistic modeling to support asset allocation and financial planning.

James Harmon is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds the Series 63 and Series 66 licenses and has prior experience at Sagepoint Financial, Inc. In addition to his advisory role, Harmon works part-time as a delivery driver for Door Dash. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Derek Waslick is a financial advisor with Mass Mutual Investors Services in Springfield, MA, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. His prior experience includes roles at Fidelity Institutional Wealth Adviser LLC and various Fidelity Investments affiliates. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-focused planning engagements supported by advanced analytical tools and a range of investment programs.

Peter Alminas is a CFP® professional with 16 years of industry experience, currently serving at UBS Financial Services since 2009. He holds the Series 66 designation and is based in Springfield, MA. He is a member of the Board of Directors for the East Longmeadow High School Athletic Hall of Fame. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and banking offerings.

Heather Motyka is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 designation and has been with UBS since 2016, previously working at Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Paul Tsatsos is a financial advisor with Cetera, holding a Series 63 designation and 39 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services for over three decades and has operated his own CPA practice since 1980. Outside of financial advising, he is involved in a window tinting business where he provides capital and accounting services. Cetera is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies across numerous program structures.

John Peterson is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and possessing 40 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs a structured planning process using approved tools and data models, managing approximately $2.74 trillion in client assets.

Brady Noniewicz is a financial advisor at Mass Mutual Investors Services with Series 66 credentials and one year of industry experience. His prior work includes roles at MassMutual, Brady Performance Lab, and Performance Optimal Health, as well as teaching positions at Southern Connecticut State University and the University of Connecticut. Outside of finance, he has been involved with Brady Performance Lab, a business focused on health and performance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a structured, collaborative annual planning process using firm-approved software and offers specialized event-driven planning programs.

Lucille Germain is a financial advisor at Edward Jones in Springfield, MA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked in education-related roles, including positions as an educational consultant and teacher at multiple schools and organizations. Outside of her advisory work, she operates a personal life coaching business, InspiredbyLucille, where she coaches individuals on their personal goals. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional investors. The firm offers a range of investment advisory programs and manages approximately $1.01 trillion in assets, supported by a large network of advisors and branch offices nationwide.

Anthony Geary is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Berkshire Bank and Dick's Sporting Goods, as well as operating a small business, Anthony's Lawn Care, from 2014 to 2017. He currently serves as a financial advisor focusing on insurance and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, technology-supported approaches to develop tailored financial strategies and offers a range of planning services including divorce, estate settlement, and employer-sponsored planning programs.

Joseph Zambo is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, iHeartMedia, and Barnes and Noble College Stores. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.