Bruno Cunha is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and six years of industry experience. He previously worked at Fidelity Investments for three years and has multiple tenures within Citizens Securities and Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, while operating as a broker-dealer and insurance agency.

Michael Michaelson is a financial advisor at Citizens Securities, Inc. in Johnston, Rhode Island, holding a Series 66 designation with 13 years of industry experience. He has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while operating as a broker-dealer and insurance agency.

Dylan Souter is a CFP® with eight years of industry experience, currently affiliated with Citizens Securities, Inc. He has held positions at Santander Securities, Santander Bank, Northwestern Mutual Investment Services, Paul J Driscoll, and Global Atlantic Financial Group. Outside of his advisory role, he is involved as a member of 4 Keyes Ln, LLC, assisting with rental management. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Preston Grundy is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Grundy also hosted The Ben and Tony Podcast for one year. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory, brokerage, and insurance services. The firm provides both a digital advisory program and a managed account program, with a range of discretionary and non-discretionary services.

Katelyn Woodall is a financial advisor at Bankers Life Advisory Services, Inc. with eight years of industry experience. She holds the Series 63 and Series 65 designations. Woodall has been affiliated with Bankers Life and Casualty, Inc. since 2013 as an agent, where she is appointed to write business for Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis in its investment process.

Michael Beaulieu is a financial advisor at Citizens Securities, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Empower Financial Services, Inc., Global Portfolio Strategies, Inc., and Prudential Insurance Company of America. Beaulieu serves as a member of the RHAM Board of Education and the Town of Hebron Board of Finance, both volunteer positions. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, operating within a combined bank, broker-dealer, and advisory structure.

Mariya Dmytryk is a financial advisor at Citizens Securities, Inc. with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, and several other financial institutions. Outside of her advisory role, she delivers food for DoorDash. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

Guido Berardi is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has worked at Citizens Securities for multiple periods since 2006, with a one-year tenure at Fidelity Investments in between. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Tanner Sargent is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds the Series 66 designation and has worked previously at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operations, trading, technology, compliance, and practice-management support to affiliated advisors.

Alexander Kravets is a Series 66-licensed financial advisor with Citizens Securities, Inc. in Johnston, RI, with three years of industry experience. His prior work includes roles at Valic Financial Advisors, Bank of America N.A., Merrill, UBS Financial Services, and Santander Bank NA. He has held various positions in both financial services and other industries. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory platform with ETF-based portfolios and discretionary managed accounts, alongside commission-based brokerage and other non-discretionary services.

Paul Silva is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 credentials and 22 years of industry experience. His prior roles include positions at Santander Bank, NA and Santander Securities, LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with a business model that integrates bank, broker-dealer, and advisory services.

Richard Digennaro is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 designation and 13 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2016 and previously spent three years with Lincoln Financial Advisors. In addition to his advisory role, he is a partner at DiGennaro & Palumbo LLP, a CPA affiliate program. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, constructing customized portfolios primarily using mutual funds, ETFs, individual equities, and fixed income.

Jon Garvin is a financial advisor at Citizens Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Fidelity Investments for 15 years before joining Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both a digital advisory program and managed accounts, operating as a broker-dealer and insurance agency and is wholly owned by Citizens Bank, N.A.

Eric Padula is a financial advisor at Citizens Securities, Inc. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citizens Securities since 2015. Outside of his advisory role, he serves as power of attorney for his father and executor of his mother’s estate. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

James Cuoco is a Series 66-credentialed advisor with 16 years of industry experience, currently with Citizens Securities, Inc. since 2012. Outside of his advisory role, he is an owner of a second home in Naragansett, Rhode Island. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory platform with ETF-based portfolios and a managed account program while also functioning as a broker-dealer and insurance agency.

Masoud Sadeghianpourhamami is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Citizens Bank, Environmental Design Engineering Inc, and Fackelmann. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, and offers a range of investment advisory programs, brokerage, and insurance services. The firm provides both digital and managed account advisory options and operates as a broker-dealer and insurance agency.

Brad Freitas is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and having 14 years of industry experience. He has worked with Bankers Life entities since 2005, including roles at Bankers Life Advisory and Bankers Life Securities. Outside of advisory services, he serves as a unit supervisor and insurance agent for Bankers Life & Casualty, overseeing training and management of agents. He is also a shareholder in StartEngine Crowdfunding, Inc. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm utilizes a combination of fundamental, technical, and cyclical analysis to create customized asset allocations, with ongoing portfolio management aligned to clients’ goals and risk tolerances.

Laurence Hale II is a financial advisor at Commonwealth Financial Network with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Commonwealth since 2006, including through its affiliation with Weiss, Hale & Zahansky Strategic Wealth Advisors and WHZ Strategic Wealth Advisors. He is also the owner of Clear Bay Asset Management, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and back-office support, including operations, technology, investment management, compliance, and practice-management services.

Maximilian Alsarraf is a CFP® and Series 66 registered financial advisor at Citizens Securities, Inc. with four years of industry experience. His prior roles include positions at Infinex Investments, Epstein Financial, and Citizens Bank. Outside of advising, he tutors securities exam candidates and mathematics students and serves on the Friends Council for the Boys and Girls Clubs of Boston. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and managed accounts, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Michael Oliveri is a financial advisor at Citizens Securities, Inc. with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Santander Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.