Steven Houle is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2011, progressing through various roles including Financial Services Representative, High Net Worth Services Representative, Financial Representative, Investment Consultant, and currently serving as Vice President, Financial Consultant since 2015. With 15 years of experience, Steven partners with local high-net-worth clients, families, and business owners to develop personalized financial plans. His focus is on helping clients protect, grow, and efficiently transition wealth, aiming to provide confidence and peace of mind at every stage of their financial journey.

John Troiano is a financial advisor with Stifel in Portsmouth, NH, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Outside of his advisory role, he is involved with a Non Family Trust. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Raymond Oliver Alvarez is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has two years of industry experience and has been with Equitable Advisors since 2023. Outside of finance, he is the owner of Mainely Kitchens and Baths Inc. and Summerhands Construction, businesses unrelated to his investment work. Equitable Advisors serves a broad client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Richard Neville is a financial advisor at OSAIC with 26 years of industry experience. He holds the Series 63 and Series 65 licenses. Neville has worked at LPL Financial for 26 years and has been with Neville & Associates Financial Services since 2018. He is also a notary public. Osaic Wealth serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides both brokerage and advisory services through a multi-advisor platform that features model-based asset allocation, portfolio optimization, and access to various investment programs and third-party managers.

Laura Rutkiewicz is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has been with LPL Financial since 2011, totaling 15 years at the firm. Rutkiewicz serves as a trustee on the board of The Fred Harris Daniels Foundation, a nonprofit organization based in Worcester, MA. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of investment solutions, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

James McCarthy is a financial advisor at Osaic with Series 63 and Series 66 credentials and 21 years of industry experience. He has worked at Royal Alliance since 2005 and Saltbox Financial since 2009. Outside of his financial advisory role, McCarthy is a pilot for Delta Air Lines, flying 767 aircraft primarily on transatlantic routes based out of JFK. Osaic serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple program options including advisor-managed portfolios and third-party money manager strategies.

Dylan Randazzo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having nine years of industry experience. His prior roles include positions at Ameriprise Financial Services, Nathan Fox Financial Advisor, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Co. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Charles Beynon is a financial advisor with Ameriprise in Rye, New Hampshire, holding CFP® and ChFC® designations and over 24 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2005. Outside of advisory work, he is involved in business ownership including a fitness club and tax preparation services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning, focusing on dependable income sources and tax-aware withdrawal strategies.

Thomas Burbank is a financial advisor with LPL Financial in Portsmouth, NH, holding Series 63 and Series 65 licenses and 25 years of industry experience. His prior roles include positions at CUNA Brokerage Services, Northeast Planning Associates, TD Wealth Management Services, Cetera Investment Services, and Valic Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Caitlyn Lessard is a financial advisor at LPL Financial with two years of industry experience. She holds a Series 66 designation and has previously worked at Prime Buchholz LLC and GMO LLC. Caitlyn is also commissioned as a notary in the state of New Hampshire. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management provided through a large network of investment adviser representatives.

Matthew Junkin is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent eight years with MetLife Securities Inc. Outside of his advisory role, he is an owner and landlord of a rental condo in Portsmouth, NH. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning relationships using firm-approved software and provides specialized planning programs including divorce, estate settlement, and employer-sponsored planning.

Dominique Donovan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. Prior to joining Wells Fargo in 2016, Donovan worked at Morgan Stanley in 2010. Outside of professional activities, Donovan serves as co-trustee for a family member's revocable trust, assisting with day-to-day financial matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Chris McCarthy is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2020, progressing through positions including Investment Consultant, Financial Representative, Investment Solutions Representative, and Customer Relationship Advocate. Chris works with individuals and families in the seacoast community to create personalized financial plans tailored to their goals and situations. His approach focuses on assisting clients in working towards their definition of financial success.

Timothy Malinowski is a CFA® charterholder and holds a Series 66 license, with four years of industry experience. He currently works at Edward Jones in Portsmouth, NH. His prior experience includes roles at Morgan Stanley & Co., Incorporated and Wills Towers Watson. Outside of finance, he has been involved with the Ice House Restaurant. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a large national network of financial advisors and branch offices.

Matthew Grant is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients simplify complex financial decisions, create organized plans, and maintain focus on their key priorities. His approach combines comprehensive financial planning with a commitment to building long-term, trusted relationships. Matthew brings expertise in areas including college education planning, executive and equity compensation services, legacy planning, retirement income, portfolio management, and tax minimization. He holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Matthew earned a Bachelor's Degree from the University of New Hampshire. Outside of work, Matthew enjoys golfing, snow and water skiing, tennis, and spending time with friends and family. He lives with his wife, Lexy, and their rescue dog, Maui.

Paul O'Brien is a financial advisor with Wells Fargo Clearing in Portsmouth, NH, holding a CFP® designation and Series 63 and 65 licenses. He has 41 years of industry experience, including prior roles at A. G. Edwards & Sons, Inc. He serves as trustee and personal representative for family trusts and estates. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a network of more than 14,000 advisors.

Brian Desoye is a financial advisor with Mass Mutual Investors Services in Exeter, NH, holding Series 63, Series 65, and Series 66 registrations and bringing 22 years of industry experience. He has worked at MassMutual and its affiliates since 2016 and previously worked at MetLife Securities and Harrisdirect LLC. Outside of his advisory work, he owns Birchwood Financial Group, Inc. and is an insurance agent for life, disability, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning with a focus on goal analysis and written recommendations, as well as asset management, wrap programs, and educational seminars.

Heidi Springmann is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked within various Fidelity affiliates since 2015. Outside of her advisory role, she creates commissioned artwork. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including registered investment companies and charitable funds, and is noted for its use of systematic methodologies and its role in managing model portfolios.

Eric Dufour is a CFP®-designated financial advisor with 12 years of industry experience. He currently works at OSAIC and has prior experience at SagePoint Financial and American General. He is also engaged in fixed insurance sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Kristen Cole is a financial advisor at Edward Jones with eight years of experience at the firm and a Series 66 designation. Prior to joining Edward Jones, she worked at Kelly Services/Target CW for two years. Outside of her advisory role, she is involved as an equine caretaker at High Knoll Equestrian Center in Rochester, NH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, operating under a fiduciary standard with a large nationwide network of advisors and branch offices.