Thomas Shapero is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and possessing 36 years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked at Wells Fargo Clearing from 2016 to 2022. He owns Beacon Wealth Advisors, LLC and is involved in Shapero GP, LLC, a merchant partnership. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, combining advisory services with other financial product offerings.

Michael Clark is a financial advisor at OSAIC with 44 years of industry experience. He holds the Series 66 designation and has worked at OSAIC since 2024. Prior to joining OSAIC, Clark was with American Portfolios Financial Services, Inc. for 18 years and has operated Michael F. Clark Associates since 1980. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization and supports a range of investment programs delivered through affiliated broker-dealer and RIA relationships.

Vincenzo Barba is a CFP® with 32 years of industry experience, currently affiliated with LPL Financial in Manasquan, NJ. He previously operated the V. Barba Company for 15 years while maintaining his role at LPL Financial since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Denise Wiggins is a financial advisor with Equitable Advisors, holding a Series 66 designation and 13 years of industry experience. She has been with Equitable Advisors since 2014 and previously worked at Axa Advisors. In addition to her advisory role, she operates Denise Wiggins Certified Public Accountant LLC. Equitable Advisors serves individual and institutional clients, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Anthony Pecoraro is a financial advisor with Equitable Advisors, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2007, including its predecessor AXA Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program referrals.

Erin Lindquist is a CFP® with four years of industry experience, currently serving as a financial advisor at Cetera. She has previously worked with Avantax Advisory Services and Avantax Insurance Agency, and maintains a financial advisory role at Zonin Wealth Management, where she provides values-based financial planning and portfolio management. Additionally, Erin is a Notary Public in New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large network of independent advisors and serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and custodial relationships.

Anthony Desarno is a financial advisor at Fisher Investments with 11 years of industry experience. He holds Series 65 and Series 66 designations and has previously worked at Guggenheim Funds Distributors, LLC and Massachusetts Mutual Life Insurance Company. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and offers sub-advisory and retirement plan services.

John Sheridan is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has worked with Merrill since 2008, with a two-year tenure at Northwestern Mutual Investment Management from 2011 to 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Morelli is a financial advisor with Mass Mutual Investors Services in Wall Township, NJ, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked with MML Investors Services, LLC and Massachusetts Mutual Life Insurance Company since 2017 and has been involved with Creative Financial Strategies since 2016. Outside of his advisory role, he owns and operates a cleaning company and has interests as a shareholder in a distilling company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements supported by analytical tools and offers additional programs such as divorce and employer-sponsored planning.

Brendon Pierson Jr. is a CFP® with 34 years of industry experience, currently affiliated with Cetera since 2025. His prior work includes long tenures at Avantax Advisory Services and Avantax Investment Services, as well as experience with Avantax Insurance Agency and Bp Franchise Consultants LLC. He also operates a tax preparation and accounting business, Brendon Pierson, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform, combining affiliated and unaffiliated managers and various program structures across discretionary and non-discretionary authorities.

Nicole Bartolomeo is a financial advisor at UBS Financial Services with eight years of industry experience. She previously worked at Morgan Stanley Smith Barney for 14 years before joining UBS in 2024. She holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

George Psaradakis is a financial advisor at LPL Enterprise with four years of industry experience. He holds a Series 66 designation and has worked at firms including Vincent Hirsch Financial Services and Pruco Securities LLC. Outside of his advisory role, he is a business owner at WYS Media and serves as a notary. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Thomas Comer is a Series 66-credentialed advisor with Equitable Advisors, based in Point Pleasant, NJ. He has 24 years of industry experience, all with Equitable Advisors and its predecessor, Axa Advisors. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a mix of third-party managers and firm-offered solutions.

Nicole Flanzbaum is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 11 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Global Investment Committee estimates and Monte Carlo simulations.

Monika Santos is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. She has been with Fidelity since 2012, including roles at Fidelity Personal and Workplace Advisors from 2018 to 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment approach.

Alexander Kandelaki is a financial advisor with Mass Mutual Investors Services and holds the ChFC® designation along with Series 63 and Series 65 registrations. He has eight years of industry experience, including roles at Mass Mutual Investors Services since 2018 and MassMutual Life Insurance Company since 2017, as well as prior experience with Presidio. He is also involved in outside insurance sales through Kandelaki Solutions, focusing on life, disability, property and casualty, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software for client goal analysis and delivers written recommendations, with implementation requiring separate brokerage or insurance arrangements.

Samantha Mascia is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has worked at firms including Bank of America, Merrill, and Wells Fargo Advisors prior to joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative manager due diligence and incorporates an ESG eligibility framework in its advisory process.

Eugene Etzel III is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and 28 years of industry experience. His prior roles include positions at Chelsea Financial Services, ULLR Holdings, and Scottrade, Inc. Outside of his advisory work, he is a partner at Saga Consulting LLC, assisting with administrative and regulatory filings. Fidelity's Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research and quantitative analysis to construct model portfolios, often employing algorithmic methods and AI-driven tools in its investment process.

Raymond Caggiano III is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Massachusetts Mutual, Santander Securities, Santander Bank, and Sorrento Pacific Financial. He is also the managing partner of UCPC Family Partnership, a family partnership that owns commercial property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies designed by internal and third-party managers.

James Krakowski is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in delivering comprehensive wealth management strategies that align with clients' individual goals and values. His approach emphasizes understanding each client's unique financial objectives through one-on-one communication, enabling tailored solutions across various aspects of wealth management. With over 20 years of experience in the financial services industry, James focuses on areas including family wealth management strategies, legacy planning, liquidity management, portfolio management, and tax minimization. He serves a diverse client base, including high-income professionals, doctors, medical practitioners, executives at large-cap tech and private companies, as well as closely-held business owners and real estate investors. His expertise includes coordinating investments, tax planning, and cash needs to preserve wealth and facilitate financial freedom. James holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned his education at Montclair State University. Outside of work, James enjoys baseball, basketball, chess, football, golfing, running, and spending time with his family, residing in Brielle, New Jersey.