Peter Hall is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 18 years of industry experience. He previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for 16 years. Hall serves as treasurer on a homeowners association board, managing financial reporting and community risk liaison duties. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a large network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and consulting solutions with multiple program and custody options.

Joanne Amorosi is a CFP®-certified financial advisor with 21 years of industry experience. She has worked at Cetera and affiliated firms since 2024 and previously spent over two decades at MassMutual Life Insurance Company. Outside of her advisory role, she is a property owner involved with a rental business in Fripp Island, South Carolina. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers various portfolio management and consulting services delivered via a multi-manager platform that includes affiliated and third-party managers, with program options ranging from automated allocations to customized strategies.

Andrew Donovan is a CFP® with 35 years of industry experience, currently serving at LPL Financial. He has worked in the financial services sector since 2001 with Linsco/Private Ledger Corp. and maintains a role as a FINRA arbitrator in dispute resolution. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a variety of investment programs and employs both discretionary and non-discretionary strategies, supported by technology and a broad range of financial products.

Robert Terry is a Series 65 licensed financial advisor with Equitable Advisors in Poughkeepsie, NY, bringing 48 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of advisory work, he serves as a basketball and football game referee. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models implemented through its network of Investment Adviser Representatives and third-party asset managers.

Thomas Cole is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at several firms including Hudson Financial Group and Guardian Life Insurance Company of America. Outside of finance, he has been involved with Outhouse Orchards. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence, incorporating an ESG eligibility framework when selecting investments.

Justin Semke is a financial advisor with Ameriprise in Pleasant Valley, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, Semke serves on the Board of Directors for LaGrange Sunrise Rotary, where he is Immediate Past-President, and holds leadership roles with the Hudson Valley Young Professionals committee and the Dutchess County Regional Chamber of Commerce. Ameriprise is a large institutional firm offering retirement-income planning services primarily to individuals with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, employing a structured, research-driven approach to retirement income planning that includes algorithmic automation and tax-efficiency analysis.

Shirley Hannigan is a financial advisor with Equitable Advisors in Carmel, NY, holding a Series 66 designation and 20 years of industry experience. She has been with Equitable Advisors and its predecessor, AXA Advisors, since 2006. In addition to her advisory role, she serves as a director on the Clearing in the Woods Condo Association board. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charities, and institutional clients. The firm utilizes a network of investment adviser representatives and partners with third-party asset managers to offer a range of investment programs and fiduciary services.

Mark Compton is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior roles include positions at J.P. Morgan Securities and long-term involvement with Turbodog/Calamity Jane. Outside of his advisory work, he plays guitar in a band. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s IPS-driven investment process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Howard Schachter is a financial advisor with LPL Financial in Danbury, CT, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at Woodbury Financial Services, Stratos Wealth Partners, Edward Jones, Merrill, and Ameriprise. Outside of advising, he is involved in educational activities through AEFA Education Classes and provides tax preparation and accounting services with Jackson Hewitt. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and technology.

Gregory Ashe is a financial advisor with Primerica Advisors in Poughkeepsie, NY, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been with Primerica Advisors since 2010 and has worked in Primerica Financial Services since 1999. Outside of advising, he is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm operates at scale with nearly 3,700 advisors and offers model-driven investment strategies managed by third-party asset managers.

Helen Curtin is a financial advisor at Edward Jones with 17 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2008. Curtin is a member of the Brookfield Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment strategies, supported by a large national network of advisors and branch offices.

Craig P. Irwin is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in a wide range of financial services including family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. He is recognized for his expertise in these areas and was named to the 2024 Forbes "Top Next-Generation Wealth Advisors Best-in-State" list. Craig joined Merrill Lynch Wealth Management in 2008 following his graduation with a Bachelor of Science in Economics and Management from The University of Arizona. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and Personal Investment Advisor (PIA) credential. Craig actively contributes to his community and serves as Vice Chair on The Foundation for Vassar Brothers Medical Center board of directors. He has also served on the boards of several non-profit organizations. He lives in Poughkeepsie, NY with his wife Amy and their daughters Bess and Annie. His personal interests include antiquing, boating, fishing, golfing, hiking, ice hockey, interior decorating, reading, running, and spending time with his family.

Melissa Rios is a financial advisor at Fidelity with six years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, LPL Financial, and Hudson Valley Federal Credit Union. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including discretionary and non-discretionary advisory work and fund advisory services.

Alexandra Lasky is a Series 66-registered financial advisor with LPL Financial, based in Wappingers Falls, NY. She has two years of industry experience, including roles at Hudson Valley Credit Union and Globex International Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Robert O'Donnell is a financial advisor at Edward Jones with a Series 66 designation and eight years of industry experience. He previously worked at Prudential Annuities for 14 years and operated O'Donnell Consulting (Longevity Partners) for eight years. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, offering discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of over 23,700 financial advisors.

Kenneth Mc Cormick is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with firms including LPL Financial and Ulster Savings Bank. He also serves as trustee of the Cathleen A. McCormick Irrevocable Trust. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, featuring multiple program structures and access to third-party money managers.

Tyler Bates is a financial advisor at Ameriprise in Rhinebeck, NY, holding a Series 66 designation with five years of industry experience. He has been with Ameriprise since 2018 and serves on the Board of Directors for CPCA. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets, combining research and modeling with personalized recommendations focused on income sources, Social Security options, and tax-efficient withdrawal strategies.

Christopher Howard is a financial advisor at Primerica Advisors with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including PFS Investments Inc. and Primerica Financial Services since 2019. Outside of advisory work, he owns and operates Greenleaf Birch, Inc., a non-investment related business. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Robert Greenwald is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 38 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2007. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Keith Preston is a financial advisor at Cetera with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Prudential Insurance Company of America and Woodbury Financial Services. Outside of his advisory work, he spends time on creative writing, focusing on fiction screenwriting and novels. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, employing a multi-manager platform with discretionary and non-discretionary program options.