Meaghan Wright is a CFP® with 10 years of industry experience, currently serving as an advisor at Manning & Napier Advisors, LLC. She has been with Manning & Napier since 2014 in various capacities. Manning & Napier Advisors, LLC provides investment advisory services primarily to institutional clients and pooled vehicles while also managing separately managed accounts and offering fiduciary retirement plan services and custom wealth management solutions. The firm employs a team-based, strategy-specific investment process that combines top-down macro analysis with bottom-up security selection.

Susannah Ryan is a financial advisor with Independent Solutions Wealth Management, LLC in Williamsville, NY, holding a Series 66 designation and 17 years of industry experience. She has worked at Blackridge Asset Management and Independent Solutions Wealth Management since 2015. Outside of her advisory role, she is a notary public and involved in insurance activities with The Financial Guys, LLC. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm employs a strategic asset allocation approach across a five-tier risk spectrum and utilizes both fundamental and technical analysis in portfolio management, offering discretionary and non-discretionary strategies including mutual funds, ETFs, and third-party managers.

Kurt Knoess is a financial advisor at M HOLDINGS SECURITIES, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at MML Investors Services, MassMutual, and Foresters Financial Services. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and financial professionals. The firm provides a broad range of advisory and brokerage services, including discretionary investment management, retirement plan consulting, and insurance advisory.

Daniel Toole is a financial advisor at F.L. Putnam Investment Management Co. with five years of industry experience. He holds the Series 63 designation and previously worked at Arbor Capital Management, Corp for six years and Atlantic Capital for twelve years. F.L. Putnam serves a diverse client base including individual investors, families, and institutions such as foundations and endowments. The firm provides customized, team-based investment management, financial planning, and advisory services across various asset classes, incorporating both internally managed strategies and third-party managers.

John Thur is a CFA® charterholder and Series 63 licensed advisor with four years of industry experience. He has been with Independent Solutions Wealth Management, LLC since 2013. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm emphasizes strategic asset allocation across a five-tier risk spectrum and employs both fundamental and technical analysis in portfolio management.

Bartolo Panepinto is a financial advisor at HSBC Securities (USA) Inc. with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment process developed with HSBC Global Asset Management and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Gregory Ahrens is a CFP®, ChFC®, and Series 63 registered financial advisor with 18 years of industry experience. He has been with Guardian Life since 2011 and currently serves clients through Park Avenue Securities. Ahrens also operates under the Praxis Financial Group LLC brand, where he dedicates a majority of his professional efforts. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers access to proprietary and third-party advisory solutions.

Andrew Fox is a financial advisor with HSBC Securities (USA) Inc. in Williamsville, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at HSBC Bank USA, N.A. since 2016 and HSBC Securities (USA) Inc. since 2013, with prior experience at Fifth Third Securities, Inc. and Truist Investment Services, Inc. He also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various discretionary and non-discretionary programs. The firm employs a structured investment process incorporating multiple risk profiles and uses affiliated and third-party providers for advisory, fund selection, and custody services.

Andrew Pokriki is a financial advisor with Eagle Strategies (New York Life) based in Williamsville, NY. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Equitable Advisors, LLC and has a diverse work history including roles at Uber, DoorDash, and Amazon. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives and plan sponsor criteria, with the majority of assets managed on a non-discretionary basis.

Joshua Denz is a CFP® and holds a Series 66 license, with three years of industry experience. He has been with Lincoln Investment since 2023 and has prior experience with Canisius College and the University at Buffalo. Outside of his advisory role, he also works as a sales associate assisting senior representatives in financial services. Lincoln Investment Planning, LLC is a large enterprise firm serving individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers comprehensive financial planning and portfolio management services supported by an in-house Investment Management & Research team and various third-party managers.

Matthew Collard is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and five years of industry experience. He previously worked for Pratt Collard Buck Advisory Group for ten years. Mr. Collard serves as the Honorary Consul of the Federal Republic of Germany for the eight western New York State counties. Private Advisor Group provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm’s fiduciary-based advisory model utilizes both proprietary platforms and third-party managers to deliver a range of investment strategies.

Kristin Meyer is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 licenses. She has 18 years of experience in the industry, including prior roles at ATT Financial Group/American Portfolios Financial Services and Nucci Financial. Outside of her advisory work, Meyer is a group fitness instructor and serves on community and civic boards in Niagara County. United Planners Financial Services serves a diverse range of clients, including individuals, corporations, charitable organizations, and institutional investors. The firm operates an open-architecture platform using multiple custodians and third-party money managers, with a focus on largely non-discretionary asset management.

Janet Ross is a CFP® with 33 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2005. She maintains a life insurance license in New York, allowing her to offer related products when appropriate. Outside of her advisory role, she is also a Mary Kay consultant and a licensed notary. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm operates a large network of advisors and offers a range of managed-account programs, including traditional asset-allocation and legacy market-timing strategies.

Michael Dilullo is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Lincoln Investment since 2017. Prior to this, he worked at Legend Advisory Corporation and Legend Equities Corporation. He serves as Treasurer and peer facilitator on the board of the Laurel Love Center for Grief and Hope, a nonprofit organization. Lincoln Investment Planning, LLC is an enterprise advisory and broker-dealer serving a broad client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, advisor-led consulting, and portfolio management supported by an in-house Investment Management & Research team and third-party managers.

Richard Brewer Jr. is a financial advisor with TIAA-CREF, holding a Series 66 designation and 18 years of industry experience. He has been with TIAA-CREF since 2012. Outside of his advisory role, Brewer serves as a board member and president of EMW Youth Lacrosse and coaches boys lacrosse for the Iroquois Central School District. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals with ties to TIAA-administered retirement plans, as well as trusts, estates, and corporate entities. The firm’s advisory model separates one-time planning services from ongoing management and includes managed account programs with both model and customized portfolios.

Joseph Ervolina is a financial advisor with Kestra Advisory and holds a Series 66 designation. He has 25 years of industry experience, including previous roles at Geneos Wealth Management Inc. Ervolina is also president of Cornerstone Capital Wealth Management Inc., where he manages the practice and oversees financial planning. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves large institutional investors and sponsors, with reported assets under management near $79.8 billion.

Thomas Griffin is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Securities and related entities since 2010, with prior experience at Citigroup and Key Investment Services. Outside of his advisory role, Griffin volunteers as an assistant coach for a travel soccer team in Buffalo, NY. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm uses five model risk profiles and incorporates strategic and tactical asset allocation with ongoing fund due diligence and monitoring, offering both onshore and offshore investment options.

Jacob Kantor is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds the Series 66 and Series 63 licenses. His prior work experience includes roles at KeyBank, MML Investors Services LLC, MassMutual Life Insurance Company, and New York Life Insurance Co. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm utilizes a multi-provider model and integrates with KeyCorp affiliates to offer a range of investment and advisory services.

Christian Thompson is a financial advisor with HSBC Securities (USA) Inc., holding a Series 66 designation and one year of industry experience. He has prior experience with Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory role, Thompson is also a social media influencer on TikTok, creating content unrelated to his professional work. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, serving a diverse client base with a range of risk profiles.

Markus Williams is a financial advisor with Lincoln Investment in Amherst, NY, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior work includes roles at Key Investment Services, KeyBank, Prudential Insurance Company of America, and Allstate Insurance Company. Outside of financial services, he works as an operations coordinator in logistics. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base, including individual investors, high-net-worth clients, trusts, charities, and retirement plans. The firm combines advisor-led consulting with model portfolio management and employs an in-house Investment Management & Research team alongside third-party managers to provide tailored investment solutions.