Michael Englehart is a CFP®-certified financial advisor with 39 years of industry experience. He is currently with Steward Partners Investment Advisory, LLC and has held prior roles at Raymond James Financial Services and Wells Fargo Advisors. Englehart serves on the finance committee of Sovereign Grace Church and is a committee member for Children of Zion, an orphanage supported by Mt. Zion Church in Namibia. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, providing a range of advisory, financial planning, and portfolio management solutions through both proprietary and third-party offerings.

Ellie Bockstie is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott. She previously worked at T. Rowe Price and Bankers Life and Casualty. Outside of her advisory role, she coaches girls’ lacrosse teams in the Baltimore area and participates in a local professional women's networking group. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets, serving individuals, families, trusts, corporate clients, and municipal entities with a range of brokerage, financial planning, and advisory services.

James Winner is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2015. He is based in Bel Air, MD, and holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm provides services to a diverse clientele, including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable and municipal organizations, offering financial planning, brokerage, and advisory programs.

Sherry Kimball is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. She has been with Janney Montgomery Scott since 2015 and holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Andrew O'Neill is a CFP® and Series 66-licensed advisor with Janney Montgomery Scott, based in Towson, MD. He has two years of industry experience, with his professional background including roles at Janney Montgomery Scott since 2023 and prior experience at the University of Alabama and in catering and education. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and multiple advisory programs, with investment advice delivered through a combination of in-house and third-party portfolio management.

Elizabeth Plunkett is a financial advisor at Janney Montgomery Scott with 43 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Janney since 2019, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory work, Plunkett serves as a board member for the Rockfield Foundation and is a nominating committee member for the Community Foundation of Harford County. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Joseph Stumbroski is a financial advisor with J.W. Cole Advisors, Inc. in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes roles at Cambridge Investment Research Advisors and operating Stumbroski & Associates, Inc., a separate business focused on traditional insurance sales. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm offers portfolio management, financial planning, access to third-party managers, and multiple managed account solutions utilizing both discretionary and non-discretionary investment approaches.

Lisa Fulco is a CFP® and ChFC® professional with 27 years of industry experience. She is currently with Allworth Financial, L.P., and previously held roles at Morgan Stanley and TIAA-CREF. Outside of her advisory work, she serves as Treasurer for the Graham Equestrian Center, a nonprofit focused on public involvement in horseback riding, and is a board member for the Ma and Pa Heritage Trail project in Harford County. Allworth Financial is an SEC-registered, fee-based adviser that serves individuals, qualified retirement plans, trusts, estates, and corporate clients. The firm employs customized portfolio strategies including core-satellite, index allocations, and options-based overlays, and accesses held-away employer retirement accounts via proprietary technology.

Onyekachi Okoroafor is a financial advisor at HB Wealth Management with Series 63 and 65 licenses and one year of industry experience. Prior to joining HB Wealth, he worked at Huge Inc., IA Collaborative, and ZS Associates. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm employs a combined quantitative and qualitative due diligence process across various public and private investment strategies and offers services such as outsourced chief investment officer (OCIO) and institutional advisory solutions.

Carole Leitgeb is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 18 years of industry experience. She previously worked at Lincoln Financial Advisors, Ameriprise Financial Services, and Resource 1, Inc. Her activities include involvement with Academy Financial, Inc., related to her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

Joseph Browning is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, sports and entertainment, and retirement income. Joseph holds a Bachelor's Degree from McDaniel College and has earned professional designations as a Personal Investment Advisor (PIA) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He works closely with clients to develop personalized financial strategies aligned with their unique goals, emphasizing simplicity and transparency throughout the wealth planning process. Outside of work, Joseph enjoys cooking, golfing, and spending time with his family.

David Grabner is a financial advisor with LPL Financial in Lutherville, MD, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior work includes roles at Grove Point Investments, Grove Point Advisors, H.P Executive Group, and H. Beck, Inc. Outside of his advisory work, he is involved with a farm business in Glen Arm, MD. LPL Financial serves individual clients, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Richard Zink is a financial advisor at Robert W. Baird & Co. in Towson, MD, with 45 years of industry experience. He has been with Robert W. Baird since 2009 and holds a Series 63 designation. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and brokerage services, utilizing internal research and a combination of manager-traded and model-traded strategies.

Tanner White is a financial advisor with Edward Jones in Aberdeen, MD, holding Series 65 and Series 66 credentials. He has four years of military service in the United States Army and began his career at Edward Jones in 2025. Prior to that, he worked briefly with Ripken Baseball and studied at the University of Southern California. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, supported by a nationwide network of more than 23,000 financial advisors.

Leigh Ritchey is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Valic Financial Advisors and Agia. He serves as Director of Young Professionals for the Baltimore Chapter Society of Financial Service Professionals. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services with a variety of investment and portfolio management solutions.

Joseph Bouffard Jr. is a financial advisor with Fidelity, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked with various divisions within Fidelity since 2007, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and delivers model portfolios to intermediary platforms.

Max Hyatt is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to navigate complex financial decisions and pursue long-term goals. Max assists clients through key liquidity events such as business sales and equity compensation, providing proactive planning during pivotal financial moments. After graduating from Pennsylvania State University, Max joined the financial wealth management industry. His perspective on thoughtful planning was shaped by witnessing the 2008 financial crisis through his father's work in the mortgage industry. Max and his team deliver comprehensive, tax-efficient strategies by coordinating investments, tax strategy, lending, and cash flow decisions. Max holds the Personal Investment Advisor (PIA) designation. He leverages Merrill's global research platform and integrated banking, lending, and investment capabilities to provide a streamlined client experience. Outside of his professional role, Max's personal interests include boating, football, golfing, music, pickleball, skiing, spending time with family, tennis, traveling, and watching movies.

John Graham Jr. is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 63 designation and 39 years of industry experience. He has been with Robert W. Baird since 2009. Outside of his advisory role, he is a member of York Realty Partners Investors LLC. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio management services, including discretionary and non-discretionary management, SMA programs, and a variety of traditional and non-traditional investment strategies.

Christian Harvey is a financial advisor at Robert W. Baird & Co. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Deutsche Bank Securities Inc for 36 years, followed by roles at J.P. Morgan Securities and JPMorgan Chase Bank. Since 2022, he has been with Robert W. Baird & Co. The DDK Group, where he works, is part of Baird’s Private Wealth Management practice and serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlays to meet diverse client needs.

Joseph Andersen is a ChFC® with 41 years of industry experience, currently affiliated with OSAIC since 2025. He previously worked at Lincoln Financial Securities Corporation for 17 years and has been associated with Independent Advisers Group Corp for 19 years. Andersen also serves as an insurance agent offering accident, health, disability, fixed annuities, and traditional life insurance through Mullen Andersen & Associates. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services leveraging multiple platforms and third-party solutions to construct and manage diversified portfolios.