Andrew Tarantula is a financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience. He has worked at T. Rowe Price since 2019 and previously held positions at The Baltimore Country Club, Towson University, and Atlantic Coast Athletic Club. He holds a Series 66 designation. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs and uses tax-aware strategies along with Monte Carlo simulations for retirement income projections.

William Spruill is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 credentials and 15 years of industry experience. His work history includes roles at Colonial Life, Transamerica Financial Advisors, HD Vest Investment Services, and Wfgia. Outside of his advisory work, he also works as a rideshare driver for Uber. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and platform sub-advisors, supporting service delivery through multiple program platforms such as Transamerica ONE, TFA365 Advisory Program, and Transamerica ALPHA.

Moises Reyes Campos Jr. is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has two years of industry experience. Prior to his current role, he has worked in various positions including at Aldi USA and in education at the University of Maryland Robert H. Smith School of Business and two high schools. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses proprietary T. Rowe Price mutual funds and ETFs within model allocations, supported by an online planning tool and financial advisor access.

Shawn Kalendek is a financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience. He holds the Series 66 designation and has worked at T. Rowe Price since 2020, including his current role since 2026. Prior to that, he held positions at Mariner Finance and Towson University and was involved with The All American Steakhouse and Sports Theater. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and investment management to individual investors and households. The firm manages portfolios using proprietary T. Rowe Price mutual funds and ETFs, combining discretionary investment management with nondiscretionary, goals-based planning supported by an online tool and telephone access to advisors.

Erich Luebkert is a CFP® with 21 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. since 2021. Prior to this, he worked for THE Vanguard Group, Inc. for 17 years. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning and discretionary investment management primarily using proprietary mutual funds and ETFs. The service addresses individual investors and households, providing financial plans and portfolio management through a model allocation approach with tax-aware rebalancing and Monte Carlo-based retirement income projections.

Linley Pangan is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. He holds Series 63 and Series 66 registrations and has worked at T. Rowe Price since 2017, following two years at Bank of America. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management, primarily serving individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and asset-location strategies.

Parker Bell is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. Prior to joining T. Rowe Price, he worked at Prosperity Capital Partners and Fay Servicing. T. Rowe Price Advisory Services offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs.

Douglas Velnoskey is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott. His prior roles include positions at Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. Janney Montgomery Scott LLC is a large firm managing approximately $110 billion in client assets, serving a diverse client base including individuals, families, trusts, estates, and institutional clients. The firm offers a range of brokerage, financial planning, and advisory services, leveraging both in-house and third-party portfolio management.

Andrew Krafft is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill Lynch. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, offering retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations for retirement income projections.

Brian Whalen is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has 21 years of industry experience. Prior to joining T. Rowe Price in 2018, he worked at Bank of America from 2016 to 2018. Outside of his advisory role, he serves as a lacrosse official with the Southern Lacrosse Officials Association. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households. The firm offers a goals-based approach using proprietary mutual funds and ETFs, combining discretionary portfolio management with online planning tools and telephone access to advisors.

Bansari Patel is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. She holds Series 66 and Series 63 licenses and has worked at firms including Conrad Siegel Investment Advisors, Equitable Advisors, and LPL Financial. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing tax-aware rebalancing and Monte Carlo simulation-based financial plans.

Todd Mitchell is a financial advisor at Janney Montgomery Scott with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Janney since 2009. Outside of his advisory role, Mitchell owns a produce sales business and serves on the board of North Carroll Community School in Westminster, MD. Janney Montgomery Scott is a large, dually registered broker-dealer and investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and multiple wrap/advisory programs.

Anthony Nhe is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2019, with prior experience at Bank of America and Merrill. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service for individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management through a model portfolio approach invested exclusively in T. Rowe Price mutual funds and ETFs.

Shawn Sacchetti is a CFP® professional with 19 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. He has been with T. Rowe Price Investment Services, Inc. since 2010 and previously worked at MSI Financial Services, Inc. from 2007 to 2009. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model portfolios and tax-aware strategies implemented with an online planning tool and financial advisor support.

Melaney Fingles is a CFP® professional with three years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. She previously worked at Passive Capital Management LLC and Harbor Investment Advisory LLC. Outside of her financial advisory role, Melaney teaches fitness classes at The Mine. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses proprietary mutual funds and ETFs, employing model allocations, tax-aware rebalancing, and online planning tools to support its clients’ retirement goals.

O’mario Lynch is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and one year of industry experience. His prior work includes roles at FiscalNote, FedEx, Servtech, Planet Fitness, UPS, Ross, and Baltimore City College. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, combining goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households, using proprietary mutual funds and ETFs with a focus on tax-aware strategies and Monte Carlo simulation–based planning.

Cesar Silva Medina is a financial advisor at T. Rowe Price Advisory Services, Inc. with eight years of industry experience. He holds a Series 66 designation and has worked previously at Merrill Lynch, Pierce, Fenner & Smith Incorporated and StayNtouch Inc. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, using a model allocation approach with tax-aware strategies and interactive online planning tools.

Logan Levin is a CFP® professional with 10 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2019. Prior to this, he worked at The Vanguard Group, Inc. from 2015 to 2019. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines nondiscretionary financial planning and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with at least $250,000 in investable assets, employing tax-aware strategies and Monte Carlo simulations to support retirement income planning.

Raylonte Roach is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has three years of industry experience. His prior roles include positions at Eagle Strategies, New York Life Insurance Company, and R2 VISION, the latter of which he owned and operated. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing portfolios composed exclusively of T. Rowe Price mutual funds and ETFs.

Kiauna Tilley is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and 11 years of industry experience. She has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused financial planning service that combines nondiscretionary goals-based planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households through a model portfolio approach exclusively using proprietary T. Rowe Price mutual funds and ETFs.