Karen Redding is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing eight years of industry experience. Her background includes roles at Avantax Advisory Services and Avantax Investment Services, and she is also the owner of Karen Redding LLC, which operates Liberty Tax Service. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm provides a variety of investment implementation options and maintains proprietary and unaffiliated model strategies tailored to client objectives.

Marcel Morin is a financial advisor with LPL Financial based in Glen Allen, VA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior experience includes roles at Kestra Financial Services and Questar Asset Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide, offering a range of advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary management supported by proprietary and third-party research.

Daniel Di Candilo is a financial advisor with Edward Jones in Ashland, VA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the country.

Radoslaw Wolosiuk is a financial advisor at Edward Jones with 21 years of industry experience. He holds the Series 66 designation and previously worked at ICMA Retirement Corporation for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds.

Robert Bowman is a CFA® charterholder with 25 years of industry experience, currently serving at Robert W. Baird & Co. since 2024. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. He is part of The DDK Group within Baird’s Private Wealth Management department, which provides financial planning, portfolio management, and consulting services to individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm combines manager-traded and model-traded strategies with ongoing research and oversight, managing approximately $394 billion in regulatory assets as of December 31, 2025.

James Kmetz is a CFP®-designated financial advisor with 15 years of industry experience. He is currently with Cetera and has been with the firm since 2019. His prior experience includes roles at First Investors Advisory Services LLC and First Investors Corporation. Outside of his advisory work, he serves as a board member and treasurer for Nest Academy RVA. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, combining discretionary and non-discretionary authorities and access to third-party money managers.

Kristin Anliker is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has been involved with Cetera and related entities since 2006 and operates Anliker Financial Management LLC. Outside of her advisory role, she assists in tax preparation for a CPA firm and provides notarial services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diversified investment management and consulting services through a multi-manager platform, supporting a mix of discretionary and non-discretionary account structures.

Jared Troutman is a CFP® professional with nine years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Old Dominion Capital Management, Commonwealth Financial Network, and L.M. Kohn & Company. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs, combining advisory services with brokerage and insurance product sales through an integrated platform.

Suraj Gideon is a financial advisor at Charles Schwab with 18 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2023, following 15 years at Wells Fargo Clearing. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence on alternative investments.

C Greenwood is a financial advisor at Cambridge Investment Research Advisors with 19 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked with Cambridge since 2011 and its affiliated entities since 2005. Greenwood also serves as a board member for the Fellowship of Christian Athletes Golf Ministry and is a leadership advisory board member for The First Tee of Greater Richmond. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing both proprietary models and third-party strategists across multiple platform arrangements.

James Sheehan is a CFP® professional with 27 years of industry experience, currently serving as an advisor at Charles Schwab in Glen Allen, VA. He previously worked at TD Ameritrade before joining Charles Schwab and Co., Inc. and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment options, comprehensive financial planning, and integrated custody and brokerage services.

Melvin Mitchell is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior work includes roles at Lyft and Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over 10,000 advisors managing more than $256 billion in assets.

Peggy Lawhorne is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with LPL Financial since 2006 and previously worked at Claris Financial, LLC. Lawhorne is also a licensed notary public. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management supported by research and model portfolios from various sources.

Gregory Raines is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 registrations and has 32 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011 and has a long history with Travelers Insurance Group and The Commonwealth Group dating back to 1987. Outside of his advisory work, he serves as CEO of GSRC Inc, which provides payroll and benefit services, and holds leadership roles in several insurance and benefits-related businesses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary models and third-party strategists across multiple platform arrangements.

Kenneth Elkins is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Cambridge since 2011. Elkins serves as a board member for the Cooperative Baptist Fellowship Church Benefits Board and volunteers with Christopher Newport University. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing a range of portfolio management approaches and proprietary model strategies.

Marcus Rather is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked with Foresters Financial Services and Foresters Advisory Services before joining Cetera in 2019. Outside of his advisory role, he is also a notary. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Thomas Ogrady is a financial advisor with Mass Mutual Investors Services based in Glen Allen, VA. He holds Series 63 and Series 65 licenses and has 37 years of industry experience with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. In addition to his advisory role, he is involved in life and health insurance sales and manages client assets through his ownership of an LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved tools and offers specialized planning programs in areas such as divorce and estate settlement.

Michael Mills is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, he serves as a committee member for the Boy Scouts of America Troop 709, assisting with promotions, community service, and administration. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, delivering a range of portfolio management and model-based solutions tailored to client objectives.

John Gerard is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2018 and previously held positions at Virginia Polytechnic Institute and State University and Virginia Asset Management. Gerard is also co-owner of LDL LLC and Kasch Levitch McAleer and Associates LLC, both investment-related businesses. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s retirement offering includes written Recommendation Reports and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Madeline Graves is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, TCV Trust and Wealth Management, and in legal and academic roles. Outside of finance, she was involved with Uncle Jon's Coffee for eight years. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and systematic portfolio construction to deliver model portfolios and advisory solutions.