Richard Ahl is a CFA® charterholder with 23 years of industry experience. He has been with Carnegie Investment Counsel since 2025 and previously operated Ahl Investment Management, Inc. from 1999 to 2025. Carnegie Investment Counsel provides investment supervisory services, financial and investment planning, and retirement-plan fiduciary services to a broad range of clients including individuals, pension plans, charitable organizations, corporations, and government entities. The firm employs a diverse investment approach combining fundamental, technical, cyclical, and ESG analysis, offering both discretionary and non-discretionary portfolio management.

Ricky Perlman is a financial advisor with Kingsview Wealth Management, LLC, holding a Series 66 designation and 15 years of industry experience. He has been with Kingsview Wealth Management and Kingsview Partners LLC since 2015 and previously worked at Edward Jones from 2011 to 2015. Kingsview Wealth Management is a multi-advisor, SEC-registered firm serving individuals, retirement plans, registered investment companies, endowments, trusts, and state or municipal clients. The firm offers financial planning and wealth management through in-house and third-party strategies, managing portfolios that include equities, fixed income, ETFs, options, and alternative investments.

Razell Smart is a financial advisor at Legacy Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Northwestern Mutual and Prudential firms. Outside of his advisory role, he owns businesses providing payroll, tax, and bookkeeping services. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning through a multi-team platform, utilizing tailored strategies, model portfolios, and third-party money managers across a broad range of investment options.

Declan Trainor is a financial advisor with Hoxton Wealth, holding a Series 65 credential and three years of industry experience. He has worked with multiple Hoxton entities in the UK, Europe, the UAE, and the US since 2021, as well as at Alpha Omega Partnership and Texas Instruments earlier in his career. Hoxton Wealth serves primarily individual clients, focusing on expatriates and UK pension holders, offering personalized investment management and advisory services including model-based portfolio construction and pension transfer advice. The firm operates mainly on a non-discretionary basis and uses risk-based models featuring passive ETFs and passive-active blends.

Dale Wondisford is a financial advisor at Gradient Advisors, LLC with four years of industry experience. He holds the Series 65 designation and has been involved with Medigap Supplement Headquarters since 2008. In addition to his work at Gradient, he owns and operates Your Pension Rep, a financial planning and advisory business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm primarily works through a network of Investment Advisor Representatives and third-party money managers, offering a largely non-discretionary model that incorporates tools such as risk analysis and various portfolio analysis methods.

Bhavin Vaja is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 credential and previously worked at Hoxton Capital Management FZE, Westcoast Ltd, and Xafinity Consulting. Hoxton Wealth provides personalized investment management and advisory services primarily to individual clients, including expatriates and those holding international pension assets. The firm uses risk-based model portfolios with passive ETFs and passive-active blends, focusing mainly on non-discretionary management.

Robert Farragher is a financial advisor with Cape Investment Advisory, Inc. in Orlando, FL, holding a Series 66 designation and 16 years of industry experience. He previously worked at Morgan Stanley and 401k Generation before joining Cape Investment Advisory in 2019. Outside of advising, he acts as a referring partner for a third-party business providing non-investment services and occasionally assists clients with insurance policy placements. Cape Investment Advisory serves a diverse client base including individuals, businesses, and various retirement and trust entities. The firm offers portfolio management, financial planning, and access to multiple asset managers, employing a process centered on client-specific financial objectives and risk tolerance to develop tailored asset allocation plans.

Richard Cawley is a financial advisor at Hoxton Wealth with Series 65 credentials and three years of industry experience. He has worked at several related firms within the Hoxton network, including Hoxton Wealth USA LLC and Hoxton Capital Management FZE. His background also includes experience at Skybound Wealth Management and Wealth at Work. Hoxton Wealth provides personalized investment management and advisory services primarily to individual clients with international pension assets, focusing on expatriates and UK pension holders considering Self-Invested Personal Pensions (SIPPs). The firm uses risk-based model portfolios with passive ETFs and blends, operating mainly on a non-discretionary basis.

Stanley Leconte is a Series 66-licensed financial advisor with 19 years of industry experience, currently with International Assets Investment Management, LLC since 2017. He previously worked at Ameriprise Financial Services, Inc. for 11 years. Outside of advisory work, he serves as an adjunct professor at Broward College, develops financial literacy curriculum for the Miami Children’s Trust, and is a board member of 100 Black Men of America. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, and corporations through a national network of independent representatives. The firm offers customized, long-term portfolio management using mutual funds, ETFs, equities, and fixed income, and may utilize third-party money managers and wrap programs.

George Stainton is a financial advisor at Hoxton Wealth with four years of industry experience. He holds a Series 65 designation and has worked with several entities within the Hoxton Capital Management group across the UK, Australia, and the US, as well as prior roles at Beacon Global Advisor Network and AHR Private Wealth. He provides advisory services to Hoxton Capital Management Ltd in London and Hoxton Capital Management Pty Ltd in Sydney during U.S. trading hours. Hoxton Wealth offers personalized investment management and advisory services primarily to expatriates and clients with international pension assets. The firm uses risk-based model portfolios with passive ETFs or passive-active blends and focuses on non-discretionary management for UK pension holders, including Self-Invested Personal Pensions (SIPPs).

Benjamin Cohen is a financial advisor with SageSpring Wealth Partners in Winter Park, FL. He holds the Series 65 and Series 63 licenses and has 10 years of industry experience. Prior to joining SageSpring in 2026, he worked at CNL Securities Corp for seven years. SageSpring Wealth Partners serves a diverse client base including individual households across wealth levels, institutional investors, and plan sponsors. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing a tailored approach that incorporates fundamental and technical analysis alongside multi-team scale and access to OCIO and TAMP solutions.

Ruben Frezzotti is a financial advisor at International Assets Investment Management, LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates for 10 years. He is also president of Frezzotti Financial Services Corp., a private label entity for financial business. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent investment adviser representatives. The firm offers customized, long-term portfolio management using a variety of investment vehicles and may implement strategies via third-party managers or wrap programs.

Michael Petramalo is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has been with International Assets Investment Management since 2017 and also leads MFP Advisory Group, LLC, a coaching and consulting firm for advisors and firms. Additionally, he is involved in mentoring and operations oversight at One Seven, LLC and serves as an operations liaison at International Assets Investment Management. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent investment adviser representatives. The firm offers customized, long-term portfolio management using a variety of investment vehicles and may implement strategies via third-party money managers, sub-advisers, or wrap programs.

Peter Medgyesy is a financial advisor at Moors & Cabot, Inc. in Maitland, Florida, holding a Series 66 designation with 19 years of industry experience. He has been with Moors & Cabot since 2012 and previously worked at Wells Fargo Clearing from 2007 to 2008. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers investment management, financial planning, and consulting services, with portfolios tailored to client objectives using various strategies and options for discretionary or non-discretionary arrangements.

Anthony Dorval is a CFP® professional with 27 years of industry experience. He has been with Moors & Cabot, Inc. since 2013 and previously worked at New England Securities and Merrill. In addition to his advisory role, he is an independent insurance agent specializing in disability, life, accident, and health insurance. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers investment management through its Portfolio Management Program, fee-based financial planning, and consulting, with a flexible approach that includes discretionary and non-discretionary services tailored to clients’ objectives and risk tolerances.

Scott Perrone is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Advisory Services Network, where he has worked since 2021. His prior experience includes roles at Kovack Advisors, Capital Markets IQ, LPL Financial, Invest Financial Corporation, CUSO Financial Services, and Ameriprise. Perrone is also licensed as an insurance agent. Advisory Services Network provides investment advisory and planning services to individuals, families, corporations, and employer-sponsored retirement plans through a network of independent advisers. The firm offers a range of services including portfolio management, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary strategies tailored to clients’ objectives and risk tolerances.

Edward Dover III is a financial advisor at Moors & Cabot, Inc. with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including SunTrust Advisory Services, Truist Investment Services, and Legg Mason Wood Walker. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, and consulting through discretionary and non-discretionary arrangements. The firm uses a variety of strategies including asset allocation, fundamental and technical analysis, and may allocate client assets to third-party or affiliated sub-advisors.

Peter Duggan is a financial advisor at Intellicents Investment Solutions Inc. with two years of industry experience. He holds a Series 66 designation and previously worked at TRG Financial Advisors, Inc., and TRG Advisors, Inc. outside of his advisory role, he assists clients with retirement plan consulting and investment policy reviews. Intellicents Investment Solutions Inc. serves retirement plan sponsors, third-party administrators, HSA/VEBA account sponsors, as well as individual clients, charitable institutions, foundations, and municipalities. The firm emphasizes long-term, buy-and-hold investment strategies with quarterly monitoring and provides a range of consulting and wealth management services through a multi-advisor enterprise.

Michael Yuille is a Series 65-licensed financial advisor with Hoxton Wealth in Orlando, FL, and has four years of industry experience. He has held various roles within the Hoxton group, including positions at Hoxton Wealth USA LLC, Hoxton Capital Management UK and Europe, and Hoxton Capital Management South Africa. In addition to his work with Hoxton Wealth, Yuille serves as Managing Director at Northern Cross Wealth Management in South Africa and as a Partner at Hoxton Capital Management FZE in Dubai, focusing on portfolio management and financial planning for international clients. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients holding international pension assets, specializing in risk-based model portfolios and pension transfer advisory services for UK pension holders considering Self-Invested Personal Pensions (SIPPs). The firm operates mostly on a non-discretionary basis and manages approximately $1.15 billion as of mid-2026.

Jared Price is a financial advisor at AdvisorNet Wealth Partners with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms including Realty Professionals, LLC, where he is also involved as a real estate broker. Additionally, he provides compensated tax preparation services and holds appointments as an insurance agent. AdvisorNet Wealth Partners offers investment management, financial planning, and retirement-plan consulting to individuals, trusts, corporations, and qualified plans. The firm uses diversified portfolios incorporating equities, fixed income, mutual funds, and ETFs, and combines discretionary and non-discretionary management approaches to meet client objectives.