Jonathan Sherry is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 66 designation and three years of industry experience. He previously worked at Professional Management Inc. for ten years before joining Raymond James in 2022. Outside of advising, he co-owns a single-unit condo with his domestic partner. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individual, institutional, and municipal clients. The firm offers financial planning, investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles and affiliated research to support tailored, non-discretionary client relationships.

Patricia Luis Molina is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 designations and two years of industry experience. Her prior roles include positions at PFS Investments Inc. and La Dove, as well as teaching experience at various educational levels from elementary to senior high school. She also has involvement in the sale of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm utilizes model-delivery strategies managed by third-party asset managers and offers advisory services through a large network of financial advisors.

Daniel Iglesias is a financial advisor at Equitable Advisors in Miami, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Equitable Advisors, he worked in the cruise line industry and held various roles in financial services and retail. Outside of his advisory role, he owns Dancraft, a small business focused on renting and selling custom wood products. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates with a hybrid referral and implementation model that includes both advisory and brokerage channels.

Sherenne Chin Quee is a Team Financial Advisor at Merrill Lynch Wealth Management and a member of The Chin Quee Wealth Management Group. She works with pre-retirees, families, and young professionals to simplify financial decisions through planning-first guidance and strategies aligned with clients' priorities. Sherenne's approach emphasizes clear communication to help clients navigate their financial goals. She holds the Personal Investment Advisor (PIA) designation and completed the Accredited Certificate Program at Sheridan Technical College. Sherenne's professional experience focuses on guiding clients through investment planning and wealth management strategies. Outside of her professional role, Sherenne enjoys fishing, gardening, knitting, crocheting, and running.

Steven Adessi is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 30 years of experience. Throughout his career at Merrill Lynch, he has focused on helping clients pursue their financial goals by developing personalized wealth management strategies. Steven works to simplify the complexities of investing while addressing clients' unique perspectives and priorities. His expertise includes guiding professionals and business owners in diversifying concentrated wealth holdings and mitigating tax exposure. Steven and his team provide advanced services such as tax mitigation strategies, financial modeling with Personal Wealth Analysis™, access to alternative asset classes, cash flow management, stock option and RSU planning, and philanthropic planning. His client focus areas include college education planning, liquidity management, individual and corporate investment strategy, retirement income, and tax minimization. Steven holds a Bachelor's Degree from the University of Miami and the professional designations of CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA). Outside of work, he enjoys biking, billiards, golfing, hiking, horseback riding, and traveling.

Roger Oprandi is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise Financial Service, LLC since 1999 and previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is co-owner of RDO & Associates and an active member of the networking organization Accelerators LLC. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement, typically with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendation reports, supported by a centralized consulting team and algorithmic tools.

Justin Carter is a financial advisor with Equitable Advisors, holding a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he worked at Muriel Siebert & Co., LLC and FNB. He is also a dual employee at Siebert AdvisorNxt, serving as an Investment Advisor Representative. Equitable Advisors serves a broad range of clients including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through various program sponsors and endorsed TAMPs.

Ellen Birdwell is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and over 22 years of industry experience. She has worked with Merrill since 1999 and Bank of America, N.A. since 2009. Birdwell serves as an advisory board member for SafeSpace Foundation, Inc., a charitable organization based in Miami Shores, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

David Lesko is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds the Series 66 designation and has prior experience at The Prudential Insurance Company of America, Pruco Securities, LLC, and the Stoever Glass insurance agencies. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolio programs, third-party asset management, and brokerage and insurance products via an integrated platform.

Ralph Lichaa is a CFA® charterholder and holds a Series 66 license with nine years of industry experience. He is currently with Ameriprise and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, and Santander Securities among others. Outside of his advisory role, he provides tax planning services as a consultant and serves as an expert witness in forensic accounting cases. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Nicholas Bouza is a financial advisor at Equitable Advisors with a Series 66 credential and two years of industry experience. His prior work includes roles at the City of Miami City Hall and a background in analytical work at Vision Analytical. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, utilizing LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Amber Leach is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 10 years of industry experience. She has worked at Equitable Advisors since 2018 and was previously employed at Axa Advisors LLC and Seventeen09, LLC. Outside of her financial advisory role, she is a civil mediator on the civil court roster for Union County, New Jersey. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, relying heavily on LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

David Fontaine is a CFP® with 26 years of experience in the financial industry, currently serving at OSAIC since 2023. He previously worked at SagePoint Financial, Inc. for eight years and has operated the Fontaine Retirement Group since 2010. In addition to his advisory work, Fontaine is a managing member of Fontaine Enterprises, LLC, and acts as an insurance agent for his independent firm, focusing on fixed annuities, life, health, and Medicare-related insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizes advanced asset-allocation tools, and offers access to third-party money managers and wrap programs.

Raphael Almeida Leite Neto is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and nine years of industry experience. He has worked at Equitable Advisors since 2016 and previously at Axa Advisors. Outside of his advisory role, he serves as a parish financial counselor at Saint Louis Catholic Church and works as an enrollment agent specializing in taxation and IRS representation. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and asset management access through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Maria Viteri is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of her advisory work, she is the president and owner of Crispy Churros in San Jose, Costa Rica. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Alejandro Jerez is a CFP® and Series 66-licensed financial advisor with 13 years of industry experience. He is currently with Cambridge Investment Research Advisors and previously worked at Lincoln Financial Advisors for 13 years. Outside of advising, he serves as Treasurer of the Chile-US Chamber of Commerce in Miami. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing a range of discretionary and non-discretionary strategies across multiple platform arrangements.

Manuel Fernandez is a financial advisor at J.P. Morgan Securities with 32 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Richard Alfieri is a financial advisor at LPL Enterprise with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Prudential Insurance Company of America, Pruco Securities, LLC, and MetLife Securities Inc. Alfieri also has an ongoing role related to Prudential-sponsored non-variable insurance activities. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering advisory and brokerage services. The firm provides access to model portfolios, third-party asset management, and a range of financial products, including insurance through an affiliated agency.

Denise Chin Quee is an International Wealth Advisor at Merrill Lynch Wealth Management. She works closely with her clients to understand their needs and investment goals, building a strong financial foundation that helps grow and protect their livelihood. Denise is committed to providing transparent and straightforward guidance across all areas of her clients' financial lives, and she emphasizes building long-lasting relationships. With over two decades of experience, Denise specializes in creating and developing financial strategies through various market conditions, including recessions, rising and falling rates, and both bull and bear markets. Her expertise includes divorce transition planning, family wealth management strategies, international wealth management, personal retirement planning, portfolio management services, socially responsible investing, tax minimization, retirement income, and advising women and clients in sports and entertainment. Denise holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She attended the University of Miami and Broward Community College without earning a degree and holds a High School Diploma from Cooper City High School. Denise participates in community organizations such as the Chinese Cultural Association and the Jamaican Dental Mission. Her personal interests include fishing, gardening, music, and running.

Roy Perez is a financial advisor with Mass Mutual Investors Services in Pinecrest, FL, holding a Series 66 designation and bringing 17 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. Outside of his advisory role, Perez owns and operates a lead generation company that produces fixed insurance and non-financial service leads. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements using firm-approved tools and offers additional event-driven planning services such as divorce and estate settlement planning.