Stephen Cain is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2015. He has prior experience with Lindner Capital Advisers, Inc. and Kovack Securities Inc. Cain is also involved with Warnick and Cain LLC, a financial planning and investment management firm. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, supplemented by individual equities, fixed income, and alternative investments, while also recommending third-party asset managers and offering comprehensive financial planning services.

Jose Nieves is a CFP® with 28 years of industry experience and has been with Kovack Advisors, Inc. since 2009. He holds a Series 66 license and is based in Ft. Lauderdale, FL. Outside of his advisory role, he provides guidance on employer-sponsored retirement plans through seminars and group meetings and is an authorized representative involved in the sales of fixed insurance products. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also recommending third-party asset managers and offering financial planning and retirement account management services.

Sandra Rolon is a financial advisor with Latitude Advisors, LLC and holds Series 63 and Series 65 credentials. She has 23 years of industry experience and also operates Sandra Rolon & Associates, CPA, PA, an accounting firm specializing in tax return preparation. In addition, she is active as a life and health insurance agent and serves as a board member of her office condominium association. Latitude Advisors serves individual and business clients, including high-net-worth investors, providing financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a combination of model-based and fundamental/quantitative strategies, managing most client relationships on a discretionary basis.

Stephen Luscher is a financial advisor at Wealth Watch Advisors, Inc. He holds Series 63 and Series 65 licenses and has three years of industry experience. Luscher has been a professor of communications at Florida International University since 1998. He is also a health insurance agent and involved in tax-sheltered annuity marketing and sales. Wealth Watch Advisors serves a diverse client base including individuals, pension plans, trusts, charitable organizations, corporations, and financial institutions. The firm employs a combination of quantitative, qualitative, and technical investment strategies and offers both discretionary and non-discretionary portfolio management, financial planning, consulting, and access to alternative private placements for accredited investors.

Cecilia Mercado is a financial advisor at Kovack Advisors, Inc. with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Popular Securities from 2007 to 2018. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse range of clients, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, offers both discretionary and non-discretionary asset management, and provides financial planning and third-party asset manager recommendations.

Gregory Abell II is a financial advisor at United Capital Financial Advisors with 11 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Lion Street Financial, CETERA Advisor Networks LLC, and Girard Securities. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customizable investment strategies and operates FinLife Partners, a platform supporting other independent advisors with technology and practice management services.

Brendan Hayes is a financial advisor with Provenance Wealth Advisors in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has been with Provenance Wealth Advisors since 1997, including roles with its affiliated entities and Raymond James Financial Services Advisors Inc. Outside of advisory work, he also acts as a licensed insurance agent. Provenance Wealth Advisors manages approximately $3.63 billion in assets and serves individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm delivers portfolio management and financial planning services using both discretionary and non-discretionary approaches across multiple custodians and employs a range of investment strategies including equities, ETFs, mutual funds, and options.

John Meo III is a financial advisor at Exodus Wealth, LLC with Series 63 and Series 65 credentials. He has one year of industry experience and previously served eight years in the U.S. Army. Prior to joining Exodus Wealth, he operated Meo Wealth Management, LLC for two years. Exodus Wealth serves individuals, including high net worth clients, as well as trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm offers asset management, financial planning, and consulting services, emphasizing tailored account supervision with portfolios constructed from a diverse range of investment vehicles and using multiple analytical approaches.

Scott Montgomery is a financial advisor at Provenance Wealth Advisors with 39 years of industry experience. He holds the ChFC® designation and has worked at Provenance Wealth Advisors since 2013, including time with affiliated entities such as PWA Securities, LLC. In addition to his advisory role, Montgomery is an insurance agent selling various insurance products. Provenance Wealth Advisors manages approximately $3.63 billion in assets across nearly 2,864 client relationships, serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers discretionary and non-discretionary portfolio management on a multi-custodial platform and provides comprehensive financial planning, retirement-plan services, and participant education workshops.

Valeria Ortega is a financial advisor at Modern Wealth Management, LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including LWM Advisory Services, LPL Financial LLC, Kovack Advisors, and Nationwide Investment Services Corporation. Outside of advising, she is the owner and president of a non-investment related business called Retirement Benefits Consulting. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets through about 94 advisors. The firm provides investment management, financial planning, and related services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, employing a centralized investment approach supported by model portfolios and third-party managers.

Kelly England is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and having 21 years of industry experience. He has been with Kovack Advisors and its affiliated firm, Kovack Securities, since 2011. Outside of his advisory role, he manages a small insurance-related business under the name England Financial Services. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, with an investment approach focused on diversified asset-class exposure through mutual funds, ETFs, and other vehicles tailored to client objectives.

Jason Teich is a financial advisor at SEIA with 10 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining SEIA and its affiliated firms in 2025, he spent nine years at Sanford C. Bernstein. SEIA serves individuals, high-net-worth clients, trusts, retirement plans, and other institutional and charitable clients through a multi-team advisory platform of approximately 140 advisors. The firm employs a disciplined investment process combining strategic macro asset allocation with tactical adjustments, offering both discretionary and non-discretionary management alongside comprehensive financial planning and consulting services.

Thomas Blair is a Certified Financial Planner (CFP®) with 40 years of industry experience. He is currently with Kovack Advisors, Inc., where he has worked since 2021, following nearly three decades at Investacorp, Inc. Blair is also president and owner of The Blair Group, Inc., an investment-related business. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also recommending third-party asset managers and offering financial planning and retirement account aggregation services.

Joshua Greenberg is a Series 65 licensed advisor with 15 years of industry experience. He is currently affiliated with Coppell Advisory Solutions LLC and has prior experience with Motiv8 Investments LLC and Fusion Investment Advisors, LLC. He also operates Greenburg Tax & Insurance. Coppell Advisory Solutions LLC, operating as Fusion Investment Advisors, serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm uses a tailored investment approach combining internally developed asset allocation models with fundamental and technical analysis, implementing strategies consistent with client objectives.

Antonio Ladron De Guevara is a financial advisor at Bison Wealth, LLC in Pembroke Pines, FL. He holds a Series 65 designation and has experience working at several firms, including Makoto and Katsuya, before joining Bison Wealth where he has been since 2024. Bison Wealth serves a broad client base including individuals, family offices, retirement plans, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and ERISA retirement plan advice. The firm is notable for its turnkey asset management platform for other advisers and its use of alternative investments and option-based overlay strategies.

Michael Quinlan is a financial advisor at AlphaStar Capital Management with 16 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at AlphaStar since 2023. Quinlan also has experience with Barefoot Financial PLLC and Financial Independence Group, where he has been involved since 2014. In addition to his advisory roles, he is engaged in insurance services through Financial Independence Group. AlphaStar Capital Management serves individual, corporate, and retirement plan clients with discretionary investment management, financial planning, and subadvisory services. The firm employs a combination of strategic and tactical investment approaches using model portfolios and third-party technology, managing approximately $2.5 billion in assets across more than 8,400 client relationships.

Jose Valenzuela is a financial advisor at Impact Partnership Wealth, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has held positions at various firms including Champion Mortgage and My Financial Practice. He is also involved in educational activities through 123COLLEGE.COM, where he presents college planning seminars focused on grants and scholarships. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion. The firm offers model portfolio solutions, discretionary asset management, and ERISA retirement plan services through a multi-team advisor network.

Daniel Allen is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and 27 years of experience in the industry. He previously worked at UBS Financial Services for 11 years before joining Kovack Advisors in 2026. He serves as a trustee for a family trust. Kovack Advisors is a multi-team registered investment adviser with roughly 260 advisors managing over $6 billion in client assets. The firm serves individuals, high-net-worth clients, institutions, and government entities, employing a risk-tolerance based investment process with both internally created models and third-party managers.

Thomas Collins is a financial advisor with Kovack Advisors, Inc. in Jupiter, FL, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior roles include positions at Level Four Advisory Services, LPL Financial, and 1 St Global entities. Outside of his advisory work, he owns TPC Financial, a financial planning and investment firm. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm’s investment approach centers on diversified asset-class exposure through mutual funds, ETFs, and other vehicles, combined with third-party manager recommendations and tailored financial planning services.

Timothy Hummel is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2016. He is involved in teaching the CFP curriculum at a community college and manages a horse breeding and training business in addition to his advisory role. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors and over $6 billion in client assets. The firm serves individuals, high-net-worth clients, pension plans, charitable organizations, banks, and government entities, employing a combination of internally created models and third-party managers to implement customized portfolios.