William Marshall is a CFP® and ChFC® with 33 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, Marshall is involved in managing a drug and alcohol treatment center and holds ownership positions in several related business ventures. Ameriprise provides retirement-income planning and a broad range of advisory, brokerage, and insurance solutions primarily for clients with substantial investable assets. Its retirement-income service combines research and modeling with tailored recommendations delivered by a centralized consulting team in partnership with financial advisors.

Stacy Nelson is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2008, she has worked with clients to help manage risk and generate income through personalized wealth management strategies. Stacy focuses on areas such as college education planning, family wealth management strategies, liquidity management, personal retirement planning, small business strategies, women and wealth, and retirement income. She holds a Bachelor of Science degree in Business Administration with a concentration in Marketing from the University of North Florida. Stacy has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is fluent in English and Spanish. Stacy values transparency and personalization in her client relationships, aiming to develop financial strategies tailored to individual goals. She participates in community volunteering and enjoys personal interests such as baseball, dancing, soccer, softball, and spending time with her family in Jupiter, Florida.

Scott Ayres is a financial advisor with UBS Financial Services in Stuart, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as a partner in Rivertime LLC, related to the purchase of a primary residence. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market research and model-based asset allocations to tailor financial plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory solutions.

Peter Humphrey is a financial advisor at UBS Financial Services with 57 years of industry experience. He has been with UBS since 1985. Humphrey holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and capital markets expertise to tailor client solutions.

Adam Palas is a CFP®-certified financial advisor with 25 years of industry experience, currently affiliated with LPL Financial. He previously worked at Cetera Financial Specialists LLC for 18 years and is a CPA engaged in tax and accounting services through Bridge Financial. Outside of his advisory role, Palas is involved in community activities such as serving as treasurer for the Felix A Williams Elementary PTA and is the owner and developer of a social media application, Daligi.com. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Stephen Szczublewski is a financial advisor with Merrill in Stuart, FL, holding Series 63 and Series 65 licenses and accumulating 32 years of industry experience. He has worked at Merrill since 1996 and has been affiliated with Bank of America since 2009. Outside of his advisory role, he holds a power of attorney position related to a fiduciary entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Fabiola Sardinha is an International Wealth Advisor and Managing Director at Merrill Lynch Wealth Management. She has over 25 years of experience in global wealth management, having joined Merrill in 2003 after five years at Morgan Stanley. Fluent in English and Spanish, she serves a diverse client base across Latin America, including her native Venezuela, as well as throughout the United States. Fabiola specializes in developing customized wealth management strategies for high-net-worth individuals and families, focusing on goals such as retirement and legacy planning. She also advises institutional clients including private foundations, endowments, and educational organizations, assisting them in establishing Investment Policy Statements aligned with their financial objectives. Her approach emphasizes active listening and personalized, client-focused strategies. She holds a Bachelor of Science degree in Finance and Marketing from Florida Atlantic University. Outside of her professional work, Fabiola enjoys traveling, cooking, reading, and scuba diving.

Durley Meyer is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. He has held positions within Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2015. He holds Series 63 and Series 66 credentials. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

Arlette Cataldo is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over three decades of experience in wealth management, focusing on aligning strategies for risk-managed investments, liability management, tax minimization, wealth transfer, philanthropy, and business succession. Arlette works closely with clients and their families, often tailoring financial strategies for individual family members and providing education on managing wealth to promote confident financial lives. Prior to joining Merrill Lynch in 2007, Arlette managed municipal bond portfolios and served as a financial advisor at Smith Barney. She has been active in the financial planning industry, having served as a board member, president, and chairman of the board of the International Association of Financial Planners (IAFP). Arlette holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Chartered Retirement Plans Specialist™, and Certified Plan Fiduciary Advisor®. Arlette earned a Bachelor's Degree from Berklee College of Music and a Master's Degree in Personal Financial Planning from the College for Financial Planning. She is a member of the National Association of Plan Advisors (NAPA). In her personal life, she enjoys biking, boating, cooking, genealogy, ice hockey, interior decorating, music, spending time with family, and traveling.

Cynthia Agran is a financial advisor with Merrill in Stuart, FL, holding a Series 66 credential and over 24 years of industry experience. She has worked with Merrill and its predecessor firms since 1997, with brief periods away from the industry. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brandon Jones is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and JPMorgan Chase Bank prior to his current role. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

John Mclaughlin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. With over thirty years of experience, John focuses on serving high-net-worth individuals and families, providing retirement planning services, wealth accumulation, and wealth distribution tailored to their lifestyle and legacy objectives. He also assists corporations in selecting retirement platforms and investment line-up menus for their employees. John’s approach to financial advising emphasizes a thorough understanding of each client as an individual and investor. He evaluates clients’ lifestyles, risk tolerance, family structures, and long-term goals to develop personalized wealth management strategies. He carefully analyzes investment options and potential risks, presenting clear recommendations to help clients comprehend complex investment models before implementation. Having advised clients through multiple economic cycles, John applies his firsthand experience to guide clients toward informed decisions across varying market conditions. John earned a bachelor's degree in political science from the University of Maryland. He resides in Potomac, Maryland, with his wife, Caroline, and their pet beagle, Cooper. Outside of his professional responsibilities, John volunteers at charitable golf tournaments in his community.

Justin Shulman is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to his advisory role, he worked at Silversea Cruises for four years and with the Miami Dolphins for one year. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Daniel Markow is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Merrill since 1993. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Martine Lipnitzky is a financial advisor with Cambridge Investment Research Advisors in Jupiter, FL. She holds a Series 66 designation and has professional experience dating back to 2015, with prior roles at firms including LPL Enterprise LLC and Cetera Advisor Networks LLC. Cambridge Investment Research Advisors serves a diverse range of clients including individuals, retirement plans, and charitable organizations, providing services such as financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals. The firm offers multiple investment platforms and incorporates both proprietary and third-party strategies in its approach.

Steven Goethel is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he assists high net worth individuals, their families, and their businesses in developing wealth management solutions tailored to their unique financial profiles. His approach emphasizes personalized service, taking time to understand each client's investment preferences, risk tolerance, liquidity needs, and long-term objectives. Steven offers recommendations for asset allocation, diversification, and rebalancing, and continuously reviews clients' financial situations to address opportunities in investment, retirement, insurance, and estate planning. He partners with Merrill Private Wealth Management to accommodate strategies exceeding $5 million and manages personalized or defined strategies on a discretionary basis. Steven holds a Bachelor of Business Administration from the AACSB-accredited Coggin College of Business at The University of North Florida, graduating Cum Laude. He possesses multiple FINRA registrations including Series 7, Series 66, and Series 31, along with a license for Life, Health, and Variable Annuities. He has earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Tequesta, Florida with his wife Ali and their two children, Steven enjoys spending time with his family engaging in activities like swimming, boating, and outdoor pursuits. He is an avid fisherman and advocates for conservation efforts to protect waterways for future generations. Steven actively participates in his community through involvement with organizations including the Leukemia & Lymphoma Society, Captains for Clean Water, and Friends of the Everglades.

Tanya Wandoff is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 17 years of industry experience. She has worked at Raymond James since 2017 and previously at UBS Financial Services from 2014 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional advisory services.

Desha Perez is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2023, Perez worked at First Republic Bank for five years and was involved with Impact Zone Golf from 2014 to 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Christopher Morgan is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2009 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets solutions.

Steven Zwirz is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2014, alongside a concurrent role at JPMorgan Chase Bank, N.A. since 2005. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.