Michelle Murray is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She has been with Citigroup since 2010 and holds a Series 66 designation. Based in West Palm Beach, FL, her professional background is centered at Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments including private banking and workplace wealth management. The firm offers a range of investment advisory programs and brokerage services, implementing multi-asset, multi-manager strategies with a focus on internal standards and oversight to select and monitor managers.

Jorge Navarro Jr. is a financial advisor with TD Private Client Wealth LLC holding a Series 66 designation. He has been with TD Bank and its affiliates since 2020 and previously worked at PNC Bank from 2012 to 2020. Navarro is based in West Palm Beach, FL, and is early in his industry career. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients. The firm’s investment approach includes strategic and tactical asset allocation using both affiliated and third-party sub-managers through a platform supported by Envestnet and Pershing.

Jacob Safrin is a CFP® and ChFC® financial advisor with over 31 years of industry experience. He is currently with Guardian Life and its subsidiary Park Avenue Securities, where he has worked since 2005. He also manages two insurance-related businesses soliciting non-Guardian insurance products and holds passive ownership in an investment-related entity. Park Avenue Securities LLC operates as Park Avenue® Wealth Management under Guardian Life Insurance Company of America, providing brokerage and advisory services to individuals, corporations, retirement plans, and nonprofits. The firm offers a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies and digital advisory tools.

Edward Maass is a CFP® and ChFC® with 43 years of experience in financial advising. He has been with Commonwealth Financial Network since 2005. Outside of his advisory work, he is co-owner of Palm Beach Motor Toys, LLC, which manages garage insurance liability for a personal car collection. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, wealth management, retirement plan consulting, and back-office support while enabling advisors to offer customized investment solutions.

Jill Leitsch is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked within Citizens Bank and Citizens Securities in various roles since 2017. Outside of her advisory work, she serves as a power of attorney and named successor trustee for family trusts with minimal monthly commitments. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory services include a digital advisory program and a Managed Account program, operating within a combined bank, broker-dealer, and insurance framework.

Maressa Etzig Marin is a Certified Financial Planner (CFP®) with 10 years of industry experience. She currently works at Creative Planning and previously spent 10 years at Cetera Wealth Services. Marin also serves as an Investment Advisory Representative at SageView Advisory Group, where she is involved in financial planning and asset management. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm emphasizes a financial-planning-led investment approach featuring low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Anthony Alvarez is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has 11 years of industry experience. He has been with Bankers Life Advisory Services since 2019 and has worked with affiliated entities since 2004. In addition to his advisory role, Alvarez is an insurance agent for Bankers Life. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in their investment approach.

Francisco Navarro is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at TD Private Client Wealth LLC and TD Bank N.A. since 2018, with prior roles at US Health Advisors, Infinite Management Solutions, and Enterprise Rent-A-Car. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients, utilizing a combination of strategic and tactical asset allocation and access to both affiliated and third-party investment managers.

Simon Korby is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Empower Advisory Group and Empower Financial Services in 2026, he worked at Florida Financial Advisors and has experience in other sectors including retail and entertainment. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients, using an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates, offering both point-in-time financial plans and optional managed account solutions.

Sifredo Asencio is a financial advisor at Empower Advisory Group with 28 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work history includes roles at GWFS Equities, Inc., Prudential Investment Management Services, LLC, and Prudential Insurance Company of America. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and integrates its services closely with Empower’s recordkeeping and administrative platforms.

Ramon Hernandez is a financial advisor at TD Private Client Wealth LLC with 15 years of industry experience. He holds the Series 66 designation and has worked at TD Private Client Wealth LLC and TD Bank N.A. since 2021, following a decade at TD Ameritrade Inc. TD Private Client Wealth LLC provides discretionary wrap‑fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS clients. The firm offers ongoing portfolio management, financial planning support, and access to a range of investment products through a combination of strategic and tactical asset allocation using both affiliated and third-party sub-managers.

David Levee is a financial advisor with Eagle Strategies (New York Life) based in Delray Beach, FL, holding a Series 63 and Series 66 license and bringing 44 years of industry experience. His career includes roles at BACK9 Strategies and Levee Financial Group, alongside long-term affiliations with Nylife Securities LLC and New York Life Insurance Company. Outside of his advisory work, he serves on the finance committee of a private country club in Delray Beach and has investment interests in a drug and alcohol rehabilitation facility as well as a restaurant and bar. Eagle Strategies serves a diverse client base including individual investors, retirement plans, charitable, and corporate clients by providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and emphasizes non-discretionary asset management, operating within an integrated structure tied to New York Life affiliates.

Micah Sawyer is a financial advisor with Hightower Advisors, holding a Series 65 credential and located in West Palm Beach, FL. Although new to the industry, Sawyer has held a series of roles across several firms, including The Bahnsen Group and The Dolben Company. Outside of financial services, Sawyer has experience working with Gypsy Life Surf Shop. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients. The firm’s approach emphasizes multi-manager solutions and manager selection, utilizing both affiliated and third-party managers alongside proprietary research and diverse investment vehicles.

Summer Matthews is a CFP® with six years of industry experience, currently serving at TD Private Client Wealth LLC. Her prior roles include positions at Raymond James Financial Services Advisors, Boynton Financial Group, PNC Investments, and Merrill. Matthews is based in West Palm Beach, FL, and holds a Series 66 license. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS (US) clients. The firm offers portfolio management, financial planning support, and access to a range of investment products through strategic and tactical asset allocation, utilizing both affiliated and third-party sub-managers.

Alfred Bonardi is a financial advisor with NewEdge Advisors, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He previously worked at Oppenheimer for 15 years before joining NewEdge Advisors in 2022. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a broad range of portfolio management, financial planning, and consulting services and utilizes multiple program structures that combine in-house and third-party manager selection with advanced technology tools.

Sammy Hadar is a financial advisor with PNC Wealth Management in Wellington, FL. He holds Series 63 and Series 66 licenses and has been with PNC Wealth Management since 2026, following roles at PNC Bank and Campus Advantage. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that utilizes algorithm-driven risk assessments and implements investments via approved model strategies managed by PNC or third-party strategists.

Eric Propper is a CFA charterholder with 44 years of industry experience, currently serving at CIBC Private Wealth Advisors, Inc. since 2017 with brief intervals, and previously working at AT Investment Advisers Inc. He holds roles outside the financial sector including serving on the Finance Committee of the Moorings Yacht and Country Club, acting as Treasurer and Director of the Dune Road Foundation, and as Director and Trustee of Steinman Communications Operating Companies and Real Estate Investments. He also has a minority equity interest in a timber and crop harvesting LLC. CIBC Private Wealth Advisors provides comprehensive investment and wealth advisory services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm employs a multi-disciplinary investment process involving proprietary and external managers and offers customized portfolios, including options strategies and coordinated Family Office services. It manages approximately $67.8 billion in assets with 175 advisors, focusing notably on investment company clients and portfolio management.

David Cherry is a financial advisor with TD Private Client Wealth LLC in West Palm Beach, FL, holding Series 63, 65, and 66 licenses and eight years of industry experience. His career includes roles at TD Bank N.A. since 2015 and KeyBanc Capital Markets Inc. in 2003-2004. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party sub-managers, offering portfolio management, financial planning support, and custody services through third-party custodians.

Charles Albinger is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds the Series 66 designation and has worked at Citigroup since 2016. His prior experience includes roles at the University of Tampa and the University of South Florida. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and is notable for its combination of large institutional scale and unique market roles, including functioning as a security-based swap dealer and futures commission merchant.

Jeremy Polon is a financial advisor at Hightower Advisors with four years of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial LLC and Lucia Capital Group. Outside of his advisory role, he has involvement with Lucia Capital Group as an investor relations representative. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach centers on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers discretionary and non-discretionary portfolio management alongside financial planning and retirement consulting.