Jennifer Cutolo is a financial advisor at Janney Montgomery Scott with 18 years of industry experience. She holds a Series 66 designation and has worked in various roles including at eBay and Raymond James and Associates. Outside of her advisory work, she is involved with Gardens Drugs, a retail pharmacy owned by her husband, where she serves as a bookkeeper. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporations, retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Suzanne Rupkey is a financial advisor at Lincoln Investment with 23 years of industry experience. She has held roles at Lincoln Investment since 2017 and previously worked at Legend Equities Corporation for nine years. Her professional credentials include Series 63 and Series 65 licenses. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning services and investment strategies, combining in-house and third-party approaches overseen by an Investment Management & Research team.

Christopher Rose is a financial advisor with Citigroup Global Markets who holds Series 65, Series 66, and Series 63 licenses and has 14 years of industry experience. Prior to joining Citigroup in 2025, he worked at several firms including Equity Services, Inc., National Life Group, and The Adirondack Trust Company. He serves as treasurer for the Catie Hoch Foundation, a charitable organization. Citigroup Global Markets provides services to individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Tad Sacheck is a financial advisor at Mariner with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Prudent Insurance, LLC, Atlantic Wealth Partners, LLC, and Raymond James Financial Services Advisors. Sacheck is also involved in insurance sales focusing on life, health, and variable annuities. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and retirement plan consulting. The firm employs a discretionary, customized portfolio approach supported by an internal team and third-party managers, and it provides integrated tax and accounting services along with financial wellness tools for employers.

Daniel Dileo is a financial advisor at Oppenheimer with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Oppenheimer since 2007. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, charitable organizations, and retirement plan fiduciaries. The firm provides advisory and brokerage services with investment management, consulting, financial planning, and private-fund management, using a range of asset allocation and investment strategies tailored to client objectives.

Dylan Walker is a financial advisor at Mariner with four years of industry experience. He holds a Series 66 designation and has worked at firms including Atlantic Wealth Partners, Morgan Stanley, Bank of America, and Merrill Lynch. Mariner serves a diverse client base ranging from individuals and high-net-worth households to pension plans and charitable organizations. The firm offers investment management, financial planning, retirement plan consulting, and access to third-party managers, with a notable emphasis on integrated tax services and administrative CFO capabilities.

Charles Wallace is a financial advisor at Oppenheimer with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2013. Outside of his advisory role, he serves as the trustee of an irrevocable living trust currently in the process of liquidation. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment products to meet client objectives.

Spencer Carpenter IV is a financial advisor at Truist Advisory Services with 15 years of industry experience. He holds a Series 66 designation and has been with SunTrust Advisory Services and Suntrust Investment Services, Inc. since 2014. Outside of his advisory role, he is a co-owner of a Duck Donuts franchise in West Palm Beach. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager‑selection programs, implementing advice through a combination of discretionary and non-discretionary solutions supported by third-party platforms and manager relationships.

Michael Walder is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. His prior roles include eight years at Ameriprise Financial Services, Inc., and he is the owner of Prevision Wealth Planning, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm provides a comprehensive adviser-support platform with access to managed-account programs, third-party asset managers, and custody services.

Paul Wolf is a CFP® with 13 years of industry experience, currently serving as a financial advisor at CWM, LLC. He has managed his own firm, Wolf Money Management, Inc., since 2003. In addition to his advisory work, he is also a licensed insurance agent. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm employs discretionary portfolio management using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools, emphasizing fiduciary processes and retirement plan services.

John Miavez is a financial advisor with AE Wealth Management, LLC holding a Series 66 designation and one year of industry experience. He previously worked at OneAmerica Securities, American United Life, and American Heritage Financial. His other business activities include non-variable insurance sales, such as fixed life and fixed annuities. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a wide range of clients including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes standardized model and platform services, managing approximately $49.8 billion for over 127,000 clients across 444 advisors.

David Wisehaupt is a financial advisor at Hightower Advisors with 43 years of industry experience. He holds Series 63 and Series 65 designations and has been with Hightower Advisors and Hightower Securities, LLC since 2008. Based in Palm Beach Gardens, FL, he is part of an enterprise firm with over 1,000 advisors. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, employing both affiliated and third-party managers, and utilizes proprietary research and a range of investment vehicles including mutual funds, ETFs, and alternative investments.

Adam Tau is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior experience includes roles at Madison Avenue Securities, Dynamic Wealth Strategies, and North Ridge Wealth Planning. Outside of advisory work, he is involved in several e-commerce ventures and serves as a director of a small business providing health insurance. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm employs a platform-centered approach combining model portfolios managed internally, by third parties, and by advisors, offering a range of services such as financial planning, discretionary asset management, and plan services.

Aaron Pisani is a financial advisor at William Blair with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Manning & Napier Investor Services, Inc. and Manning & Napier Advisors, LLC for 12 years. Outside of his advisory role, he serves as a board member and Sergeant at Arms for the Italian American Club of the North Palm Beaches. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and offers proprietary models, third-party sub-advisers, and access to private funds through its MB Investments Program.

Daniel Bertucelli is a financial advisor with Money Concepts Capital Corp, holding Series 65 and Series 63 designations and over 35 years of industry experience. He has worked with Money Concepts since 2017 and previously spent 19 years at Double Eagle Securities of America, Inc. Outside of advising, he is president and CEO of Bert & Associates, Inc., providing accounting and tax preparation services. Money Concepts Advisory Service offers investment advisory, financial planning, and consulting services to individual investors, pension plans, trusts, estates, and corporations. The firm employs model-driven and asset-allocation strategies across discretionary and non-discretionary programs, managing over $4 billion in client assets through a network of advisors.

Jason Dilorenzo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Citigroup Global Markets since 2017 and previously at J.P. Morgan Securities for five years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with a combination of large institutional scale and specialized market roles.

Daniel Roth is a financial advisor at Kestra Advisory with 13 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to joining Kestra Advisory in 2023, he worked for Cary Stamp & Company for 11 years. Roth also operates Roth Wealth Management, where he provides clients with insurance options and reviews policies annually. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm provides services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts, supporting recommended investments with due diligence and serving clients that include large institutional investors and sovereign wealth funds.

Michael Sherrod is a financial advisor with Fifth Third Securities, Inc. in Melbourne, Florida. He holds a Series 66 designation and has nine years of industry experience, including roles at LPL Financial, Vystar Credit Union, and Space Coast Credit Union. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, and institutional investors. The firm provides multiple discretionary managed-account options and features such as direct indexing and a tax-overlay service, operating as a wholly owned subsidiary of Fifth Third Bank.

Patrick Williams is an investment advisor representative at Kestra Advisory with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Kestra Advisory since 2017, previously affiliated with Kestra Investment Services and Washington Square Securities. Outside of his advisory work, he is involved with Honda Ambassadors, a community and charitable organization, and leads a marketing venture creating cartoons. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, benchmarking, and employee education, serving large institutional investors and utilizing multiple management platforms and third-party solutions.

Cary Stamp is a financial advisor with Commonwealth Financial Network in Jupiter, FL, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been associated with Lincoln Park Financial Group and Commonwealth Wealth Financial since 2002. Outside of his advisory role, Cary is involved in business advisory and executive coaching through Vistage, where he conducts seminars. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and a broad client base. The firm provides a comprehensive adviser-support platform with managed-account programs, access to third-party asset managers, and custody services, offering a variety of investment options including mutual funds, ETFs, and personalized indexing.