Brent Bocian is a financial advisor at Cetera with a Series 65 license and one year of industry experience. He has prior experience with Avantax Advisory Services and is involved with Quick Guide Tax LLC, a business he founded that provides tax preparation, tax debt relief, business formation support, bookkeeping services, and general tax advising. Brent is also an author of multiple books, including a guide for American Sign Language interpreters on self-employment and a children’s book. Cetera is a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, supporting advisors with both affiliated and third-party investment strategies, and manages assets across various program structures and custodial relationships.

Nancy Meade is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley for four years and Wells Fargo Clearing for ten years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using proprietary research and planning tools, with clients able to choose whether and how to implement these recommendations.

Gary Sax is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 designations. His career includes prior roles at Securities America Advisors, Investacorp Advisory Services, Kestra Investment Services, and Grove Point Investments. Sax is also president of SAX Financial, Inc., an insurance business. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization supported by various tools, and features a complex network of affiliated broker-dealers, asset managers, and insurance entities.

Jeffery Hunt is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and having 21 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2005. Outside of his advisory role, he has been involved in sales of non-investment related home security and automation products and holds a membership and property management role at Total Integrity Realty, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-based investment strategies supported by third-party managers and custodians. The firm operates at scale with thousands of advisors and offices, focusing on retail investors rather than institutional portfolio management.

Brian Steinbach is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo since 2016 and previously worked with Wachovia Bank, FIFTH THIRD SECURITIES, and Ameriprise. Wells Fargo Advisors is a nationwide securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages a large asset base and combines proprietary research with third-party analytics to support its advisory solutions.

Rachel Kirk is a financial advisor at Ameriprise with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at NYLIFE Securities LLC and New York Life Insurance Co. in addition to her tenure at Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides a written recommendation report and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Garfield Durham is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Depository Trust & Clearing Corp and Transnational Bankcard LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Jamie Chamness is a financial advisor with Ameriprise in Land O Lakes, FL, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports, delivered through a centralized consulting team in partnership with client advisors.

Annette Ruh is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc. and Morgan Stanley. Outside of her advisory role, she is employed as an associate at Montagna Wealth Management LLC, where she assists with administrative duties. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs in municipal finance and SIMPLE IRA employer consulting.

Yismaldy Larios is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 licenses and has nine years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2016. Outside of his advisory role, he is also an owner and partner in a remodeling business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, offering customized asset allocation advice and investment manager searches supported by centralized due diligence and a combination of quantitative and qualitative research.

Timothy Lloyd is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior work includes roles at Cetera, Regions Bank, and SunTrust. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs, and it is noted for its use of algorithmic methods and AI in research as well as its formal advisory role to multiple registered investment companies.

Amit Shah is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Morgan Stanley and Atlas Private Wealth Advisors, as well as operating Shah Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various advisor tools and a broad network of over 22,800 advisors.

Casey Mathias is a Series 66-licensed financial advisor with 20 years of industry experience, currently with Cetera since 2023. His prior experience includes roles at Principal Securities and Principal Life Insurance Company. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform featuring both affiliated and third-party managers, with over 10,000 advisors and $256 billion in assets under management.

Rachel Peeler is a financial advisor with Raymond James Financial, holding a Series 66 designation and five years of industry experience. Her work history includes roles at Raymond James Financial Services Advisors, Inc., Independent Financial Services, and Rooted Planning Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary financial planning and consulting using analytical tools such as risk profiling and probability modeling.

Ann Miller is a financial advisor at Raymond James Financial with 31 years of industry experience. She holds a Series 66 designation and has previously worked at Miller Brooks LLC and Miller Brooks & Associates. Outside of her advisory role, she operates Emphasize Financial Planning, LLC, where she provides comprehensive financial planning services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs in municipal advisory and SIMPLE IRA employer consulting.

Kelly Bowe is a financial advisor at Raymond James Financial with 10 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2016 and currently serves as a Branch Manager at Independent Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports municipal and public-finance work through its affiliation with a municipal advisor.

Randy Snyder is a CFP® professional with 13 years of industry experience, currently with Wells Fargo Clearing since 2017. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2012 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Rey McCabe is a financial advisor with Charles Schwab who holds Series 63 and Series 65 credentials and has 11 years of industry experience. His prior roles include positions at USAA Investment Management Company and USAA Financial Advisors, Inc. Outside of his advisory work, he is involved in property management, handling maintenance and rent collection for real estate holdings. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and other managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized custody and order-routing services.

James Tomik is a CFP® and ChFC® with 34 years of industry experience. He is currently affiliated with Cetera and has held roles at Cetera Wealth Services, Summit Financial Group, Summit Brokerage Services, and J. B. Hanauer & Co. Additionally, he owns a tax preparation business and serves as an instructor for CFP certification classes. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of investment management and financial planning services, managing over $256 billion in assets.

Jim Ford is a financial advisor at Edward Jones in Wesley Chapel, FL, holding a Series 66 designation with two years of industry experience. He previously worked at Ritchey Automotive, Benjamin F. Edwards & Company, Wells Fargo Advisors, and Regions Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services.