James Boxma is a Certified Financial Planner (CFP®) with 17 years of industry experience. He has been with Creative Planning since 2017 and previously worked at Richard C. Young & Co., Ltd. He also teaches personal self-defense and fitness instruction at Defense Fitness Club. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans, managing approximately $217 billion in client assets. The firm employs a financial planning-led investment process focused on low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting and other active approaches, and offers a wide range of retirement plan fiduciary services supported by affiliated legal, trust, and recordkeeping businesses.

Brian Bedford is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 63 credential and 25 years of industry experience. His prior roles include positions at Raymond James Financial, Legacy Financial Planning LLC, and LPL Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach that combines passive and active management with quantitative and fundamental research, supported by an internal Investment Committee and periodic rebalancing.

Joseph Gazall is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Private Advisor Group since 2015 and has worked with LPL Financial since 2004. Outside of advising, he is the owner and board member of Bio-Care Inc, a private company specializing in occupational medical surveillance testing in Michigan and Ohio. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion for a diverse client base including individuals, trusts, estates, charitable organizations, and corporate retirement plans. The firm offers a range of portfolio management and financial planning services, utilizing multiple investment platforms and third-party strategies, and is notable for its extensive industry affiliations and cross-professional roles among its representatives.

Richard Holland is a financial advisor with Oppenheimer, holding Series 63 and Series 65 designations and bringing 45 years of industry experience. He has been with Oppenheimer since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, charitable organizations, and retirement plan fiduciaries. The firm provides a range of advisory and brokerage services, utilizing strategic asset allocation, manager selection, and various investment strategies tailored to client objectives.

Jeffrey Slepian is a financial advisor at Corient with 31 years of industry experience. He holds a Series 65 designation and has been with Corient and its related entities since 2023, alongside a long tenure at Segall Bryant & Hamill dating back to 1994. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm utilizes a goals-based, team investment approach that incorporates in-house strategies and third-party managers, supported by continuous portfolio monitoring and risk management.

Walter Schacht is a CFP® professional with 25 years of industry experience, currently serving at Truist Advisory Services. He has held roles at Cetera and Regions Bank, among others, before joining Truist in 2025. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of solutions including asset allocation, fiduciary support, and the AMC Advantage manager-selection program, with a focus on integrating third-party managers and technology-driven research.

Jon Blahnik is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds Series 63 and Series 65 licenses and has 30 years of industry experience. Prior to joining Benjamin F. Edwards, he worked at Raymond James Financial and Chambers Island Capital Investors LLC. Outside of advising, he is the owner of Blahnik Investment Group Inc. and also owns a family transport vessel business on Chambers Island, Wisconsin. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers fee-based wrap programs and comprehensive investment management services across multiple strategies, supported by a sizable advisor network and extensive operational infrastructure.

Kelly Osorio is a financial advisor at Fifth Third Securities, Inc. in Naples, FL, holding Series 65 and Series 63 licenses with one year of industry experience. Prior to joining Fifth Third Securities, Osorio worked at Fifth Third Bank and previously spent eight years at Dental Designs. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage services, offering multiple program types including mutual fund and ETF models, SMA strategies, and direct-indexing options via the Passageway Managed Account Program. The firm operates as a wholly owned subsidiary of Fifth Third Bank and manages approximately $10.9 billion in assets across nearly 1,000 advisors.

Delfina Buenrostro is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 designation and bringing 20 years of industry experience. Her prior roles include positions at Morgan Stanley and SunTrust Advisory Services. She is based in Naples, FL. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers fee-based wrap programs, financial planning, retirement and investment consulting, utilizing a range of strategies managed internally and by third parties.

Douglas Frawley is a CFP® professional with seven years of industry experience. He is currently with GWN Securities Inc. and has previously worked at Fisher Investments and Morgan Stanley in various roles. Frawley also operates a financial services DBA and is involved in life and health insurance sales. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs and employs both traditional and legacy market-timing and momentum-based strategies.

Kevin Nast is a financial advisor with J. W. Cole Advisors, Inc., holding Series 63 and Series 66 credentials and having 28 years of industry experience. He has worked at J. W. Cole Advisors since 2021 and previously held positions at Continuum Advisory, Triad Advisors, and Signator Investors. Nast is also the owner and president of NastGroup Financial, an investment-related business. J. W. Cole Advisors operates a large network of independent Investment Adviser Representatives and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple third-party investment programs for individuals, high-net-worth clients, and institutional accounts. The firm uses a variety of discretionary and non-discretionary management approaches, combining fundamental and technical analysis with model- and manager-based strategies.

Steven Coplin is a financial advisor at Rockefeller Financial LLC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley in various capacities from 2010 until joining Rockefeller Financial in 2026. Outside of advising, he has a sole proprietorship as a landlord. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm provides portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer with capabilities in securities transactions, placement, and investment banking services.

Owen Wilson is a financial advisor with Truist Advisory Services in Naples, FL, holding Series 63 and Series 66 designations and 14 years of industry experience. He previously worked at UBS Financial Services and BB&T Securities before joining Truist Advisory Services in 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, plan sponsor fiduciary support, and a manager-selection program that relies on third-party platforms and AI-enabled research to support its investment approach.

Desiree Moreno Pineyro is a financial advisor with Citigroup Global Markets who holds the Series 66 designation and has 18 years of industry experience. She has worked at CITI Private Bank since 2010 and previously at Merrill. Outside of her advisory role, she is the director and owner of DreamPrint, Inc. LLC, where she writes children’s picture books with coordinated products. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, supporting bespoke discretionary solutions and complex custodial arrangements.

Irene Garber is a financial advisor with PNC Wealth Management in Naples, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with PNC Investments since 2009. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution currently available by invitation. The firm employs algorithm-driven risk assessments and utilizes third-party managers to execute investment strategies primarily via mutual funds and ETFs.

Ralph Trecaso is a financial advisor with CWM, LLC based in Naples, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Wells Trecaso Financial Group, Carson Wealth, Cabot Lodge Securities, IFS Securities, and Morgan Stanley Smith Barney. He is also licensed as an insurance agent, selling life, health, disability, annuities, and long-term care insurance. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm focuses on discretionary account management using model portfolios, with a blend of fundamental and technical analysis, sub-advisors, and customized solutions, emphasizing fiduciary processes and retirement plan services.

Cornelius Snyder is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 17 years of industry experience. He has been with TIAA-CREF since 2013. Outside of his advisory role, he is a silent partner in Polar Eye LLC, an animal eye care business in Alaska operated with his son. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management under a fiduciary standard, with a focus on model and customized portfolios.

Ann Margret Graham is a financial advisor with Hightower Advisors, holding a Series 66 designation and 23 years of industry experience. She has been with Hightower since 2013. Hightower Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering services such as portfolio management, financial planning, and retirement consulting. The firm utilizes a multi-manager investment approach with emphasis on manager selection, proprietary research, and a range of investment vehicles including mutual funds, ETFs, and alternative investments.

Jay Sabot is a financial advisor with Integrity Alliance, LLC, holding a Series 66 designation and 13 years of industry experience. He previously worked at Brokers International Financial Services and Lincoln Investment Planning, Inc. In addition to his advisory role, he serves as president of ASB Retirement Solutions, Inc., where he conducts insurance sales. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides a range of services such as asset management, financial planning, and retirement plan consulting, utilizing multiple investment approaches and custodial platforms.

Dale Kramer is a financial advisor with Commonwealth Financial Network based in Naples, FL, holding Series 63 and Series 65 licenses with 41 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Citigroup Global Markets. He is also the owner of Kramer Wealth Strategies, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors, while its Investment Management and Research team manages discretionary model portfolios using a structured due-diligence process.