Paul Spada is a financial advisor with Morgan Stanley in Venice, FL, holding a Series 66 designation and four years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and prior work connected with the University of Miami and Turner Construction. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of direct and corporate financial planning agreements.

Roy Borrego is a financial advisor with Merrill in Punta Gorda, Florida, holding a Series 66 credential and 27 years of industry experience. He has been with Merrill Lynch PF & S Inc. since 1999 and Bank of America, NA since 2009. Outside of his advisory role, Borrego is involved as a general partner in Borrego Brothers LLC and serves as a committee member for It's Our Turn, Inc., a local nonprofit supporting veterans. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Gail Costa is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been in the financial services industry for over 23 years and is a CERTIFIED FINANCIAL PLANNER® certificant as well as a Chartered Retirement Planning Counselor™. She leads the Costa Leonard Wealth Management Group, focusing on providing financial advice and guidance with a long-term approach to families, individuals, and business owners. Her expertise includes retirement management, investment management, portfolio management, and insurance, with particular attention to life and long-term care insurance and income annuities. Prior to her financial services career, Gail worked for over 18 years in information technology as an international sales and marketing manager. Gail holds an M.B.A. from the Katz Graduate School of Business at the University of Pittsburgh and dual B.A. degrees in Economics and French from Albion College. She is involved with the Civic Light Opera Guild and the Camp Nicolet Foundation. In her personal time, she enjoys antiquing, camping, golfing, interior decorating, reading, running, sewing, spending time with her family, tennis, and watching movies.

Rachel Layton is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. Her career includes roles at Bank of America, N.A., Merrill, Chapman Insurance Group, and Landmark Realty. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bradley Schott is a financial advisor with OSAIC, holding the Series 63 and Series 66 designations and bringing 35 years of industry experience. He has worked with several firms, including Investacorp Advisory Services and Securities America Advisors, Inc. He is based in Punta Gorda, Florida. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supported by a variety of discretionary and third-party managed strategies.

Samuel Mitchell is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021, with prior experience at Suntrust Advisory Services and Foresters Financial. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including model portfolio construction based on proprietary research and algorithmic methods. The firm also serves as an advisor to registered investment companies and employs oversight controls to address conflicts of interest.

Denise Manning is a financial advisor with UBS Financial Services in Venice, FL, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has been with UBS since 1999. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Sherry Brenneman is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Her prior experience includes roles at Noesis Capital Management Corp and other firms. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 advisors and more than 15,000 branch offices.

Christopher Church is a financial advisor with Primerica Advisors in Port Charlotte, FL, holding Series 65 and Series 63 licenses and with 17 years of industry experience. He has worked at Primerica Advisors since 2008 and previously served with Charlotte County Fire/EMS for 14 years. Outside of his advisory role, he is CEO and partner of Estates Authority LLC, a non-investment-related business. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

James Schultz Jr. is a financial advisor at OSAIC with 24 years of industry experience. He holds a Series 66 designation and has worked at OSAIC from 2004 to 2010 and again since 2024, along with 14 years at American Portfolios Financial Services. Outside of his advisory role, he is a member of Wealth Strategies Group, LLC, which involves insurance sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with options for discretionary or advisor-managed strategies and third-party money managers.

Ryan Rupert is a financial advisor at Morgan Stanley with 19 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is an owner and partner of Willow Pens LLC in Punta Gorda, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Kellie R. Sheryak is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. She has been with UBS since 2013. Outside of her advisory role, she is involved as a board member and court-appointed advocate for CASA, serves on the board of Spalding University, and participates in a business group focused on educating business owners. Additionally, she is a partner in LLCs that operate sailboat charter businesses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Nicholas Magero is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. His prior work history includes roles at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. He also has ownership in several investment-related business activities, including Della Hondra LLC and Magero GP, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, with clients able to choose their level of implementation through brokerage or advisory programs.

Daniel Kress is a financial advisor at OSAIC with 38 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Royal Alliance Associates, Inc. since 2018, following a 30-year tenure at Signator Investors, Inc. He is also involved in several business activities under the Kress Financial Services name, including financial advisory and insurance product sales. OSAIC serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a variety of managed account options, supported by a complex affiliate network and private-equity backing.

Brian Connor is a financial advisor with OSAIC in Venice, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at SagePoint Financial, Asset & Financial Planning, Ltd, and Transamerica Financial Advisors. He is also president of Asset Wealth Management Services Inc., a corporation related to his registered investment and insurance activities. OSAIC serves a diverse client base, including individual investors, retirement plans, charities, and corporations, through a multi-advisor platform offering brokerage, advisory, and comprehensive financial planning services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, providing various managed account options and third-party investment programs.

Kevin Cox is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has worked with Morgan Stanley since 2009 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including financial planning that utilizes structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Michael Ernsting is a Series 66-licensed financial advisor at Edward Jones with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Richard Kubis is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and 30 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2013 and has a longstanding role as a golf course on-course reporter for CBS Sports. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

David Scott is a CFP®-certified financial advisor with LPL Financial, based in Punta Gorda, FL, and has 21 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, David serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Joseph Johnson is a financial advisor with Raymond James Financial in Venice, FL, holding Series 63 and Series 65 licenses and 41 years of industry experience. He has been associated with Raymond James since 2009 and also operates as CEO of Next Millennium, a business selling primarily sports tickets and travel packages. Johnson has held multiple roles in financial services and related businesses spanning over a decade. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.