Caroline Salvator is a financial advisor at Charles Schwab with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Merrill Lynch, and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jeffrey Petersen is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional, providing a personalized Goals Based Wealth Management approach to a select group of clients, where he constructs, executes, and tracks tailored wealth management plans. Jeffrey holds a Bachelor of Engineering from Vanderbilt University, a Master of Business Administration from Northwestern University's Kellogg School of Management, and a Master of Engineering Management from Northwestern University's McCormick School of Engineering and Applied Sciences. He also holds professional designations as a Personal Investment Advisor and in Sports & Entertainment. He has served as Board Chair for the United Way of Indian River County from 2022 to 2024. Outside of his professional work, Jeffrey's personal interests include cooking, fishing, rock climbing, skiing, soccer, tennis, yoga, and spending time with his family.

William Christie is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 56 years of industry experience. He has been associated with William J. Christie Associates, Inc. since 1973 and W.J. Christie International Planning Corp since 1972, alongside prior roles at Ic Advisory Services Inc and The Investment Center Inc. Christie serves as a board member of a nonprofit condominium association and is involved with a family foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by research tools and a broad suite of non-advisory financial products.

Claudia Jean is a financial advisor with Primerica Advisors in Fort Pierce, FL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Prior to her current role, she worked at Rivers Edge Elementary School for four years. Outside of her advisory work, she manages Jean Legacy LLC, a non-investment related business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Taylor Quigley is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Sebastian River Medical Center/Riverside Surgical & Weight Loss. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a variety of investment vehicles.

Garrett Kent is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America and Edward Jones. Before entering the financial sector, he held various roles including six years at St Lucie Public Schools. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leonard Krenek is a financial advisor with Ameriprise in Vero Beach, FL, holding a Series 66 designation and possessing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor its advice, and emphasizes the use of Ameriprise-managed accounts within its investment approach.

Judith Peace is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has worked within various Wells Fargo entities since 2014, including Wells Fargo Bank, Wells Fargo Clearing, and Wells Fargo Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning options for clients meeting a net-worth threshold, including specialized services such as business-owner transition and special-needs planning.

David Luethje is a financial advisor with Raymond James Financial, holding a Series 66 designation and three years of industry experience. He is the owner and CEO of Luethje Wealth Management LLC and is also associated with The Kanner Group LLC in a financial advisory capacity. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Brandon Albertoni currently serves as Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. In this capacity, he leads, coaches, and inspires a team of financial professionals to deliver an exceptional client experience. Prior to this, he held several leadership positions within Fidelity Investments, including Assistant Branch Leader, Team Leader in Investment Solutions, Client Relationship Manager, and Client Services. Brandon's extensive experience at Fidelity Investments spans from 2015 to the present, where he has progressively taken on roles with greater responsibility. His expertise includes investment solutions, client relationship management, and client services leadership. Outside of his professional responsibilities, Brandon enjoys family activities, fishing, golf, outdoor adventures, pets, and volunteering.

Joy Mead is a financial advisor with Mead Wealth Management LLC in Vero Beach, FL, holding a Series 63 designation and over 34 years of industry experience. She has worked at several firms including First Dominion Capital Corp and Raymond James Financial Services Advisors Inc. In addition to her advisory role, Mead is an independent insurance agent affiliated with Legends Financial Marketing Services and Southwest Annuities Marketing. Mead Wealth Management LLC is an independent firm serving individual clients by providing investment advice and portfolio oversight tailored to their financial goals.

Brian Duncanson is a financial advisor at Vero Strategic Yield, LLC in Vero Beach, FL, holding a Series 65 designation with three years of industry experience. He has also been involved with Spartan Race, Inc. since 2010. Outside of his advisory work, he is the CEO of Genesis Adventures, Inc., a business he founded in 2001 that is no longer active. Vero Strategic Yield, LLC is an independent firm operating as a sole advisor practice.