Joel Lerner is a financial advisor with Primerica Advisors in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior work includes roles at Park Avenue Securities, Guardian Life Insurance Company, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MetLife Securities Inc, and Metropolitan Life Insurance Co. Outside of his advisory work, he serves as assistant treasurer and board member for Congregation Adath Jeshurun. Primerica Advisors operates as an enterprise firm serving a broad retail client base, including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across multiple platforms.

Benjamin Mckain is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has six years of industry experience, including roles at Northwestern Mutual and Park Avenue Securities. He serves as a finance committee member for a local organization in Louisville, KY. Guardian Life’s subsidiary, Park Avenue Wealth Management, provides brokerage services, financial planning, and investment advisory solutions to individuals, pension plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary advisory services using both proprietary and third-party models.

Andrew Atchison is a CFP® professional with 19 years of industry experience. He is currently with Stratos Wealth Partners, Ltd., having joined in 2025, and previously worked at LPL Financial, LLC from 2014. Stratos Wealth Partners provides advisory services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, financial planning, and access to third-party advisory solutions through an open-architecture platform that supports both advisor-managed and model-based portfolios.

Austin Turk is a Series 66-licensed financial advisor with Private Advisor Group, LLC in Louisville, KY, with two years of industry experience. He has served in the U.S. Navy and previously worked at LPL Financial LLC. Private Advisor Group serves a broad mix of clients, including individuals, business entities, trusts, estates, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through various advisory programs and third-party asset managers.

Graven Monsour is a financial advisor at Cerity Partners LLC in Louisville, KY, holding a Series 65 credential with less than one year of industry experience. Prior to joining Cerity Partners, he worked at First Watch and has a background that includes roles at the University of Tennessee Knoxville and local schools. Cerity Partners provides customized wealth management services to a wide range of clients, including high-net-worth individuals, families, trusts, and institutional investors. The firm employs tailored asset allocation and manager selection strategies, combining proprietary quantitative screens with third-party managers and individual securities.

Autumn Wood is a financial advisor at Fifth Third Securities, Inc. with three years of industry experience. She holds a Series 66 designation and has worked in various roles within Fifth Third Bank since 2019, including her current position at Fifth Third Securities starting in 2022. Prior to joining Fifth Third, she held positions at Norton Hospital, Yesternoon, and Jefferson Community College. Fifth Third Securities, Inc. serves a diverse client base including individual, high-net-worth, and institutional clients through advisory and brokerage services. The firm offers access to multiple managed account programs and third-party portfolio managers via the Passageway platform, providing a range of investment options from mutual funds and ETFs to separately managed accounts and direct indexing.

John Collett is a financial advisor with Eagle Strategies (NY Life) based in Louisville, KY. He holds Series 63 and Series 66 licenses and has three years of industry experience. In addition to his advisory role, he volunteers as a youth basketball, flag football, and T-ball coach and serves as a board member of the Estate Planning Council of Metro Louisville. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a range of program types tailored to client objectives, with most assets managed on a non-discretionary basis.

John Pallo is a financial advisor with Money Concepts Capital Corp in Louisville, KY, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Money Concepts Capital Corp since 2003. Outside of his advisory work, he is the owner of Flat 6, LLC, a tax entity with non-investment-related activities. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm manages approximately $4.07 billion in assets through a network of several hundred advisors and employs model-driven, asset-allocation strategies using proprietary and third-party portfolios.

Nicole Pupino is a financial advisor with Fifth Third Securities, Inc. in Louisville, KY. She holds Series 65 and Series 63 licenses and has three years of industry experience. Her work history includes positions at Fifth Third Securities since 2022 and Fifth Third Bank since 2020, as well as prior experience outside the financial sector. Fifth Third Securities serves individual and institutional clients through investment advisory and brokerage services. The firm offers a range of managed account programs via the Passageway platform, providing clients with various portfolio management options including mutual fund and ETF models, separately managed accounts, and direct indexing strategies.

Jason Waters is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2023. Prior to joining Cerity Partners, he worked at ARGI Investment Services, LLC and ARGI Financial Group from 2006 to 2023. Waters serves on the Elizabethtown Community College Foundation Board and participates in the Baptist Health System Campaign Cabinet. Cerity Partners is an SEC-registered investment adviser that serves a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Joseph Kleine Kracht is a financial advisor with Valic Financial Advisors in Louisville, KY, holding a Series 66 designation and 28 years of industry experience. He has been with Valic Financial Advisors since 2004 and is also an agent with Agia, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, and offers discretionary managed-account programs, financial planning, and brokerage services. The firm uses Envestnet-developed UMA models for portfolio construction and manages approximately $26.4 billion in discretionary assets across a large client base.

Shawn Kost is a financial advisor with Money Concepts Capital Corp in New Albany, IN, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with several firms, including Raymond James Financial Services and Edward Jones. Outside of his advisory role, Kost is the CEO of Ohio Valley Medex Inc., a family business, where he serves as an officer and board member. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a diverse client base, including individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a range of managed programs and investment strategies, combining model portfolios and third-party sub-advisers with fundamental and technical analysis.

Patrick Mc Guire is a financial advisor at Cerity Partners LLC with two years of industry experience. He holds a Series 65 designation and has previously worked at ARGI Investment Service LLC, Farris CPA's, and Hamilton, Thomas & Company. Cerity Partners is an SEC-registered investment adviser serving a broad client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolio solutions.

Sarah Zoeller is a CFP® and Series 65-licensed advisor at Cerity Partners LLC with one year of industry experience. She has worked at several firms including Rivel, Cyberreason, Vistra Corp, Esperion, Louisville Metro, and Yum Brands prior to joining Cerity Partners. Cerity Partners provides wealth management and related services to a wide range of clients including individuals, families, trusts, estates, business entities, and institutional investors. The firm’s approach combines tailored asset allocation and manager selection with proprietary quantitative screening alongside third-party managers and individual securities.

Ronald Mosser is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Truist Advisory Services since 2021. His prior experience includes roles at BB&T Investment Services, Inc. and Bb&T Securities, LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Dustin Kostalek is a financial advisor with Voya Financial Advisors, Inc. in Louisville, KY, holding a Series 66 designation and 10 years of industry experience. Prior to joining Voya, he worked at Nationwide Investment Services Corporation, First National Bank, WesBanco Securities Inc., and Bb&T Securities. Voya Financial Advisors serves a diverse client base including individuals, institutional clients, retirement plan sponsors, and high-net-worth individuals, offering services such as financial planning, portfolio management, wrap programs, and plan-sponsor consulting. The firm primarily provides non-discretionary advice and operates both as an SEC-registered investment adviser and a broker-dealer.

Abigail Miles is a financial advisor at Cerity Partners LLC with four years of industry experience. She holds a Series 65 designation and has worked with Cerity Partners since 2023, following prior roles at ARGI Investment Services and Purestone Loan Services. Her background includes four years at Western Kentucky University and four years at Mercy Academy. Cerity Partners is an SEC-registered investment adviser serving individuals, families, trusts, estates, corporations, charitable institutions, foundations, endowments, and other institutional investors. The firm manages approximately $126.9 billion in client assets and offers a range of services including investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Thomas Harris is a financial advisor with Money Concepts Capital Corp in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Money Concepts Capital Corp since 2016. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, estates, and corporations. The firm manages approximately $4.07 billion in client assets using model-driven and asset-allocation approaches, offering both discretionary and non-discretionary programs supported by third-party managers and technology platforms.

Emmett Cosgrove is a financial advisor at Sanctuary Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill, in addition to serving several years in the United States Army. Outside of his advisory role, he is a co-manager of Mercer Tax and Advisory LLC, a holding company investing in tax and accounting firms. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of over 400 independent representatives. The firm offers various portfolio management and consulting services, employing multiple analytical approaches and acting as a fiduciary when engaged under written advisory agreements.

Jeremy Sickles is a CFP® with 20 years of experience in the financial services industry. He has worked at Independent Financial Partners since 2019 and previously spent five years with LPL Financial. Outside of his advisory role, he teaches adult financial education courses and serves on the board of Covenant Life Church in Jeffersonville, IN. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.