Tristen Stevens is a Financial Advisor at Merrill Lynch Wealth Management who joined the firm in 2024. He focuses on helping clients build personalized wealth management strategies that align with their individual goals and life priorities. His areas of expertise include college education planning, equity compensation services, family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Prior to becoming a financial advisor, Tristen worked at Microsoft in Redmond, WA, where he supported small-to-medium sized businesses in purchasing and deploying technological solutions with artificial intelligence capabilities. He holds a Bachelor's Degree in Marketing and Professional Sales from the University of Toledo and carries the Personal Investment Advisor (PIA) designation. Tristen lives in Temperance, MI with his wife, Alexis, whom he married in July 2024. Together, they enjoy traveling, camping, and spending time with friends and family. He participates in local hockey adult leagues and is involved with several organizations in Northwest Ohio and Southeast Michigan.

James Rutledge is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 65 and Series 63 licenses. His career includes roles at Merrill, Huntington Investment Company, and multiple divisions within Charles Schwab since 2019. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Lionel Brock is a financial advisor with LPL Financial, holding 14 years of industry experience. His career includes roles at WealthWave, Netlaw, United Healthcare, First Solar Inc, DebtMerica, Transamerica Financial Advisors, and World Financial Group. He has served on the Make a Wish Regional Advisory Board since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, and institutions. The firm offers a wide range of advisory services and investment strategies, supported by extensive resources and a large network of advisors.

Matthew Detrick is a Wealth Management Advisor with the McHugh Group at Merrill Lynch Wealth Management in Toledo. He has been in the financial services industry since 2008, beginning his career at Merrill as a client associate. Matthew focuses on areas including legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income for retail, corporate, retirement plan, affluent, and high-net-worth clients. A Toledo native, Matthew earned both his Bachelor's in Business Administration and his Master's in Business Administration from the University of Toledo. He holds several professional designations, including Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). Committed to his community, Matthew participates in volunteer activities and embraces a philosophy of working closely with clients to develop personalized financial strategies tailored to their long-term goals. In his personal time, he enjoys golfing, rock climbing, and running.

Zach Steinmetz is a financial advisor with Ameriprise in Toledo, OH, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Mansour Wealth Management and The Andersons Inc. Outside of his advisory work, he is involved with Pro Golf Fairways, assisting with golf simulators and cash handling. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm serves clients with significant investable assets through a centralized consulting team that delivers algorithm-assisted, non-discretionary recommendations.

Thomas Sullinger is a financial advisor at Merrill Lynch Wealth Management in Toledo, Ohio. He and his team provide a range of wealth management services, leveraging the global resources of Merrill to support high-net-worth individuals and their families. Thomas's areas of expertise include college education planning, liquidity management, retirement planning, portfolio management, individual and corporate investment strategy, and tax minimization. He joined Merrill Lynch Wealth Management in 2022 and brings a broad understanding of financial markets and strategies to help clients achieve their financial goals. Thomas earned a Bachelor of Science in Business Administration from the University of Cincinnati, where he also competed on the varsity golf team. He holds the Chartered Financial Consultant (CHFC) and Personal Investment Advisor (PIA) designations. Outside of his professional work, he is involved with the First Tee - Lake Erie community organization.

Eliberto Guerrero III is a financial advisor at Edward Jones in Toledo, OH, with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Tina Jordan is a financial advisor with Ameriprise in Wauseon, Ohio, holding Series 63 and Series 66 licenses and having 22 years of industry experience. She has worked at Ameriprise since 2018 and previously held roles at CUNA Brokerages Services, Inc. and Sun Federal Credit Union. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, using a centralized consulting team to provide non-discretionary, research-driven recommendations that integrate tax efficiency and asset management strategies.

Aaron Arnold is a financial advisor with Edward Jones in Perrysburg, OH, holding Series 63 and Series 66 licenses. He has seven years of industry experience, including prior roles at Key Investment Services and KeyBank. Outside of advisory services, he manages AJA Holdings LLC, an entity that owns his Edward Jones office building. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 advisors.

Jennifer Kurth is a financial advisor at Merrill with a Series 66 designation and has been with the firm since 2014. She is based in Toledo, Ohio, and has 12 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Kristin Gedert is a financial advisor at Ameriprise with 30 years of industry experience. She holds the Series 63 designation and has been with Ameriprise and its related entities since 2005. Outside of her advisory role, she serves as vice president on the board of directors for Commerce Office Park and is involved in tax preparation through KEG Tax Services, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating research and data-driven recommendations within a distinct investment framework.

Patrick Mollenkamp is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1991 and focuses on delivering a comprehensive approach to managing wealth. Patrick assists clients in building wealth management strategies tailored to their individual needs by listening carefully and helping them make informed decisions. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, legacy planning, and personal retirement planning. Patrick holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his high school diploma from Whitmer High School. Outside of his professional role, Patrick enjoys football, golfing, spending time with his family, and traveling.

Heather Beier is a financial advisor at Edward Jones in Toledo, OH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Gray Television/WTVG 13abc for twelve years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

Gregory Fockler is a financial advisor with OSAIC and holds a Series 66 designation. He has 12 years of industry experience, including founding Fockler Financial LLC in 2021. He serves on the board of directors and as treasurer for Ohio Digital Learning School, a virtual charter school. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, affiliate network, and recent consolidation activity.

Ricke Cocke is a financial advisor with UBS Financial Services in Sylvania, OH, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS since 1983. Outside of his advisory role, he is involved in cattle raising and sales. UBS Financial Services provides brokerage and advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and capital markets services. The firm integrates institutional trading capabilities with wealth management through its broad platform and proprietary research.

Christopher Kec is a financial advisor with Ameriprise in Maumee, Ohio, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 1999. Outside of his advisory role, he is co-owner of Quinn's Tax Service, a tax preparation business. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, written recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Dylan Barr is a financial advisor at Edelman Financial Engines with six years of industry experience. He holds a Series 65 license and has worked previously at Dana Inc., Core Network Fund, and Bedford Public Schools. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary advisory options.

Justin Knierim is a financial advisor with Edward Jones in Rossford, Ohio, holding a Series 63 designation and 19 years of industry experience. He has been with Edward Jones since 2005. Outside of his advisory role, he is a managing member of a real estate holding company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Kelley is a financial advisor with LPL Financial in Toledo, OH, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He worked at Merrill from 1999 to 2009 before joining LPL Financial, where he has been since 2009. Outside of his advisory role, Kelley serves as a fitness instructor at the local YMCA and works as a property manager for his condominium association. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions through a large network of investment adviser representatives and supports them with various operational tools and platforms.

Daniel Rudski is a financial advisor at LPL Financial in Toledo, Ohio, with 22 years of industry experience. He holds a Series 63 designation and previously worked at Cetera Advisors LLC, Mass Mutual Investors Services, and Walnut Street Securities. Outside of his advisory work, Rudski is a business owner of Junior Audio, a venture unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with both discretionary and non-discretionary investment strategies.