Matthew Richardson is a CFP® professional affiliated with LPL Financial, with 27 years of experience in the financial services industry. He previously worked at David Bodnar Advisors, LLC and Triad Advisors Inc., each for nine years, as well as Signator Investors, Inc. for three years. Outside of advising, he has involvement in a home-based business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

John Grubb is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2000 and Bank of America, N.A. since 2009. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through multiple program strategies and benefits from integration with Bank of America’s broader banking and capital markets platform.

Samuel Taylor is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Wright-Patt Credit Union, CUSO Financial Services, LP, and PNC Investments. Outside of advisory work, he is involved with WPCU Retirement Solutions, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies across various allocation approaches.

Gary Johnson is a financial advisor with Ameriprise in Dayton, OH, holding a Series 66 designation and 15 years of industry experience. He has worked at Ameriprise since 2010 and also owns a tax preparation business operating since 1983. Ameriprise is an institutional firm offering a retirement-income planning service tailored for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide written recommendation reports.

John Grubb is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill and Bank of America, N.A. since 2012. Outside of his advisory role, he is the sole owner of a rental property business based in Cincinnati, Ohio. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies with both client and advisor discretion, supported by a broad roster of manager-constructed strategies and tax-focused overlay services.

Adam Bowling is a financial advisor with Thrivent Investment Management in Miamisburg, Ohio. He holds a Series 66 designation and has six years of industry experience. His prior work includes positions at Thrivent Financial, Jeff Wyler Auto Family, and several religious and publishing organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary portfolio management. The firm combines planning and managed-account services through a consolidated billing option called “WealthPlan,” while maintaining these services separately.

Stephen Hester is a CFP®-designated financial advisor with Ameriprise in Dayton, Ohio, bringing 38 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of his advisory role, he serves as president and secretary of Stephen Thomas Hester, Inc., a practice management and administration business. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement, using a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Kathleen L. Clark is a financial advisor with UBS Financial Services in Miamisburg, Ohio, holding Series 63 and Series 66 licenses and 27 years of industry experience. She previously worked at Morgan Stanley and Citigroup Global Markets before joining UBS in 2011. Outside of her advisory work, she is involved in direct sales with SeneGence International, a beauty care company, and Pampered Chef, a kitchen products consultancy. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and providing access to proprietary research and capital market resources.

Lisa Miller is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 1997 and holds Series 63 and Series 65 credentials. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates to support trading, lending, and capital-markets activities.

Paul Miller is a financial advisor with OSAIC, holding a Series 63 designation and bringing 33 years of industry experience. His work history includes positions at Royal Alliance Associates, Sterne Agee Investment Advisor Services, Sterne Agee Financial Services, Wrp Investments, and Cetera Investment Services. He is a board member of the Tawasi Men's Lunch Group, which organizes discussions on potential speakers and activities. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through multiple programs. The firm’s investment approach involves model-based asset allocation, portfolio optimization, and a range of managed account options supported by various tools and third-party platforms.

Steven Dillhoff is a financial advisor with LPL Financial who holds a Series 66 designation and has 29 years of industry experience. His prior roles include positions at Delta Global Asset Management, Delta Equity Services Corporation, CUSO Financial Services, and Merrill. Outside of advisory services, he is involved in tax preparation and accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, providing model portfolios, third-party management, and customized strategies supported by operational and research tools.

Kevin Poynton is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals and families to develop financial strategies aimed at pursuing their short-, mid-, and long-term goals. He offers guidance in general investing, retirement planning, and saving for unexpected needs, while also providing access to banking, credit, home financing, and small business solutions through Bank of America specialists. With a background in the non-profit industry, Kevin transitioned to financial advising to help clients pursue their financial goals by integrating all aspects of their financial life. His areas of focus include college education planning, personal retirement planning, and small business strategies. Kevin employs a comprehensive approach that considers risk tolerance, time horizon, liquidity needs, and goals to create personalized financial strategies. Kevin holds a Bachelor's degree from the University of Dayton and has earned the Personal Investment Advisor (PIA) designation. He is active in his community, dedicating time to coaching baseball and volunteering in local parishes. Kevin resides in Dayton with his wife and their four children.

Sandra Long is a financial advisor at Ameriprise with 22 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing, J.P. Morgan Securities, and Banc One Securities Corporation. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Lauren Horine is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personalized financial strategies for individuals and families. She is a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor (PIA). Lauren partners with clients to develop thoughtful, goals-based financial planning that aligns with their long-term priorities, assisting with complex financial decisions across various areas including family wealth management, employee financial health, managing new wealth, personal retirement planning, portfolio management, special needs planning, and women and wealth. Lauren earned her bachelor's degree from Denison University, where she was a member of the women's basketball team. She is part of the Engle Conger Mooi Wealth Management team, which is dedicated to providing personalized advice and guidance by understanding clients' financial goals and what matters most to them. Originally from Dayton, Lauren brings a strong sense of community to her work. Outside of her professional role, she enjoys basketball, cooking, hiking, music, reading, running, spending time with family, traveling, watching movies, and yoga.

Colin Faulkner is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has been with UBS since 2017. In addition to his advisory work, Faulkner serves as a class instructor at the University of Dayton. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets services.

Kimberly Tucker is a financial advisor with Edward Jones in Springboro, OH. She holds a Series 66 designation and has 16 years of industry experience, having been with Edward Jones since 2013. Outside of her advisory role, she owns and maintains a rental property in Miamisburg, OH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Jeremy Payton is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at PNC Bank, NA and PNC Investments, LLC from 2012 to 2017. Outside of his advisory role, he has a relationship with Melaleuca, a wellness company, as noted in regulatory filings. Edward Jones is a full-service wealth management firm that serves a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated financial products through a large network of advisors and branch offices nationwide.

Nathaniel Anthony is a Series 66-credentialed financial advisor with 16 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2019 and previously held roles at Xenia Christian and Legacy Christian Academy. In addition to his advisory work, he serves as an associate employee at McGillivary & Ippisch Wealth Advisors, managing assets for both personal clients and those of Marty McGillivary. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm provides non-discretionary planning tailored to client goals and supports municipal finance work through a unique affiliation with a municipal advisor.

Shawn Morris is a financial advisor with Merrill in Miamisburg, Ohio, holding a Series 66 designation and over 24 years of industry experience. He has been with Merrill since 1992. Outside of his advisory role, he serves as a Power of Attorney for non-investment related entities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Green is a financial advisor with Raymond James Financial in Dayton, OH, holding a Series 63 designation and 30 years of industry experience. He previously worked at LPL Financial for 12 years before joining Raymond James in 2017. In addition to his advisory role, Green serves as an independent contractor and insurance agent with Harrison Wealth Management Group, where he conducts client meetings, investment research, and due diligence. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm uses tailored, non-discretionary planning tools and supports a broad advisor network with services that include municipal advisory work and specialized employer consulting programs.