Dwayne Adams is a CFP® professional with over 32 years of industry experience, currently affiliated with LPL Financial since 2000. He has operated under the names Adams Financial Group, Inc. and Adams Wealth Management Group. Outside of his advisory role, Adams is involved in managing investment-related real estate ventures in Centerville and Xenia, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, and provides access to model portfolios and research from multiple sources.

Tonda Davis is a Vice President and Financial Consultant at Fidelity Investments, where she has been serving since 2016 in various roles leading up to her current position starting in 2022. Her career in the financial industry spans over 25 years, with progressive experience including roles such as Financial Consultant, Investment Consultant, and Portfolio Specialist at Fidelity Investments, as well as Financial Advisor positions at PNC Investments and NatCity Investments. Her professional approach involves partnering with individuals and families to build and implement personalized financial plans tailored to their goals. Tonda emphasizes understanding her clients' needs through a structured process, guided by her extensive industry experience and core business beliefs developed throughout her career. Tonda holds an Arkansas Insurance License and has maintained a consistent presence within Fidelity Investments since 2001 across various capacities.

Wendy Arnold is a financial advisor at Morgan Stanley with seven years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2018 and previously worked at Arhaus Furniture for six years. Outside of her advisory role, she operates a retail business called Know Build Deliver LLC and works as a contractor in sales and marketing for Scentsy Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning that incorporates firm-approved tools and models to assist clients in their financial decisions.

Abigail Davis is a financial advisor at LPL Financial with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked at institutions including Wright-Patt Credit Union and Discover Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, incorporating both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Chris Maddock is a Financial Consultant currently working at Fidelity Investments since 2020. He partners with individuals and their families to create and monitor customized financial strategies tailored to their unique and complex needs. His approach emphasizes developing plans that can withstand changing market conditions while aligning with clients' comfort levels regarding risk. Chris has over two decades of experience in the financial industry. His career includes roles such as Investment Consultant, Director Retirement Planner, Retirement Relationship Manager, and Financial Representative at Fidelity Investments. Prior to joining Fidelity, he held various positions at Fifth Third Securities, including Financial Adviser, Associate Financial Advisor, Relationship Manager, Trader, and roles in Brokerage Operations and Trust Operations at Fifth Third Bank Trust Division. No information about his education, credentials, personal interests, or community involvement has been provided.

Justin Evans is a financial advisor with Edward Jones in Dayton, OH, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at LexisNexis for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment options, operating under a fiduciary standard.

Damiano Battaglia is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Outside of his advisory role, he is involved in soccer as an assistant coach at Bishop Fenwick High School and as a soccer referee in Dayton, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Nathaniel Stevens is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 21 years of industry experience. His previous roles include positions at Wright-Patt Credit Union and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and various technology-driven solutions.

Timothy Birt is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Primerica Advisors since 2006 and has prior experience at Riverside Research Institute and Modern Technologies Solutions Inc. Birt also has business activities involving sales of loan products and home security services through affiliates of Primerica. Primerica Advisors is a large institutional firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program using model-based investment strategies managed by unaffiliated asset managers, supported by third-party trade execution and custody.

Hannah Flynn is a financial advisor with Morgan Stanley in Beavercreek, OH, holding a Series 66 designation and five years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at Marshall University’s Lewis College of Business Graduate College and the West Virginia Alcohol Beverage Control Administration. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and integrates a structured planning process supported by firm-approved tools and analysis.

Ethan Zielazny is a financial advisor with Osaic, holding four years of industry experience. His prior roles include positions at FSC Securities Corporation and Prudential Insurance Company of America. He has worked in various capacities outside finance, including roles at Wright State University and in the food service industry. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, corporations, and charitable organizations, through a broad network of financial advisers. The firm offers integrated brokerage and advisory services and employs quantitative tools and multiple platforms to construct and manage portfolios across a range of asset classes.

Julienne Clark is a financial advisor with LPL Financial, holding a Series 66 license and 14 years of industry experience. She has previously worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank, N.A., and is currently associated with Wright-Patt Credit Union and CUSO Financial Services, LP. Outside of her advisory role, Clark is the sole member of a private business, Generations Fence & Deck, where she handles bookkeeping, and she also serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced portfolio management technologies.

Steven Stroud is a financial advisor with LPL Financial in Springfield, Ohio, holding Series 63 and Series 66 credentials and having 34 years of industry experience. He has been with LPL Financial, including its predecessor LINSCO/Private Ledger Corp., since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Terry Bissonett is a Series 66-credentialed financial advisor with Morgan Stanley, based in Beavercreek, Ohio, and has 25 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is involved in rental property ownership. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

John Schmidt is a financial advisor with Osaic Wealth, Inc. in Centerville, OH. He holds a Series 66 designation and has 14 years of industry experience, including six years at Wells Fargo Advisors prior to joining Osaic in 2017. Schmidt also acts as an agent of record for fixed insurance and long-term care policies through Clearview Wealth Management. Osaic Wealth serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage, advisory, and retirement consulting services. The firm utilizes a range of investment tools and platforms, providing portfolios managed on discretionary or non-discretionary bases and access to third-party money managers.

Darrien Kynard is a CFP® and Series 66-licensed financial advisor with seven years at Edward Jones and a total of six years in the industry. His prior experience includes roles at Anderson Financial Strategies and Wright Patt Credit Union. He is based in Fairborn, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Herman Moening is a financial advisor at Primerica Advisors with 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. In addition to his advisory work, Moening is involved in sales of loan products and home-related services through affiliated companies and operates Moening Enterprises, Inc. for business purposes related to Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Andrew Barlow is a financial advisor with LPL Financial in Springfield, OH, holding CFP® and Series 66 credentials and bringing 16 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 13 years and Baker Krizner Financial Planning for nine years. Outside of his advisory role, Barlow operates a financial planning and consulting business focused on tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors to provide both discretionary and non-discretionary management options.

Austin Cline is a financial advisor with LPL Enterprise holding Series 65 and Series 63 credentials and four years of industry experience. His prior experience includes roles at Northwestern Mutual various entities from 2020 to 2024, as well as positions at Pruco Securities LLC and The Prudential Insurance Company of America. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to brokerage and insurance products via an integrated platform.

Terry Powers is a financial advisor with Thrivent Investment Management in Beavercreek, Ohio, holding Series 63 and Series 66 designations and over 26 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, Powers is involved in sales and consulting for industrial and vehicular hardware through his company, Powertecknow. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across various planning areas. The firm allows clients to combine planning with managed-account services under consolidated billing but does not offer discretionary portfolio management for institutional clients.