Rui Mao is a financial advisor at Edelman Financial Engines with four years of industry experience. He holds the CFP® designation as well as Series 66 and Series 63 licenses. Prior to joining Edelman Financial Engines in 2026, he worked at Fidelity Investments for one year. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with an emphasis on diversified model portfolios, periodic rebalancing, and a long-term orientation.

Kenneth Allen is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior roles include positions at Fidelity Investments and Centra Credit Union, as well as work outside finance in education and retail. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by integrated custody and brokerage services.

William Henderson is a CFP® with 26 years of experience in the financial services industry. He is currently with Raymond James & Associates and previously spent 20 years at PNC Investments. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Stephen Wilkinson is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing nearly three decades of experience in wealth management and banking. He is committed to providing a positive client experience by focusing on listening carefully to clients and addressing their unique goals and concerns. Stephen specializes in areas such as college education planning, executive compensation, family wealth management strategies, and retirement income. Prior to joining Merrill Lynch in 2020, Stephen held financial advisory roles at PNC Investments for seven years and spent more than 15 years at Wells Fargo Advisors and River Valley Bank. He leverages Merrill research and portfolios to create diversified investment strategies tailored to clients’ risk tolerance, timelines, and liquidity needs, incorporating alternative investments when appropriate. Stephen also collaborates with clients' CPAs and attorneys to develop tax-minimization and estate planning strategies, and provides access to various lending options through Bank of America, N.A. Stephen holds a Personal Investment Advisor (PIA) designation and earned his high school diploma from Providence High School. He lives in New Albany, Indiana with his wife, Kelly, their two children, and their Golden Retriever. Outside of work, Stephen enjoys hiking, adventure sports, swimming, music, traveling, and spending time with his family. He is actively involved in supporting the University of Louisville Hospital Neonatal Intensive Care Unit and is dedicated to volunteering within his community.

Anthony Wilbur is a financial advisor with Thrivent Investment Management in Louisville, KY, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at UBS Financial Services, Morgan Stanley, and The Vanguard Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management for institutional clients.

Phillip Gross is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in St. Matthews, a suburb of Louisville, Kentucky. He works with clients throughout the Louisville area and across the country, focusing on personalized wealth management strategies that align with clients’ long-term financial goals. His client expertise includes college education planning, corporate and employee benefits, executive compensation, family wealth management, legacy planning, retirement planning, tax minimization, and managing new wealth. A Louisville native, Phillip graduated from St. Xavier High School and earned a Bachelor of Science in Business Administration from the Gatton College of Business and Economics at the University of Kentucky, graduating Cum Laude. He holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Phillip follows a personal philosophy of working one-on-one with clients to develop flexible financial strategies tailored to their unique objectives. Outside of his professional role, Phillip values community involvement and has a tradition of volunteering locally. His personal interests include basketball, bowling, football, golfing, traveling, watching movies, and spending time with his family and his dog, Óscar.

Shannon Stoehr is a financial advisor with Raymond James Financial Services Advisors, Inc. in Louisville, KY, holding a Series 63 designation and over 32 years of industry experience. Prior to joining Raymond James in 2025, Stoehr spent more than two decades at UBS Financial Services. In addition to advisory work, Stoehr serves as a registered assistant to Henry Hensley at Henry Hensley & Associates, Inc., supporting client relations and office administration. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm emphasizes tailored, non-discretionary planning and employs analytical tools to help clients assess potential outcomes.

Russell Cotton is a financial advisor with Raymond James & Associates in Louisville, KY, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Raymond James & Associates since 2009. Outside of his advisory role, Mr. Cotton is a managing partner of RichRussLLC, which seeks investment opportunities across various asset types, and serves on the advisory board of Saint Bernadette Catholic Church, where he reviews budgets and approvals for the church and school. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and government entities, offering non-discretionary financial planning and consulting supported by research and a range of portfolio management styles.

Frank Roccisano is a financial advisor with Morgan Stanley in Louisville, KY. He holds the Series 63 and Series 65 designations and has 32 years of industry experience, including 15 years at Morgan Stanley Smith Barney. Outside of his advisory role, he is a partner at Bellavita LLC, a property management business. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, and it offers various investment and planning solutions through its network of financial advisors.

James Wagner is a financial advisor with LPL Financial based in New Albany, IN, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining LPL Financial in 2021, he spent 35 years with Waddell & Reed, Inc. and various insurance carriers associated with W & R Insurance Agencies. Wagner is also involved in non-variable insurance activities with firms such as Crump and Minnesota Life. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Lian Gu is a financial advisor at J.P. Morgan Securities with six years of industry experience. Their work history includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Woodforest National Bank, and East West Bank. Lian holds Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending strategies.

Christian Rojas is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Sarah Curtis is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2022. Prior to joining Morgan Stanley, she was employed at Clarus and Solution Source Partners. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm‑approved tools and modeling techniques.

Lori Rupe is a financial advisor with Raymond James & Associates in Louisville, KY, holding Series 63 and 66 licenses and bringing 33 years of industry experience. Her prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Bryce Gartman is a Series 66 credentialed financial advisor with nine years of industry experience. He is currently affiliated with LPL Financial and has previously worked at MBG, LLC, Marcum Benefit Group, Principal Securities Inc., and Principal Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to model portfolios, research, and various technology-driven investment solutions.

Andrew Means is a CFA® charterholder with 39 years of experience in the financial industry. He has worked at Robert Baird & Co. since 2019 and previously spent 11 years with Hilliard Lyons Capital Management, LLC. He is also a member of an investment club. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers services including financial planning, portfolio management, separately managed accounts, and custody and brokerage, utilizing a range of investment strategies and proprietary research tools.

Lee Cunningham is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, BlackRock Investments, and held academic positions at Duke University and Rice University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and investment research.

Emily Blackman is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and having over 14 years of industry experience across several firms, including Hilliard Lyons Trust Company and Lawrence E. Osterhage PSC. She is also involved in a family maple syrup business as a member of LM Sugarbush LLC, which produces and distributes pure maple syrup products. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations with financial planning, portfolio management, and brokerage services. The firm employs a mix of manager-traded and model-traded strategies, tax-management, and direct-indexing, supported by internal research and strategic partnerships.

Stephen Kottkamp is a financial advisor with LPL Financial in Louisville, KY, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with LPL Financial, formerly Linsco/Private Ledger Corp., since 2006. Outside of his advisory role, he operates a DBA business called Allegiant Financial Services, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with a range of discretionary and non-discretionary management options supported by research and model portfolios.

Golnoush Esmaeily is a Financial Advisor with Merrill Lynch Wealth Management, where she works with clients to create personalized financial strategies. She supports clients in various wealth management needs, including retirement planning, investment and wealth accumulation, education funding, estate and legacy planning, as well as banking, lending, and cash management solutions through Bank of America. Golnoush began her role at Merrill in March 2024, bringing experience from her prior work in estate, gift, and trust taxation. She holds a Bachelor's degree in Business Economics and a Master of Business Administration (MBA) from the University of Louisville. Golnoush holds the FINRA Series 7 and Series 66 registrations, the Securities Industry Essentials® (SIE®) designation, and the Chartered Retirement Planning Counselor™ (CRPC™) designation. Fluent in English and Persian (Farsi), she works with individuals from diverse backgrounds and cultures. Outside her professional role, Golnoush enjoys pottery, Pilates, walking, cooking, traveling, and creative writing. She is a published novelist currently working on a collection of short stories. Golnoush aims to be a trusted resource for her clients by combining thoughtful guidance and a commitment to helping them pursue their financial goals.