Brian Branch is a financial advisor at Royal Oak Financial Advisors, LLC with 20 years of industry experience. He holds a Series 66 designation and has worked at Royal Oak Financial Advisors since 2018. Prior to that, he was with WFG Investments, Inc. and Capital Asset Advisory Services, LLC. Branch is also an independent insurance agent involved in investment-related insurance sales. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and pension and profit-sharing plans by providing discretionary portfolio management, financial planning, and retirement-plan services. The firm uses asset allocation strategies based on client questionnaires, risk tolerance, and goals, managing portfolios that include mutual funds, ETFs, stocks, bonds, and option strategies.

Timothy Griffin is a financial advisor at GPM Growth Investors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Griffin Portfolio Management Corp. since 1993. GPM Growth Investors is an employee-owned investment adviser that provides discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth clients, trusts, retirement plans, charitable organizations, and small businesses. The firm focuses on long-term ownership of competitively advantaged U.S. companies through a disciplined valuation process, offering stock-focused, balanced, and actively managed ETF-based portfolios.

Kent Golightly is a CFP® professional with seven years of industry experience, currently serving as an advisor at Planning Alternatives Ltd in Birmingham, MI. Before joining Planning Alternatives Ltd, he worked at BDO USA, LLP for four years. Planning Alternatives Ltd offers wealth management, financial planning, and investment management services to individuals, retirement plans, trusts, charitable institutions, and business entities. The firm employs a Modern Portfolio Theory-based approach using diversified, risk-based portfolios and serves as an ERISA fiduciary and Section 3(38) investment manager for qualified retirement plans.

Todd Ifkovits is a CFA® charterholder with 14 years of industry experience. He has been with Jay A. Fishman, Ltd. since 1997. Jay A. Fishman, Ltd. provides fee-based, discretionary portfolio management and investment counseling to high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment approach, focusing on mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income in concentrated, low-turnover portfolios.

William Medvedik is a financial advisor at FSA Advisors, Inc. with the Series 65 designation. He joined the firm in 2024 and has previous work experience at La Fitness, Target, and Dakota High School. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth individuals, and businesses. The firm uses a long-term investment approach based on fundamental analysis and modern portfolio theory, offering tailored asset allocations and discretionary portfolio management.

James Williams II is a financial advisor with Spectrum Financial Resources in St. Clair Shores, MI, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He is also the owner of JD Williams Enterprises LLC, an LLC used for payroll and tax purposes. Spectrum Financial Resources provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers customized portfolio management typically emphasizing mutual funds, ETFs, equities, fixed income, and occasional use of options or margin.

Makaella Caruth is a CFP® and holds a Series 65 license, currently with ISTO Advisors, LLC. She has two years of industry experience, including prior roles at Plante Moran and Alphastar Capital Management. ISTO Advisors serves individuals, families, trusts, estates, retirement plans, and corporate entities, offering comprehensive wealth management, financial planning, and a two-phase “Prosperity” program that integrates financial planning with ongoing wealth management and multigenerational coaching. The firm operates under a fiduciary standard, tailoring strategies to client objectives and risk tolerances using a broad range of investment options and third-party technology for estate and tax-aware planning.

Anthony Sellors is a financial advisor at Carrera Capital Advisors with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual Investment Services LLC and Humana. Carrera Capital Advisors provides financial planning, portfolio management, and consulting services to individuals, retirement plans, foundations, and other institutions. The firm uses a blend of macroeconomic, fundamental, and behavioral analysis combined with proprietary quantitative tools and machine-learning techniques to construct diversified, tax-aware portfolios tailored to client objectives.

Andrew Charbonneau is a CFP® practitioner at Defining Wealth with 12 years of industry experience. He has previously worked at Securities America, The O.N. Equity Sales Company, and Ohio National Financial Services. Outside of his advisory role, he owns Redwood Wealth Management, Inc., a consulting business, and is active as an insurance agent. Defining Wealth Partners serves individual and high-net-worth clients and small businesses, providing financial planning, retirement-plan advice, and portfolio management using a broadly diversified, evidence-based investment approach focused on low-cost and tax-aware strategies.

Kelly Fetterman is an advisor at DeRoy & Devereaux Private Investment Counsel, Inc. in Bloomfield Hills, MI, holding a Series 65 designation and bringing 12 years of industry experience. He previously worked at Yousif Capital Management, LLC and World Asset Management, Inc. DeRoy & Devereaux provides discretionary investment management primarily to high-net-worth individuals, families, foundations, pension plans, endowments, and municipalities. The firm follows a value-oriented, bottom-up fundamental investment approach and maintains distinct strategies across equities and fixed income.

Stephen Dzialo is a financial advisor at Managed Asset Portfolios, LLC with two years of industry experience. He holds a Series 65 designation and has been with Managed Asset Portfolios since 2022. Managed Asset Portfolios provides discretionary and non-discretionary investment advisory services to a diverse client base, including high-net-worth individuals, pension and government plans, trusts, and investment companies. The firm employs a value-oriented equity analysis and detailed fixed-income research approach, utilizing tools such as the Bloomberg MAC-3 risk model and offering strategies across multi-cap and global portfolios.

Christopher Fisher is a CFA® charterholder with over 31 years of industry experience. He is affiliated with ISTO Advisors, LLC since 2016 and is president of Fisher Financial Partners, a firm he has been involved with since 2004. Fisher serves on the board of trustees for the Allendale Association, a school and home for troubled youth. ISTO Advisors works with individuals, families, trusts, estates, retirement plans, and corporate entities, offering wealth management, financial planning, and multigenerational coaching through its “Prosperity” program. The firm operates under a fiduciary standard and utilizes a broad range of investment products alongside third-party technology for comprehensive planning.

Brandon Ramirez is a financial advisor at Strategic Wealth Advisors Group, Inc. with four years of industry experience. He holds the Series 66 designation and has previously worked at MML Investors Services, LLC and MassMutual Life Insurance Co. In addition to his advisory role, he is also licensed as an insurance agent, selling various insurance products. Strategic Wealth Advisors Group serves individual clients, including high-net-worth households, through financial planning, consulting, and discretionary investment management, often utilizing independent sub-advisors. The firm also provides ERISA plan services and conducts public educational seminars on investment topics.

Zachary Bachner is a CFP® with seven years of industry experience, currently serving with Summit Financial Working with People You Trust in Sterling Heights, MI. His career includes roles at Summit Financial Consulting LLC, Gradient Securities, LLC, and Rivendell Capital Management, LLC. Bachner’s professional activities also extend to health and property & casualty insurance sales, as well as tax services. Summit Financial serves a diverse retail client base including retirees, pre-retirees, high-net-worth individuals, trusts, retirement plans, and businesses. The firm provides discretionary asset management, financial planning, and ERISA advisory services, utilizing model portfolios composed mainly of no-load mutual funds and ETFs, with portfolio management often delegated to sub-advisors under Summit’s oversight.

Chetan Rastogi is a financial advisor at Heron Bay Capital Management with five years of industry experience. He holds the Series 65 designation and has worked previously at Seizert Capital Partners and Empowerment International, Inc. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm employs a long-term strategy using fundamental, technical, and cyclical analysis to construct customized portfolios primarily composed of individual equities and low-cost ETFs.

Judy Goldis is a financial advisor with VIMA, LLC, holding Series 63 and Series 65 licenses and having 34 years of industry experience. Her career includes roles at AE Financial Services, Oliver Lagore Vanvalin Investment Group, SPC, and Sigma Financial Corporation. She also owns Goldis Financial Group, which provides insurance sales and services. VIMA, LLC serves individual and high-net-worth clients with customized portfolio management, financial planning, and 401(k) consulting. The firm employs a top-down, sector-focused investment process and manages accounts primarily on a discretionary basis.

James Baldwin is a financial advisor with Summit Financial Working with People You Trust in Sterling Heights, MI. He holds Series 65 and Series 63 licenses and has four years of industry experience. Prior to joining Summit Financial, Baldwin worked at Gradient Securities, LLC and held roles in the automotive and energy sectors. He is a co-trustee of a revocable living trust. Summit Financial serves a diverse retail client base, including retirees, pre-retirees, high-net-worth individuals, trusts, retirement plans, and businesses. The firm offers discretionary asset management, financial planning, ERISA plan advisory services, and insurance-based products, using model portfolios with a range of strategies and maintaining regular client communication and educational events.

John Sauger is an investment advisor representative with FSA Advisors, Inc. in Troy, Michigan, holding Series 63 and Series 65 licenses and with 17 years of industry experience. His career includes roles at AE Financial Services, HUB International Midwest, and Independence Capital Co. He also serves as president and secretary of Sauger Holdings, an sCorp managing financial business income for tax purposes. FSA Advisors, part of Financial Services of America Advisors, provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically implementing allocations through mutual funds, fixed income, ETFs, REITs, and annuities.

Geri Mira is a financial advisor at Transcend Capital Advisors, LLC with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at UBS Financial Services for 25 years before joining Transcend Capital Advisors. Transcend Capital Advisors manages approximately $2.9 billion and serves individual clients, family offices, trusts, estates, retirement plans, and private foundations. The firm offers holistic financial planning and portfolio management with a long-term, diversified investment approach that includes both marketable and non-marketable assets.

Kourtnee Jury is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with one year of industry experience. Prior to joining FSA Advisors and Financial Services of America in 2025, she worked at Financial Plus Credit Union for seven years and has experience in the hospitality industry. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses, employing an investment approach that combines fundamental analysis with modern portfolio theory and a long-term trading horizon. The firm manages approximately $395 million in assets and uses a variety of investment products while documenting client-specific investment policies and risk tolerances.