Lee Napier is a CFP® and holds a Series 66 license, with 13 years of experience in the financial industry. He has worked with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard.

Jason Kokaly is a financial advisor with Ameriprise in Linden, MI, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at Edward Jones from 2015 to 2023. Outside of his advisory role, Kokaly is involved in independent insurance brokering and owns a consulting business, Kokaly Investments. He also serves on the Board of Directors for the University of Michigan Club of Greater Flint. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice primarily for clients with Ameriprise-managed accounts.

Alyssa Thomason is a financial advisor with Ameriprise in Grand Blanc, MI, holding a Series 66 designation and 12 years of industry experience. She has worked at Ameriprise and its affiliated entities since 2013, with additional experience at Elevated Performance Investment Group and Barnett Financial & Tax. Thomason also owns and manages Thomason & Associates, LLC, an advisory business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, delivering written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions.

Chad Robinson is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Timothy Fliam is a CFP®-certified financial advisor with 11 years of industry experience, currently with Edward Jones since 2017. He previously worked at CETERA Advisor Networks LLC and serves in the United States Navy Reserves as a Hospital Corpsman. Outside of his advisory role, he officiates high school football during the fall season. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors, and offers a range of advisory programs with over $1 trillion in assets under management.

Jon Sabo is a financial advisor with Ameriprise Financial Service, LLC, holding a Series 66 designation and bringing 29 years of industry experience. He has been with Ameriprise since 2012. Outside of his primary role, he is also associated with Dave Brazen as a financial advisor in Troy, MI. Ameriprise offers retirement-income planning services aimed at individuals with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory and brokerage solutions typical of a large institutional firm.

Michael Ratliff is a financial advisor with Edward Jones in Ortonville, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Eric Gasper is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and 22 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he is the owner of Gasper Properties LLC, a real estate business based in Flushing, MI. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Michael Hall is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at Stifel, Nicolaus & Company, Inc. and Wells Fargo Clearing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Matthew Brown is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses, and has 36 years of industry experience. He previously worked at Ameriprise Financial Services for 10 years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Jonathan Ragnone is a Senior Financial Advisor with Merrill Lynch Wealth Management and a qualified Senior Portfolio Advisor. He specializes in managing discretionary custom investment strategies, utilizing Merrill model portfolios, individual stocks and bonds, and third-party investment strategies. In his role, he works closely with clients to identify their goals and develop tailored investment plans to pursue their desired outcomes. Jonathan's areas of expertise include services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, and retirement income. He began his career at Merrill in 2010 and is part of the NMY Group. He holds a Bachelor's Degree from Central Michigan University and is a Personal Investment Advisor (PIA). Beyond his professional commitments, Jonathan is a Past President of the Burton Rotary Club and a member of the National Ski Patrol. He is involved in community organizations such as the Boys and Girls Club Greater Flint, Otsego Ski Patrol, and Project Heats On in Burton, Michigan. Jonathan enjoys boating, cooking, fishing, and golfing. He resides in Grand Blanc with his wife, Sandy, and they have three children and three grandchildren.

Kenneth Thompson is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 2010 and serves as Co-Trustee for Joanne Thompson since 2016. Outside of his advisory role, he is involved in a personal lending arrangement. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through unique institutional affiliations.

Mark Yonan is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has been with Merrill since 1992 and also has worked with Bank of America, N.A. since 2017. Outside of his advisory role, he serves as a finance committee member for the Bishop International Airport Authority Board in Flint, Michigan, and is a board member for the Northridge Homeowners Association in Auburn Hills, Michigan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Mark Canavesio is a financial advisor with Raymond James & Associates in Grand Blanc, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2005. Outside of his advisory role, he co-manages Franco Family Properties LLC with a family member. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

John Manzella is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Oxford Bank, Infinex Investments, and Questar Asset Management. He is also involved with Oxford Bank outside of his advisory work. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives.

Amanda Doren is a Chartered Financial Consultant (ChFC®) with 15 years of experience. She has worked at Mass Mutual Investors Services and MassMutual Life Insurance Co since 2011. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using a collaborative annual planning process supported by firm-approved analytical tools.

Christopher Dowd is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients as part of the Dowd-Nawrocki Group. He employs a planning-focused approach to investments, integrating risk reduction strategies that are tailored to the unique needs of each client. His experience spans working with individuals, families, small businesses, and foundations to design and implement goal-based financial plans and strategies. Mr. Dowd joined Merrill in 1996 after earning his bachelor's degree from Queen's University in Kingston, Ontario. He holds the professional designations of CERTIFIED FINANCIAL PLANNER® (CFP) and Personal Investment Advisor (PIA). His client focus areas include college education planning, family wealth management, legacy planning, retirement income, and strategies for managing new wealth and individual and corporate investments. Outside of his professional responsibilities, Christopher Dowd volunteers with community organizations and enjoys personal interests such as cooking, fishing, hunting, reading, skiing, traveling, and spending time with his wife Jennifer and their two children in Grand Blanc.