Bryan Lee is a Series 65 licensed advisor at Gradient Advisors, LLC with one year of industry experience. His prior roles include positions at Gradient Investments, Wells Fargo Clearing Services, Wells Fargo Bank, Select Comfort, and Securian Financial. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through third-party money managers and Investment Advisor Representatives, employing a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis.

Timothy Rosga is a financial advisor with Gradient Securities, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc., City National Bank, and RBC Capital Markets. Outside of his advisory work, he operates as an insurance agent providing financial consulting and various insurance product sales through Nohner Rosga Financial. Gradient Securities, LLC, operating as Gradient Wealth Management, offers financial planning, consulting, and non-discretionary asset management to individuals and institutional clients. The firm integrates third-party manager referrals and ERISA plan services with a business model that includes both advisory and broker-dealer activities.

Audrey Heitkamp is a financial advisor with Focus Financial in Bloomington, MN, holding a Series 66 license and four years of industry experience. Her prior work includes roles at OSAIC, CarVal Investors, and Ernst & Young. Outside of her advisory duties, she operates as a notary public and holds an ownership interest in a partnership managing administrative functions related to her financial advisory business. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through 118 advisors, serving individuals, pension plans, trusts, charitable organizations, and corporate clients. The firm provides discretionary and non-discretionary managed accounts, retirement plan consulting, and financial planning, utilizing a range of investment strategies and vehicles tailored to client needs.

Jamie Kaestner is a financial advisor with Saxony Capital Management, LLC in Minneapolis, MN, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Smart Money Group, LLC, Plan Group Financial, Inc., and Summit Brokerage Services, Inc. He is also associated with Ironhorse Wealth Management, an investment-related business. Saxony Capital Management provides portfolio management and financial planning services to individuals, including high-net-worth clients, and institutional clients such as retirement plans, trusts, charitable organizations, and corporations. The firm operates a multi-team model across multiple offices, offering discretionary asset management alongside hourly or flat-fee financial planning, utilizing a wide range of investment methods and third-party managers.

Eric Nohner is a financial advisor at Gradient Securities, LLC with 14 years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial and OSAIC. Outside of his advisory role, he is an insurance agent involved in fixed insurance sales. Gradient Securities, doing business as Gradient Wealth Management, offers financial planning, consulting, and non-discretionary asset management services to individuals, business entities, and retirement plans. The firm combines advisory and broker-dealer functions and frequently utilizes third-party managers while maintaining client approval on trade execution.

James Gaskins is a financial advisor with Gradient Advisors, LLC and holds a Series 65 designation. He has one year of experience in the industry and concurrently operates United Financial Services, where he provides financial planning and advisory services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm works primarily through third‑party money managers and Investment Advisor Representatives, using a largely non-discretionary model and various analytical tools to align portfolios with client objectives.

Patrick Hall is a financial advisor with Avantax Planning Partners, Inc., holding a Series 65 credential and 11 years of industry experience. He has worked at Olsen Thielen & Co., Ltd., a full-service certified public accounting firm, since 1989, where he serves as vice president, treasurer, and an equity shareholder. Avantax Planning Partners provides investment advice and planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm employs model-based style allocation strategies with discretionary portfolio management and offers tax-intelligent overlays and centralized trading through designated custodians.

William Haider is a financial advisor with Focus Financial Network, Inc. in Minneapolis, MN, holding a Series 66 designation and 24 years of industry experience. He has been with Focus Financial Network and Osaic Wealth since 2001. Outside of advising, he is licensed to sell fixed annuities, fixed life insurance, and long-term care insurance. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, retirement plan consulting, and financial planning services.

David Hynes is a financial advisor at Focus Financial with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with OSAIC since 2001. He serves as co-trustee for a family trust, managing assets and trust administration alongside his sister. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering discretionary and non-discretionary managed accounts, retirement plan consulting, and financial planning services.

Andrew Wixon is a CFP® professional with 16 years of experience in financial advising. He is currently with Berger Financial Group and has previous experience at Gardner Financial Services Inc and Wixon Advisors. Outside of his advisory work, he serves as Director of Finance for Bookstore Movers. Berger Financial Group provides wealth management and financial planning services to individuals, families, trusts, businesses, and retirement plans. The firm uses proprietary, fundamental analysis-based investment strategies and offers discretionary portfolio management alongside tax and succession planning services.

Jeffrey Thorup is a financial advisor with Focus Financial Network in Minneapolis, MN, holding CFP® and Series 63 credentials and bringing 34 years of industry experience. He has been affiliated with Osaic Wealth (formerly OSAIC) and Focus Financial Network since 1995. Thorup is also president of Thorup Financial Services, Inc., an S-Corp he established for business purposes. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed account services, retirement plan consulting, and financial planning.

John Bina is a financial advisor with Focus Financial who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been associated with Osaic and Focus Financial Network since 1994. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering managed accounts, retirement plan consulting, and financial planning services with a diverse range of investment strategies and products.

Michael Follese is an advisor with Mutual Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He previously worked at Princor Financial Services Corporation and Principal Life Insurance Company for 32 years before joining Mutual Advisors and Mutual Securities in 2019. Outside of his advisory role, he owns and operates Michael Follese Insurance Sales, an independent life and health insurance business. Mutual Advisors provides investment management, financial planning, and consulting services to a diverse client base that includes individuals, high-net-worth clients, trusts, retirement plans, and institutional investors such as sovereign wealth funds. The firm employs a combination of active and passive strategies, supported by third-party tools and managers, and is noted for its sizable institutional capabilities alongside operational flexibility.

Lauren Brauer is a financial advisor at Focus Financial with four years of industry experience. She holds a Series 66 designation and has worked previously at firms including Royal Alliance Associates, Northwestern Mutual, and State Farm. Outside of her advisory role, Brauer coaches youth volleyball with the MN Select Volleyball Club. Focus Financial Network serves a diverse client base including individual investors, retirement plans, trusts, estates, charities, and corporate entities. The firm offers personalized investment advice, managed account services, and retirement plan consulting, emphasizing coordination with other professionals for estate and tax planning.

Bennett Lang is a financial advisor with Focus Financial who holds a Series 66 designation and has 11 years of industry experience. He has been with Focus Financial since 2015 and is also affiliated with OSAIC. Outside of his advisory role, Lang provides notary services as needed. Focus Financial Network, Inc. manages approximately $6.3 billion through a network of 118 advisors, serving individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients. The firm offers a range of managed account solutions, retirement plan consulting, and financial planning services, utilizing individualized investor profiles and a variety of investment strategies.

John Bina is a financial advisor at BlueSpring Wealth Management, LLC in Minneapolis, MN, holding a Series 65 designation with two years of industry experience. His prior roles include positions at Kestra Financial Inc., SNS Financial Group, LLC, and Vector Wealth Management. Vector Wealth Management serves individuals, business owners, trusts and estates, and pension and profit-sharing plans, offering discretionary and limited non-discretionary investment management, financial planning, and retirement plan consulting. The firm utilizes a customized investment policy process supported by its proprietary Sojourn™ application and provides specialized strategies such as custom option overlays and hedging for concentrated positions.

Joseph Grochowski is a CFP® and ChFC® with 21 years of experience in the financial services industry. He is currently with BlueSpring Wealth Management, LLC and has previously worked at Kestra Financial Inc., Sns Financial Group, LLC (d/b/a Vector Wealth Management), Purshe Kaplan Sterling Investments, and Vector Wealth Management, LLC. Vector Wealth Management serves individuals, business owners, trusts and estates, and pension and profit-sharing plans with investment management, financial planning, and retirement plan consulting. Their investment approach includes a customized policy developed with clients using a proprietary application, combining various investment vehicles and offering specialized strategies such as option overlays and hedging for concentrated positions.

Matthew Svendsen is a financial advisor at Focus Financial with 18 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing and has been with Focus Financial Network since 2019. Outside of his advisory role, he is a partner in an entertainment company and participates as a band member in shows and booking activities. Focus Financial Network serves a diverse client base including individual investors, retirement plans, trusts, and corporate entities. The firm offers personalized investment advice and financial planning, emphasizing coordination with other professionals for estate planning and providing detailed disclosures on operational practices and potential conflicts.

Jacob Kruziki is a financial advisor at Focus Financial with two years of industry experience. He holds a Series 66 designation and has previously worked at OSAIC and in non-financial roles including chiropractic support and retail management. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension plans, trusts, charitable organizations, and corporate clients, offering discretionary and non-discretionary managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Rae Heitkamp is a financial advisor at Focus Financial with a Series 66 designation and one year of industry experience. Prior to joining Focus Financial and Osaic in 2024, Rae worked at FJORGE and Greenspring Media, among other roles. Rae also serves as a practice manager within the firm, handling trade placement, fund transfers, and required minimum distributions. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, retirement plan consulting, and financial planning services.