Richard Van Demark is a financial advisor with RBC Capital Markets in Sioux Falls, SD, holding Series 63 and Series 65 designations and 29 years of industry experience. He has worked at RBC Capital Markets since 2008 and has been with City National Bank since 2021. Van Demark serves on the Board of Directors for Friends of Levitt at the Falls, a nonprofit organization that supports musical performances. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations with tailored investment strategies and advisory programs. The firm offers discretionary and non-discretionary portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party managers to implement client portfolios.

Ryan Campbell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, incorporating a broader set of financial products than typical large institutional advisers.

Rebecca Wittrock is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2017, following prior roles at Wells Fargo Clearing, HomeMaker, and the Glendale Elementary School District. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Julie Gawarecki is a financial advisor at OSAIC with 35 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Securities America Advisors, Inc., KMS Financial Services, Inc., and SII Investments, Inc. Outside of her advisory work, she is involved in fixed insurance product sales. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to various managed account solutions. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and third-party services.

Andrew Ulvestad is a financial advisor with Raymond James Financial Services Advisors, Inc. in Sioux Falls, SD, holding a Series 66 designation and having eight years of industry experience. He has worked with multiple firms including Thrivent Financial and Cornerstone Financial Solutions, and he is involved in administering junior varsity and varsity soccer contests in South Dakota. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory and Consulting Services.

Robert May is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mark Ibis is a financial advisor with LPL Financial in Sioux Falls, SD, holding Series 63 and Series 65 credentials and 27 years of industry experience. His prior roles include positions at Cetera, VOYA Financial Advisors, and Williams Insurance. He is also involved with Ibis Farms LLP, a business unrelated to investment advisory. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology tools.

Tracy Flanagan is a financial advisor with OSAIC in Sioux Falls, SD, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining OSAIC in 2024, Flanagan spent 14 years with American Portfolios Financial Services and has been affiliated with New York Life Insurance Company since 2006. Outside of her advisory role, she manages operations for an estate management firm through Garry Private Wealth Resources, LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing advanced asset-allocation and portfolio management tools across a range of investment products.

Gregory Charles Richardson is a financial advisor with UBS Financial Services in Sioux Falls, SD, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and tailors plans using proprietary research and model-based asset allocations.

Larry Hamre is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Sioux Falls, South Dakota. He has been in the financial services industry since 1980, including 30 years at Norwest/Wells Fargo before joining Merrill Lynch Wealth Management in 2010. Larry focuses on developing strategies and advice for high net-worth individuals, their families, and their businesses to help grow, preserve, and distribute wealth efficiently. Larry’s consultative approach to wealth management involves carefully listening to each client’s financial situation, preferences, and goals. He then offers recommendations for asset allocations tailored to income and growth expectations, and discusses opportunities in investments, retirement, estate planning, and philanthropy. He holds a Bachelor of Science degree in commercial economics from South Dakota State University and maintains the Personal Investment Advisor (PIA) designation. Larry participates in community organizations including United Way, Volunteers of America, and The Banquet. Outside of work, he enjoys outdoor activities such as hunting, fishing, boating, and spending time with his family.

Logan Hattervig is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses, and has five years of industry experience. He has been with Thrivent and its related entities since 2020. Outside of his advisory role, he serves as a College Ministry Leader at Connection Church in Sioux Falls, coordinating college gatherings and mentoring student leaders. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based financial planning without portfolio management or discretionary trading authority.

Jammie Den Hoed is a financial advisor with Cetera in Sioux Falls, SD, holding a Series 66 designation and 13 years of industry experience. Prior to joining Cetera in 2015, Den Hoed worked at Investment Centers of America, Inc. for one year. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management strategies, financial planning, and retirement services, managing over $256 billion in assets across more than 10,000 advisors.

Brent Veeder is a CFP®-certified financial advisor with Edward Jones in Sioux Falls, SD, where he has worked since 2011, totaling 15 years of industry experience. He is the owner and creator of My Team Voice, a software project currently in development with plans for launch in fall 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management supported by a large network of advisors and branch offices nationwide. The firm offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Travis Schuring is a Series 66-licensed financial advisor with Edward Jones in Sioux Falls, SD, and has eight years of industry experience. He has served in various roles with the South Dakota Air National Guard since 2014, including Director of Support and Deputy Director of the Joint Staff. Outside of his advisory work, Schuring volunteers as a youth baseball umpire and basketball official alongside his son. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Thaddeus Barnes is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, also working at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and analytical tools to model outcomes, serving clients through both direct and corporate financial planning arrangements.

Steven Neff is a financial advisor with UBS Financial Services in Sioux Falls, SD, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has been with UBS since 1994. Outside of his advisory role, he co-owns farm land in Grand Forks, North Dakota, which is enrolled in the conservation reserve program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and supports advisors with proprietary research and model-based asset allocations.

Michael Bertram is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following three years with WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of investment options including insurance-related vehicles and bank deposit sweep programs.

Greg Hickman is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise since 2016. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Anthony Pizer is a financial advisor at Osaic Wealth, Inc. with nine years of industry experience. He holds a Series 66 designation and has previously worked at Royal Alliance Associates, Inc. and Thrivent Financial. He serves as a board member of the Mary Jo Wegner Arboretum & East Sioux Falls Historic Site, a nonprofit organization focused on governance, oversight, fundraising, and marketing. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing across a broad range of investment options.

Joel Dunfee is a Financial Advisor associated with Merrill Lynch Wealth Management. He works with successful individuals and families to develop personalized financial roadmaps tailored to their unique situations and goals, with a focus on retirement planning and portfolio management. Joel's approach involves understanding clients' perspectives and priorities to help them pursue their financial objectives with confidence. Joel's areas of expertise include family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income. He holds professional designations such as Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). His educational background includes a Bachelor's Degree from South Dakota State University and a Master's Degree from Colorado State University. Outside of his professional activities, Joel enjoys personal interests such as football, music, and watching movies.