Michael Barancyk is a financial advisor with LPL Financial, holding a Series 66 credential and 24 years of industry experience. Prior to joining LPL Financial in 2018, he worked at SII Investments, Inc. for 16 years. Outside of his advisory role, he is a co-owner of Oak Partners LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management supported by internal and third-party research.

Jonathan Tominac is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Wells Fargo Clearing, he worked at Schillings and has been affiliated with Indiana University since 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Paul Sterk is a financial advisor with LPL Financial in Alsip, IL, holding a Series 66 designation and 20 years of industry experience. He has worked at LPL Financial since 2012 and previously held roles at First Midwest Bank and Old National Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies to support client strategies.

Thomas Duffner is a financial advisor at OSAIC with 40 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Before joining OSAIC in 2024, he spent 18 years at Woodbury Financial Services. Duffner is also the owner of Health Benefits Consultants, Inc., which provides group health insurance sales. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a wide range of investment advisory and brokerage services through a large network of affiliated advisers and multiple advisory platforms.

Jonathan Peller is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at firms including Cetera Advisor Networks, Carson Group Partners, and Bank of America. Outside of his advisory role, he self-published a motivational and personal development book titled *Attract Your Potential* in 2021, which is available on Amazon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Zemaitis is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has worked with firms including Oak Partners Inc. and Vincere Wealth Management. His background also includes roles outside of finance, such as involvement with Butler Bulldog Club and teaching positions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and various investment strategies.

Brett Efimov is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Cetera since 2013. Outside of advising, he owns and operates a CPA firm and serves as president of a company providing credit card processing services. He is also a member of the Illinois CPA Society’s membership committee. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes access to affiliated and third-party managers.

Daniel Mc Hugh is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Edward Jones with nine years of industry experience. He has been with Edward Jones since 2017 and previously worked at Vaunt Fitness. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm is notable for its large national advisor network and affiliated capabilities, including a trust company and proprietary mutual funds.

Tom Lozanoski is a CFP® professional with 42 years of experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, he is involved in operating a self-service laundromat business through Loads of Fun, LLC. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions, utilizing a centralized consulting team that combines research, modeling, and tax-efficiency analysis to deliver personalized retirement recommendations.

Robert Rockwell is a financial advisor at Edward Jones with Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, he worked in healthcare roles including at Majestic Care Saint Anthony's and Community Healthcare. He has served in the Indiana Army National Guard since 2009. Outside of advising, Rockwell is involved in a self-employed house rental business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Jason Stahl is a financial advisor at LPL Financial with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Cetera Advisors LLC, Investors Capital Corp., Raymond James Financial, and Fifth Third Securities. In addition to his advisory role, Stahl is involved in real estate, working as a real estate agent and mortgage services professional. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, with access to model portfolios, research, and alternative strategies.

Stephanie De La Cruz is a Series 66 licensed financial advisor at Raymond James Financial with 18 years of industry experience. She has worked within various branches of Raymond James since 2008. Outside of her advisory role, she is an associate and secretary at O'Neill Family Wealth Management Inc., where she assists clients with documentation, requests, and branch operations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports advisory programs and institutional consulting across a large advisor network.

Chris Kurtis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He previously worked at Securities America Advisors and Securities America, Inc. for 16 years. Outside of advising, he is also active as a musician. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Christopher Janota is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and also operates Envoy Wealth Management LLC. Janota serves on the boards of the Park Forest Historical Society and Act of Grace, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements.

Daniel Hawtree is a CFP®-certified financial advisor with 38 years of industry experience. He is currently with LPL Financial and has previously worked at Sigma Planning Corp. and Sigma Financial Corporation. In addition to his advisory role, he owns and operates a CPA business focusing on tax preparation and accounting. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Gregory Davis is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 41 years of industry experience. He has worked at Cetera Investment Advisors LLC and affiliated entities since 2019, following a 13-year tenure at Harris Investor Services. Outside of his advisory role, he serves as treasurer and dual signor for the Wessex Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, with a multi-manager platform that includes both affiliated and third-party investment options.

Ean Johnston Drake is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His background includes roles at Indiana University, Oak Partners, Inc., and Sand Creek Country Club. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Elijah Muhammad is a financial advisor with Primerica Advisors in Chicago, holding Series 63 and Series 65 credentials and 14 years of industry experience. His career includes roles at PFS Investments, Inc., and multiple healthcare institutions. In addition to advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-driven strategies and selectively managed accounts. The firm emphasizes a wrap-fee structure and utilizes third-party asset managers with oversight from Primerica.

Michael Scanlan is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 63 and Series 66 designations and has nine years of industry experience, including seven years at Edward Jones. Outside of his primary role, he serves as CEO and independent contractor for msm wealth management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports institutional consulting and portfolio management across a large advisor network.

Kimberly Clark is a financial advisor with Cetera who holds a Series 66 designation and has 12 years of industry experience. She has been affiliated with Cetera and First Merchants Investment Services for seven years. Outside of her advisory work, she serves as a board member for South Chicago Parents & Friends, Inc. and as a committee co-chair for Delta Sigma Theta Sorority, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform that includes model portfolios, automated allocations, and bespoke strategies.