John Hiles is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for seven years before joining Morgan Stanley in 2021. He serves on the Investment Advisory Board for the Community Foundation of the Ozarks. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory approach.

Chad Page is a financial advisor at Edward Jones with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Edward Jones since 2014. He also has a long-standing association with Trivita dating back to 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Crystal Leach is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and 26 years of industry experience. She previously worked at Wells Fargo Advisors LLC from 2009 to 2018 before joining her current firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports a broad network of advisors with specialized services including municipal and public-finance work.

Keisha Lemmon Clifford is a Financial Advisor with Merrill Lynch Wealth Management based in Springfield, Missouri. She works with individuals and families to understand their financial circumstances and develop strategies that align with their stated goals and objectives. Her practice includes investment management, retirement planning, and wealth accumulation. Clifford takes a structured approach to organizing financial information and supports clients in evaluating available options over time. She maintains ongoing communication with clients and updates strategies as their financial situations, objectives, and market conditions change. She holds the Personal Investment Advisor (PIA) designation and has completed education at Ozark's Technical Community College, as well as a High School Diploma from the Missouri Department of Elementary and Secondary Education. Outside of her professional work, Clifford enjoys adventure sports, camping, football, hiking, traveling, and spending time with her family.

Karl Kime is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he joined in 2022. He works with affluent clients to develop personalized financial strategies tailored to their short- and long-term goals, focusing on areas such as college education planning, divorce transition planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, and retirement income. Karl emphasizes connecting all aspects of a client's financial life to prioritize and pursue meaningful goals. Karl has been in the financial services industry since 2011. He holds a Bachelor of Arts degree in Business Administration from Drury University and has earned the Personal Investment Advisor (PIA) designation. He believes that the primary challenge for long-term investors is not market volatility but rather the erosion of purchasing power due to inflation, aiming to craft plans to help clients increase their assets and potential income beyond inflation. Born and raised in southwest Missouri, Karl lives in Springfield with his wife Becky and their two children. He is active in the community, supporting organizations such as CASA of the Ozarks and the Heart of the Ozarks Sertoma Club. In his free time, he enjoys mountain biking, golf, baseball, reading, and spending time with his family.

Jeremy Clark is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked in roles related to fire protection and investment services since 2016. Clark also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based investment strategies managed by third-party asset managers and supports accounts with BNY Mellon Advisors and Pershing custodial services.

Kathryn Pilkinton is a financial advisor with LPL Financial in Springfield, MO, holding a Series 66 designation and 10 years of industry experience. Her prior roles include positions at Cadence Bank, Infinex Investments, Inc., BancorpSouth Wealth Management, and BancorpSouth Bank. She is also a commissioned notary public in the state of Missouri. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Karen Marsh is a Series 66-credentialed financial advisor with Edward Jones in Nixa, Missouri. She has 14 years of industry experience, all of which she has spent with Edward Jones since 2012. Her other business activity includes managing a rental property in Nixa. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Sanford is a financial advisor with Cetera in Springfield, MO, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has served in various capacities at Cetera and affiliated firms since 2002 and operates Sanford & Associates Wealth Advisors, LLC. Outside of his advisory role, he is involved in multiple non-investment businesses, including ownership interests in companies related to propane sales, manufacturing, software, retail, construction, and commercial property, as well as accounting and payroll services. Cetera Investment Advisers LLC is a large nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to discretionary and non-discretionary portfolio management, financial planning, and third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Rabera Moranga is a Financial Advisor at Merrill Lynch Wealth Management, specializing in advising business owners, healthcare professionals, and high-income individuals through complex financial planning decisions and transition events. Her work focuses on delivering clarity, coordination, and disciplined judgment to clients dealing with liquidity events, incentive-based compensation, succession considerations, and organizational changes. Rabera brings experience from a decade working in regulated healthcare environments as a clinician and educator, which contributes to her disciplined, compliance-oriented approach to financial planning. She holds a Bachelor's degree from Rutgers the State University of New Jersey and maintains professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She actively participates in professional organizations such as the Association of African American Financial Advisors and the Greene County Estate Planning Council. In addition to her professional commitments, Rabera is involved in community initiatives including the Springfield Area Chamber of Commerce Small Business Council and serves as an ambassador for the Foundation for Springfield Public Schools. Her personal interests include hiking, reading, and traveling.

Michael Wilcox is a CFP® with 31 years of industry experience. He currently serves as an advisor at J.P. Morgan Securities, having previously worked at Charles Schwab, Stifel, UBS Financial Services, and Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates both quantitative and qualitative research, with an emphasis on model asset allocations and eligibility frameworks including ESG considerations.

Billy Romine is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has been associated with Cetera and its related entities since 2013. Outside of his advisory role, Romine is involved in dental and group disability income and long-term care insurance as an independent representative. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Austin Kurth is a financial advisor with LPL Financial in Springfield, MO, holding a Series 66 designation and nine years of industry experience. His career includes roles at Bryan Bowles and Waddell & Reed, Inc. Outside of advising, he is involved with KFB, LLC, a business entity maintained for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, including access to third-party asset managers and institutional platforms, with advisory services delivered primarily through a large network of investment adviser representatives.

Hayley Besch is a financial advisor with LPL Financial holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2023, she worked in roles at James River Church, Werner Enterprises, and Cox Health. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Richard Stenberg is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Stephen Mangan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously worked at Bank of America and Merrill from 2015 to 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and it acts as an ERISA fiduciary when providing investment advice.

Shelley Marshall serves as the Senior Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management in Springfield, Missouri. She joined Merrill Lynch and the PBM Group in 2015, bringing over 20 years of financial experience to her roles. Shelley works with clients to develop and execute tailored wealth management strategies that address various stages of their financial lives. Shelley holds a bachelor's degree in business from Drury University and a master's degree in accountancy from Missouri State University. She is a CERTIFIED FINANCIAL PLANNER® professional and began her career in public accounting, though she does not provide accounting services in her current role. Her client focus areas include college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. Beyond her professional work, Shelley is involved in community service as a board member of Ozark Food Harvest and the Ozark Regional YMCA. She resides in Springfield with her husband and daughter and enjoys family time and fitness activities such as hiking and yoga.

Beth Swann is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and bringing 18 years of industry experience. She has worked at Wells Fargo Advisors since 2021 and previously held roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of her advisory work, she owns and operates Beth Knight PEMF, a wellness practice in Ozark, Missouri, where she is a certified practitioner. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Mary Blair is a financial advisor at Edward Jones with 14 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Ron Penney Jr. is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 credentials and over 42 years of industry experience. He has been with Ameriprise since 1983, including 15 years at Ameriprise Financial Services, Inc. Penney serves as President of the Board of Directors for the Pearson Pointe Subdivision and acts as an expert witness in financial planning cases. Ameriprise offers retirement-income planning services tailored for individuals nearing or in retirement, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.