Elias Spence is a financial advisor with Fidelity, holding a Series 66 designation and based in Tucson, AZ. He joined Fidelity in 2025 and has held various roles in related firms since then. Prior to his career in finance, he worked in the food service and hospitality industries, including positions at DoorDash and Bob Morris' Paradise Cove and Beach Cafe. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery across a broad range of investment products.

Daniel Dales is a financial advisor with Equitable Advisors, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2008, previously associated with AXA Advisors, LLC. He serves as a board member and officer of Signature Wealth Concepts, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a range of advisory models implemented by third-party asset managers and provides ERISA fiduciary services to qualified plans.

Todd Hanna is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding Series 63 and Series 65 designations and having 25 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Charles Dunn is a financial advisor at Cetera with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including First Allied Advisory Services and his own Charles R. Dunn Investment Advisors, LLC. Dunn is involved in several nonprofit organizations, serving as executive director and board member for groups focused on charitable, community, and homeless services in Tucson, Arizona. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets.

Pedro Trejo III is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, J.P. Morgan Securities, and Unit21. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies utilizing internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly Stephenson is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1999. He also serves as a Successor Trustee in a separate capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ben Young is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. Prior to this role, he worked as a Financial Advisor at NYLIFE Securities LLC from 2010 to 2015 and as an Agent at New York Life from 2009 to 2010. His professional journey reflects a sustained commitment to financial consulting and client service. Ben is a native of Tucson and focuses on helping clients achieve financial freedom for themselves and their families. He holds insurance licenses in Arkansas and California, supporting his work in financial planning and consulting. His approach centers on client goals and financial education. Outside of his professional career, Ben enjoys activities such as comedy, concerts, social events with friends, golf, skiing, and traveling.

David King is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at LPL Financial since 2007. Outside of his advisory role, he is a broker for Blue Cross Blue Shield of Arizona and an employee of Hughes Federal Credit Union, each representing a minor part of his professional activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

Miguel Salazar is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Transition Support Services Inc, the University of Incarnate Word, and Amazon. He also coaches soccer players through his own soccer training business in Tucson, Arizona. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including multi-manager and fund-of-funds structures.

Patricia Carnovale is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 1995. Carnovale serves on the Board of Directors for Friends of Western Art. Ameriprise is a large institutional firm that offers a retirement-income planning service for individuals nearing or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, using research-driven and algorithm-assisted methods to generate and tailor retirement income recommendations.

James Stark is a financial advisor at Cetera with 36 years of industry experience. He holds the CFP® designation and securities licenses Series 63 and 65. His career includes roles at Wells Fargo Advisors Financial Network LLC and managing multiple wealth management firms. Stark serves on the board of Unite 4 Africa, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a large nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with a multi-manager platform offering a range of portfolio management and financial planning solutions.

Christopher Boyd is a financial advisor with Charles Schwab, holding Series 63 and Series 66 registrations and 14 years of industry experience. He has worked at Charles Schwab Bank since 2012 and Charles Schwab & Co., Inc. since 2009. Outside of his advisory role, he serves on the board of Legacy of Excellence, a nonprofit organization where he assists with the financial committee in managing scholarship donations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed accounts. The firm offers both non-discretionary and discretionary investment services, combining multi-asset model portfolios with centralized custody and operational support.

Layla Tovar is a Senior Financial Advisor at Merrill Lynch Wealth Management. She focuses on creating personalized wealth management strategies tailored to clients' unique financial situations and goals. Her areas of expertise include college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, special needs planning, and retirement income. Layla follows the Merrill tradition of community involvement through volunteer work with local organizations. Outside of her professional role, she pursues a variety of personal interests including basketball, chess, cooking, dancing, football, golfing, hiking, music, traveling, and yoga.

Cruz Poeppelman is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has a diverse background including service in the United States Army and roles in higher education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on retirement income, using proprietary research and third-party data within a defined investment framework.

Kevin Peasley is an Investment Consultant at Fidelity Investments, where he works closely with clients to develop and maintain financial planning strategies. He focuses on understanding each client's unique situation and goals to co-create customized financial plans that align with their vision for the future. Kevin's professional experience includes serving as a Financial Representative at Fidelity Investments from 2023 to 2024 before becoming an Investment Consultant in 2024. His work encompasses planning for retirement, wealth accumulation, and risk management through methodical analysis and thoughtful recommendations. Outside of his professional role, Kevin enjoys board games, cooking and baking, puzzles, and snowboarding.

Ian Sanchez is a financial advisor with Merrill in Tucson, AZ, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Merrill and Bank of America in 2025, he worked at Wells Fargo Clearing and Wells Fargo Bank from 2018 to 2025 and has experience in the education sector from Desert Rose Academy. Outside of his advisory role, he is a general partner and managing member of YWOP Enterprise, where he performs accounting and maintenance activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Myron Hicks is a CFP®-certified financial advisor with 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Hicks holds ownership interests in several local Tucson businesses, including Tucson Screamers LLC and The Slaughterhouse DBA Biocare Global, where he is involved in fundraising, marketing, and consulting activities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nancy Kelsey is a financial advisor at OSAIC with 39 years of industry experience. She held advisory roles at Securities America Advisors, Inc. and Securities America, Inc. from 2009 to 2024 before joining OSAIC. Outside of her advisory work, she is involved in a cat rescue and rehoming effort in Tucson, Arizona. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with financial planning and access to third-party money managers. The firm utilizes various asset allocation tools and supports discretionary and non-discretionary account management across multiple investment types.

Julian Benitez II is a financial advisor with Cambridge Investment Research Advisors in Tucson, AZ, holding a Series 66 designation and nine years of industry experience. He has worked with Cambridge Investment Research and JNJ Wealth Management Group since 2017 and was previously with Commonwealth Financial Network from 2015 to 2017. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through independent Financial Professionals, employing a range of portfolio management strategies across multiple custody platforms.

Jonathan M Mitchell is a financial advisor with UBS Financial Services in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 2011. Outside of his advisory work, Jonathan volunteers as a private investigator and is a silent partner in a fast-casual restaurant serving Poke. He also serves as secretary and treasurer of a family foundation. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, utilizing model-based asset allocations and proprietary research to tailor client plans. The firm combines institutional trading capabilities with wealth management offerings, including fiduciary financial planning and capital markets services.