Matthew Edwards is a financial advisor at J. W. Cole Advisors, Inc. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining J. W. Cole Advisors, Edwards worked at LPL Financial and Foster Financial Services. He also served in law enforcement with the Sonoma County Sheriff's Office and the Ukiah Police Department. Edwards is a licensed life insurance agent and provides life insurance as part of his financial planning services. J. W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and access to various third-party investment platforms. The firm serves individuals, high-net-worth clients, and institutional accounts using a combination of discretionary and non-discretionary strategies.

Bruce Stone is a financial advisor with Independent Financial Group, LLC in Tucson, AZ, holding ChFC® and Series 66 designations and bringing 48 years of industry experience. He previously worked at StoneKimbro for three years and was involved with Stone Ins Services for 46 years. His other business activities include officer and director roles focused on business operations and client relationship management. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers various portfolio management solutions and financial planning, combining strategic asset allocation with multi-manager portfolios and ongoing due diligence.

Frank Lopez is a financial advisor at PNC Wealth Management with six years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at Edward Jones, Ameriprise, Woodbury Financial Services, and other firms. Outside of his advisory work, he is involved with Andrea Bazil's LLC, a retail jewelry business managed by his wife, where he handles banking and payment systems. PNC Wealth Management provides retail brokerage and advisory services through model-based investment programs. Their Portfolio Solutions Strategist Digital Offering is an invitation-only, discretionary model account that uses algorithm-driven risk assessments and invests via approved model strategies focused on mutual funds and ETFs.

Aida Castro is a ChFC® credentialed financial advisor with 17 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Tucson, AZ. She has a longstanding career at New York Life Insurance Co. and its related entities since 2012 and operates her own advisory practice, AIDA Castro Wealth & Legacy. Outside of her advisory role, she is also active as an insurance broker for non-registered insurance products. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through an extensive network of affiliated advisors. The firm offers multiple program types tailored to client and plan sponsor objectives, with most assets under management handled on a non-discretionary basis.

Daniel Wilsford is a Series 66-registered advisor with Commonwealth Financial Network. He has prior experience serving in the U.S. Army from 2014 to 2025. Outside of his advisory role, he co-owns Liora LLC, a private entity involved in event planning and party services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $210 billion in client assets. The firm offers a range of managed-account programs, access to third-party asset managers, and comprehensive back-office and custodial services.

Carlos Carranza is a financial advisor at PNC Wealth Management with 20 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, and BBVA Securities Inc. from 2016 to 2021. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only discretionary model account that uses algorithmic risk assessment and managed strategies implemented via mutual funds and ETFs.

Andre Veres is a CFP® and ChFC® credentialed financial advisor with 13 years of industry experience. He has been with Hornor, Townsend & Kent, LLC and Penn Mutual Life Insurance Co since 2016. In addition to his advisory work, Veres is a partner at Longview Insurance & Investments, where he is involved in the sales and service of multi-line insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering a range of advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services with broker-dealer capabilities, managing substantial discretionary and non-discretionary assets through a network of advisors and third-party asset managers.

Joseph Vetrano is a financial advisor with Principal Financial Services in Tucson, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked with Vetrano Financial Services since 2013 and has been affiliated with Principal Securities Inc and Principal Life Insurance Company since 2018. Outside of advising, he is involved in the sale and service of fixed life, annuity, long-term care, disability, group benefit, and health insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various investment adviser and promoter arrangements.

Brandon Jones is a Series 66-licensed financial advisor with PNC Wealth Management in Tucson, AZ, and has four years of industry experience. He has previously worked with Thrivent Financial and LPL Financial LLC among other firms. Outside his advisory roles, he spent five years with Victory Worship Center. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital, discretionary model account pilot available to select employees. The firm employs algorithm-driven risk assessments and delegates portfolio management to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Eduardo Cervantes is a financial advisor with Centaurus Financial, Inc. in Tucson, AZ, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Wells Fargo Clearing, WELLS FARGO Advisors, LLC, and Wells Fargo Bank, NA. He serves as a board member of the American Pediatric Surgical Nurses Association. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing a combination of fundamental, technical, bottom-up, and top-down analysis.

Christopher Noyalis is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 13 years of industry experience. He has previously worked at Minnesota Life Insurance Company, Financial Design Group, and Securian Financial Services, and has been with Private Advisor Group and LPL Financial since 2017. Outside of his advisory work, he is involved in non-variable insurance activities and operates a business entity related to his LPL Financial work. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to wrap and non-wrap advisory programs. The firm uses a fiduciary-based advisory model and employs a variety of investment approaches, often implementing advice through third-party managers and technology platforms.

Micah Davis is a financial advisor with First Command Advisory Services in Tucson, AZ. He holds Series 63 and Series 65 licenses and has recently transitioned from military service, having served in the United States Air Force from 2010 to 2023. Prior to joining First Command, he worked with the Strategic Technology Institute Inc. and V2X Inc. First Command Advisory Services is an SEC-registered investment adviser that primarily serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers.

Keith Schlottman is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Independent Financial Group since 2008 and has also operated Schlottman CPA's PLC since 1999. Outside of his advisory role, he serves as an officer and director of Schlottman Tax Services, LLC, providing tax preparation and accounting services, and holds board positions with nonprofit organizations including the 10-10 International Net Scholarship Foundation and Ten-Ten International Net, Inc. Independent Financial Group offers investment advisory and brokerage services to a wide client base, including individuals, high-net-worth clients, trusts, corporations, and charitable organizations. The firm combines strategic asset allocation, multi-manager portfolios, and ongoing due diligence to tailor client investment strategies across various risk profiles.

David Williams Jr. is a financial advisor with Transamerica Financial Advisors in Tucson, AZ. He holds a Series 66 designation and began his advisory career in 2025. His prior experience includes roles in public management and county government, as well as involvement with W3 Planning and Research LLC since 2015. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, providing both discretionary and non-discretionary investment options.

David Henry is a financial advisor with Principal Financial Services in Tucson, AZ, holding a Series 66 designation and 14 years of industry experience. He previously worked at Brokers International Financial Services, LLC for 12 years and had brief tenures at Integrity Advisor Solutions and Principal Life Insurance Co. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors across wealth levels, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Raymond Seward is a financial advisor with Transamerica Financial Advisors in Tucson, AZ, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. His work history includes roles at Wealthwave, World Financial Group, and Boeing, where he has been employed since 1987. Seward is also involved in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base, including individual and high-net-worth investors, pension plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services, combining proprietary model portfolios and third-party money managers with discretionary and non-discretionary program options.

Michelle Anthony is a financial advisor with Centaurus Financial, Inc., holding a Series 66 designation and 22 years of industry experience. She has been with Centaurus Financial since 2014. Outside of her advisory role, she serves as a board member for the Arizona Financial Academy, a nonprofit focused on financial literacy, where she volunteers to teach adult financial literacy classes. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of platforms and employs a mix of analytical approaches with discretionary and non-discretionary management arrangements.

Aaron Mabley is a CFP® professional with five years of experience in the financial services industry. He is currently with Benjamin F. Edwards & Company, Inc. and has previously held positions at firms including Morgan Stanley and various entities within the Cetera and Avantax networks. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers a range of advisory services such as financial planning, retirement plan consulting, and investment management through wrap programs and customized portfolio strategies.

Allen Ekman is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Hornor, Townsend & Kent since 2000. Aside from his advisory role, Ekman is also an insurance agent involved in the sales and service of multi-line insurance products through Longview Insurance and Investments. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as a registered investment advisor and broker-dealer, providing a range of investment and brokerage services alongside third-party asset manager relationships.

Daniel Hoefferle is a CFP® professional with 15 years of industry experience, currently affiliated with United Planners' Financial Services of America as a Limited Partner. He has been involved with United Financial Center since 2000 and has served as an instructor at Pima Community College since 2011, where he teaches retirement-related courses. Outside of his advisory role, he owns a trust consulting business. United Planners Financial Services supports a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm uses an open-architecture platform with multiple custodians and third-party money managers, operating primarily on a non-discretionary basis.