Andrew Jurun is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Wells Fargo Clearing, and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Antonieta Sanchez is a Series 66 licensed advisor at Merrill with 24 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Clarence Bannowsky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Bannowsky also serves as co-trustee for his mother’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options, notably incorporating insurance-related vehicles and bank deposit sweep options.

Karissa Fortna is a financial advisor with LPL Financial in La Quinta, CA. She holds the Series 66 designation and has prior experience at Wells Fargo Clearing, Milauskas Eye Institute, and Robert Half. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Isadore Schifano is a financial advisor with Charles Schwab who holds a Series 66 designation and has 24 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2000 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a large scale, integrated approach to wealth management.

Margaret Chamberlain is a financial advisor at Edward Jones with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

Misty Farukh is a CFP® professional at Raymond James & Associates with 18 years of industry experience. She has worked at Raymond James since 2012, following positions at Morgan Stanley and Citigroup Global Markets. Based in Palm Desert, CA, she holds the Series 66 designation. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

William Schick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 44 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a one-year period at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions supported by extensive research and analytics.

Venetta Reyes is a financial advisor with Merrill in Indian Wells, CA, holding Series 63 and Series 66 registrations and bringing 30 years of industry experience. She previously worked at UBS Financial Services for 25 years and Morgan Stanley for two years before joining Merrill in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Wilson is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 66 licenses and having 24 years of industry experience. His prior roles include positions at CITY NATIONAL BANK and RBC Capital Markets. Outside of advising, he is involved with the Boys and Girls Club of the Coachella Valley as an organizing committee member for their golf tournament and is a partner in Texacali Catering LLC. Morgan Stanley Wealth Management provides a wide range of advisory services to individual and institutional clients, using structured financial planning tools and offering access to diverse investment programs. The firm manages approximately $2.74 trillion in client assets and delivers tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Robert Tanner is a financial advisor with Merrill, holding a Series 66 credential and 19 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2013. Outside of his advisory role, Tanner serves on the advisory board of the Family YMCA of the Desert and is involved in a nonprofit sports organization supporting youth athletics, where he also coaches a travel football team. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes integrated investment management solutions, manager selection, and tax-efficient strategies, supported by its affiliation with Bank of America and a broad capital markets platform.

Harmony Bozes Sherlock is a financial advisor at Stifel with 9 years of industry experience and holds the Series 66 designation. She has been with Stifel Nicolaus & Co., Inc. since 2010, totaling 16 years at the firm. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. Its investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking assumptions and modeling to inform asset allocation and planning analyses.

Young Chung is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. He has worked at both City National Bank and RBC Capital Markets since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

John Polovick is a financial advisor with J.P. Morgan Securities in La Quinta, CA, holding a Series 63 designation and 35 years of industry experience. He has been with JPMorgan Securities, LLC and JP Morgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Erica Espinola is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 21 years of industry experience. She previously worked at Bank of America, N.A. for 11 years before joining Wells Fargo in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Schrager is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, Schrager owns and instructs at a skydiving school, teaching both civilian and military personnel on weekends. Morgan Stanley Wealth Management serves individual and institutional clients, providing a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Richard Mckinley is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Edward Jones. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, leveraging portfolios developed by LPL’s Research Department and third-party strategists, with additional offerings in affiliated trust custody services and insurance product facilitation.

Melvin Walters Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Securities America Advisors, Inc. and Kms Financial Services, Inc. Walters is also the owner of Mel Walters Investments & Insurance, where he provides life and disability insurance services alongside comprehensive financial planning. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, investment advisory services, and access to third-party money managers through a large network of affiliated advisors.

Todd Richardson is a CFP® with 36 years of industry experience, currently with Stifel Nicolaus & Co Inc, where he has worked since 2009. He is based in Palm Desert, CA. Outside of his financial advisory work, Richardson is a professional musician performing at private events and public venues. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning.

Bryce Dalrymple is a Series 66-registered financial advisor with Morgan Stanley, based in Palm Desert, CA, and has five years of industry experience. He previously worked at NYLIFE Securities LLC and New York Life Insurance Co., and has teaching experience at the University of Redlands and Crafton Hills College. Outside of finance, he worked at Oak Valley Golf Course for six years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions. The firm offers a range of advisory programs and tailored financial planning services supported by structured discovery processes and advanced modeling tools.