Bianca Trujillo is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, SSB since 2021. Outside of her advisory work, she is involved in real estate development and construction management as the owner of a real estate business. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and centralized operational capabilities.

Mireille Awadalla is a financial advisor at Merrill in Rancho Mirage, CA, holding a Series 66 designation with one year of industry experience. Her prior experience includes roles at Bank of America, U.S. Bank, and Commercial International Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Terri Dicius is a financial advisor with LPL Financial based in Indian Wells, CA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. She has been affiliated with TriSummit Investment Advisors and LPL Financial since 2002. In addition to her advisory work, she is involved in TriSummit Enterprises, a lifestyle consulting company that produces articles, seminars, books, and educational materials. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Gretchen Helsel Drumm is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Before joining Merrill, she held roles at Bank of America and has part-time experience as a food and beverage server with Tommy Bahama R & R Holdings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Richard La Ferriere is a financial advisor at Edward Jones in Palm Springs, California, holding a Series 66 designation with six years of industry experience. He has worked at Edward Jones since 2019 and previously held roles at JPM Enterprises LLC and Red Collar Coffee Company. Outside of his advisory role, he has experience managing residential rental properties through Sundown Properties Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

James Bruner is a financial advisor with UBS Financial Services in Indian Wells, CA, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has been with UBS since 2007. Bruner serves on the board of directors for the Riverside International Automotive Museum. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Dean Mayo is a financial advisor with LPL Enterprise, holding a Series 66 credential and 24 years of experience in the industry. His prior roles include positions at Dickerson and the California Health Benefit Exchange. Outside of financial services, he is a PGA professional involved in coaching and is also active as an artist and musician. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm provides financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Seth Rapkin is a financial advisor with Morgan Stanley in La Quinta, CA, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a committee member on the Washington Technology Industry Association board. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Benjamin Papinaw is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, he holds a 2% ownership interest in Willow Ridge Golf Course, a golf course and restaurant in Fort Gratiot, Michigan. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Warren Overman is a financial advisor with UBS Financial Services in Rancho Mirage, CA, holding Series 63 and Series 66 designations and bringing 38 years of industry experience. He has been with UBS Financial Services since 1998. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Michael Donohue is a CFP® certificant with 38 years of industry experience, currently affiliated with LPL Financial in Rancho Mirage, CA. He has been with LPL Financial since 1992 and has operated DB Wealth Management Group, LLC since 2012. Donohue provides investment advisory services through his independent firm, DB Wealth Management Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, with access to model portfolios, research, and various investment strategies.

James Mc Caughey is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Charles Schwab, TD Ameritrade Investment Management, and Scottrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, using multi-asset model portfolios and a formal alternative-investment process within an integrated operational structure.

Shannon Miller is a financial advisor with LPL Financial in Indio, CA, holding Series 63 and Series 66 credentials and possessing 32 years of industry experience. She has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 2006. Outside of her advisory role, she serves as an AKC CGC Testing Evaluator for the American Kennel Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources.

Andrew Jurun is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Wells Fargo Clearing, and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Antonieta Sanchez is a Series 66 licensed advisor at Merrill with 24 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Clarence Bannowsky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Bannowsky also serves as co-trustee for his mother’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options, notably incorporating insurance-related vehicles and bank deposit sweep options.

Isadore Schifano is a financial advisor with Charles Schwab who holds a Series 66 designation and has 24 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2000 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a large scale, integrated approach to wealth management.

Margaret Chamberlain is a financial advisor at Edward Jones with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

William Schick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 44 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a one-year period at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions supported by extensive research and analytics.

Venetta Reyes is a financial advisor with Merrill in Indian Wells, CA, holding Series 63 and Series 66 registrations and bringing 30 years of industry experience. She previously worked at UBS Financial Services for 25 years and Morgan Stanley for two years before joining Merrill in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.